This policy is designed to protect the insured against accidental loss of or damage to\r\n third-party property or bodily injury including death or illness to a member of the public including legal\r\n costs incurred with the prior consent of the insurer in connection with the insured’s business.\r\n
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This policy can also be extended to cover loss of cash while in insured premises or personal custody of\r\n trusted employees of the Insured.
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Product Liability Insurance
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\r\n Product Liability insurance covers the insured's legal liability for death, bodily injury, or loss, or damage\r\n caused by the Insured's products to the third party.\r\n
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Professional Indemnity Insurance
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\r\n The policy protects the insured against legal liabilities that may arise by reason of any negligence , error\r\n or omission committed in a professional capacity by the person insured or by any partner, director, person who\r\n may be in the insured’s employment.\r\n
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Directors & Officers Liability Insurance
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\r\n Directors and Officers insurance policies offer liability cover for company managers to protect them from\r\n claims which may arise from the decisions and actions taken within the scope of their regular duties.\r\n
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Directors and Officers (D&O) Liability Insurance — a type of liability insurance covering directors and\r\n officers for claims made against them while serving on a board of directors and/or as an officer. D&O\r\n liability insurance can be written to cover the directors and officers of for-profit businesses, privately\r\n held firms, not-for-profit organizations, and educational institutions. In effect, the policies function as\r\n \"management errors and omissions liability insurance,\" covering claims resulting from managerial decisions\r\n that have adverse financial consequences.
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\r\n","import { Injectable } from \"@angular/core\";\r\nimport { NgxPicaService } from \"ngx-tooning-pica\";\r\n\r\n@Injectable({\r\n providedIn: 'root'\r\n})\r\n\r\nexport class Utilities {\r\n constructor(private _ngxPicaService: NgxPicaService){}\r\n\r\n ValidateFileType(fileType: string):boolean{\r\n var filterType = /^(?:image\\/bmp|image\\/gif|image\\/jpeg|image\\/jpeg|image\\/jpeg|image\\/png|image\\/jpg)$/i;\r\n return filterType.test(fileType);\r\n }\r\n ResizeImage(file: File, width: number, height: number){\r\n return this._ngxPicaService.resizeImage(file, 128, 128);\r\n }\r\n}\r\n","\r\n\r\n\r\n
NSIA INSURANCE HOLDS ANNUAL GENERAL MEETING, GROWS GROSS PREMIUM INCOME TO N9.19BN
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We successfully concluded our Annual General Meeting (AGM) on Tuesday, June 30, 2020 via teleconferencing.\r\n
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The AGM was attended by the shareholders and other stakeholders of the company. The shareholders adopted all the resolutions submitted and approved a dividend payment of 1.45k (N0.0145k) per share for the 2019 financial year.\r\n
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Gross premium income increased by 32.9% from N6.91bn in 2018 to N9.19bn in 2019. The Net Premium Income improved by 25% from N3.16bn reported for the year ended December 31, 2018, to N5.06bn in 2019.\r\n
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Interestingly, Profit After Tax (PAT) improved significantly by 67% from N670.45m reported in 2018 to N781.87m in 2019. There was also an improvement in the Earnings per share by 75% from 7k in 2018 to 9k in 2019.\r\n
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As a company that places high value on integrity and professionalism, paying Claims promptly is part of our commitment to our clients. Proof of this is the growth in Claims payout of 25.8% from N2.28bn in 2018 to N2.87bn in 2019.\r\n
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Total Assets for the year ended 2019 increased by 8.4% from N17.92bn reported for the year ended December 31, 2018, to N19.43bn. Shareholders’ Fund in 2019 grew from N10.9bn to N11.84bn marking an 8.7% year on year growth.\r\n
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Addressing Shareholders at the meeting, the Chairman of the Board, Ituah Ighodalo, said “NSIA Insurance had made good its promise of maximizing the returns of its shareholders’ investments in the business, lending credence to the company’s values of Integrity, Care, Innovation and Professionalism.”
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The resolutions adopted by the shareholders included the acceptance of the Audited Financial Statements, the re – appointment of Ernst & Young as its Independent Auditors and the appointment of Directors in place of those retiring. Prior to the AGM, Mr. Apollos Ikpobe, Mrs. Hélène Konian, and Mrs. Mansan Diagou Ehilé as Non- Executive Directors.
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\r\n According to the MD/CEO of NSIA Insurance, Ebelechukwu Nwachukwu, “We are pleased to have met the set goals for the financial year of 2019 and we expect to significantly grow our income for better competitive edge. We look forward to growing capacity by 25% before the end of 2020 even as we plan for a 30% growth in 2021.”\r\n
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\r\n Ebelechukwu Nwachukwu further stated, “Our primary objective is to continually grow our business, satisfy our customers and maximize return on investments for our stakeholders.”\r\n
Since the outbreak of the novel coronavirus, the Nigeria Center for Disease Control (NCDC) has provided necessary guidelines on how best to stay safe during the pandemic. However, with the ease of the lockdown and opening of international airports, travel has become more feasible and this further emphasizes the need to adhere to safety guidelines in order stop the spread of COVID-19. Here are some things to keep in mind before you go on that trip, at this time:\r\n
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1.\tEvaluate the risk: Reports have shown that the elderly, and people with certain medical conditions, are at a higher risk of contracting the Coronavirus. If you must travel, contact your doctor and ask about any additional precaution you may need to take. It is also important to take into consideration your means of traveling, whether it's by plane or car. This will give you an idea of the number of people to whom you will be exposed. If you are staying in a hotel, it's important to ensure that the hotel is taking the necessary precautions to curb the spread of COVID-19.
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2.\tStay clean: It important to keep your hands clean at all times. If you do not have access to water at the time, sanitize your hands with an alcohol-based hand sanitizer. Avoid touching your face, especially your eyes, nose and mouth. Always wear a face mask. Make it a habit to disinfect areas that you touch frequently such as your car door handles, luggage handles, phones, light switch, etc.
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3.\tPack ‘the essentials’: Make sure to pack an alcohol-based hand sanitizer with at least 60% alcohol content, face masks, disinfecting wipes and a first aid kit. Also, to avoid unnecessary stops at supermarkets, petrol station restaurant, pack some of your favourite snacks and lots of water during your trip.
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4.\tBe aware of a nearby hospital around you: It is important to find a nearby hospital when you arrive at your destination, in case of an emergency or need for medical care.
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5.\tCheck state, local travel guidelines: Before you travel, you should check the state and local travel guidelines of your destination. It is important to do so because they might have specific COVID-19 precautionary measures and requirements that must be met. It is always better to stay informed.
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Your travel experience is made easier when you have peace of mind with NSIA travel insurance plan to cover medical costs that may arise and issues relating to loss of baggage. For more information, please visit https://nsiainsurance.com/travel-insurance or call customer service on 09048418896.
Growing up as a child I was privileged to be exposed to teachers who used popular quotes while teaching. They would say things like: “Education is the passport to the future, for tomorrow belongs to those who prepare for it today.” “If you think education is expensive, try ignorance.”\r\n
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Believe it or not, those quotes spurred students to engage in healthy competitions to be the best among their peers. Schools competed to have the best of students with the highest grades in the West African Senior School Certificate Examinations. There were several quiz competitions to showcase the intelligence of students. All these are instrumental in the quest to ensure that students are poised to identify and utilize opportunities, to yield the best outcomes.\r\n\r\n
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However, as time passed, there was a gradual decline in the Nigerian Education system and this is partly due to technological advancements. While our young ones embraced change readily, this has not been the case with the older generation. Many government parastatals and educational organizations were lackadaisical in their effort to improve their mode of operation in line with the advancements in technology as a means to educate students. Most government-owned schools in Nigeria used black chalkboards at a time some African countries had switched to white boards, computers and projectors for learning in secondary/high school classrooms.\r\n
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Relating it to our present situation in light of the pandemic, private educational institutions have made provisions for their students to take online classes, write exams and even have their graduation ceremonies online. They have made visible effort to adapt to the changes we see around us today, all in a bid to ensure that the students get quality education. Sadly, the same cannot be said about their counterparts in government-owned institutions.
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One important question we must ask is: What options do average parents have to ensure their children get the education they deserve? \r\n
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Once again, we can liken Insurance to a superhero in comic books who steps in to save the day. “How?” you may ask. Life Assurance offers benefits that will assist parents in meeting the financial requirements for their children's school fees and associated educational expenses. For instance, the NSIA Education Endowment Product (NSIA Education Support) serves as a vehicle for saving towards the future education of the children. The policy also supports the child in the event of the early death of the parent.
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The NSIA Anticipated Endowment Plan is also another viable option. It is a unique product that provides a combination of life insurance protection and savings for a rainy day. The policyholder withdraws a certain percentage of the guaranteed benefit (sum assured) during the currency of the policy and still collects 100% of the original sum assured at the end of the policy term. There also is the NSIA Savings Plan, which offers prospective policyholders a vehicle through which they can accumulate funds to meet future needs.
THINGS YOU SHOULD DO IN THE NEW YEAR FOR YOUR INSURANCE
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\r\n The start of a New Year always energizes us to start off on the right note. Whether it’s committing to spend more time with family, exercising more or saving money, New Year resolutions are common for everyone. What about your insurance policy? Is there something you can do at the start of every year to save money or keep yourself fully protected? We have shared three things you should do in the new year for your insurance.\r\n\r\n
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Complete a home inventory checklist
\r\n \r\n Sure, this is always easier said than done but it doesn’t take as long as you may think. You can start by taking pictures of each room in your house. Always include your big-ticket items like jewelry, art, electronics, antiques, furniture and anything else you highly value. Get into the habit of taking a picture of your receipts for big ticket items too. To keep your home inventory list safe, store it on the cloud or save your documents on a zip drive.\r\n \r\n
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Keep in touch with us
\r\n \r\n Always keep us up-to-date with your life changes. Are you driving less? Did you remodel your home to add value? Did you purchase big ticket items? By keeping us in the loop, we’ll keep your insurance policy updated, make sure you are fully covered and may be able to find additional discounts.\r\n \r\n
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Ask us questions
\r\n \r\n Do you know exactly what your insurance covers? If you want the cheapest insurance plan, you may not realize what risks you’re taking by opting for less coverage. We never want you to be surprised if you have to file a claim and find out you’re not covered. Did you know if your home experiences a flood or an earthquake, you would need a separate policy to be covered? Continuously ask us questions. You should always know what you are and aren’t covered for with your insurance policy.\r\n \r\n
\r\n\r\n \r\n \r\n \r\n \r\n Have a great year!\r\n \r\n \r\n \r\n\r\n
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","import { Component, OnInit } from '@angular/core';\nimport { FormBuilder, FormGroup } from '@angular/forms';\nimport { Router } from '@angular/router';;\nimport { ManageService } from 'src/app/manage/manage.service';\n@Component({\n selector: 'app-addmanagement',\n templateUrl: './addmanagement.component.html',\n styleUrls: ['./addmanagement.component.css']\n})\nexport class AddmanagementComponent implements OnInit {\n\n public manageForm: FormGroup;\n\n constructor(private manageService: ManageService, private router: Router, public fb: FormBuilder) {\n }\n\n ngOnInit(): void {\n this.manageService.GetStudentsList();\n this.managForm()\n }\n managForm() {\n this.manageForm = this.fb.group({\n image: \"\",\n name: \"\",\n title: \"\",\n abouta: \"\",\n aboutb: \"\",\n aboutc: \"\",\n aboutd: \"\"\n })\n }\n\n\n get image() {\n return this.manageForm.get('image')\n }\n get name() {\n return this.manageForm.get('name')\n }\n get title() {\n return this.manageForm.get('title')\n }\n get abouta() {\n return this.manageForm.get('abouta')\n }\n get aboutb() {\n return this.manageForm.get('aboutb')\n }\n get aboutc() {\n return this.manageForm.get('aboutc')\n }\n get aboutd() {\n return this.manageForm.get('aboutd')\n }\n\n create() {\n\n this.manageService.addMa(this.manageForm.value)\n\n this.router.navigate([\"/access-to-management\"])\n\n }\n\n}\n","
Comprehensive house holder’s insurance covers all contents of the building against damage or loss by fire and special perils, theft etc.
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House Owners Comprehensive
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\r\n The policy covers the building and accessory components against damage by fire or designated “special perils” as well as theft of the accessories/contents. The sum of the building should be clearly stated, distinct from the sum on the contents to be endorsed to the policy. A schedule of the insured contents must be obtained as part of the policy, and a preliminary survey report should accompany each proposal form.\r\n
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Personal Accident Insurance
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\r\n This class of business provides compensation for the insured persons in respect of injuries, death and disablement resulting from accident physical. It can be extended to cover the medical expenses for treatment of injuries.\r\n
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Fire & Special Perils Insurance
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Fire & Special Perils insurance policy provides indemnity for losses or damage resulting from fire or Special perils such as Storm, Flood, Riots and Strikes, Malicious damage, Impact damage and falling aircrafts or aerial devices.\r\n
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Burglary Insurance
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This class of insurance provides indemnity to the Insured for loss of or damage to insured property following from theft accompanied with forcible or violent entry or exit. It provides compensation for misfortune suffered as a result of theft of any of the insured items.
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\r\n","import { Component, OnInit } from '@angular/core';\r\nimport Swal from 'sweetalert2';\r\nimport * as $ from 'jquery';\r\nimport { NgForm } from '@angular/forms'\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\nimport { MoneyProposalForm } from 'src/app/Classes/money-proposal-form';\r\n\r\n\r\n@Component({\r\n selector: 'app-money-proposal-form',\r\n templateUrl: './money-proposal-form.component.html',\r\n styleUrls: ['./money-proposal-form.component.css']\r\n})\r\nexport class MoneyProposalFormComponent implements OnInit {\r\n model;\r\n dateTemp = new Date();\r\n proposalModel = new MoneyProposalForm(\"\",\"\",\"\",\"\",\"\",\"\",\r\n \"\",this.dateTemp,this.dateTemp,\"\",\"\",\"\",\"\",null,\"\", \"\",\"\",\"\",\"\",\"\", \"\",\"\",\"\",\"\");\r\n constructor(private _formservice: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n }\r\n submitForm(myForm: NgForm){\r\n var email = this.proposalModel.EmailAddress;\r\n\r\n var regex = /^([a-zA-Z0-9_\\.\\-\\+])+\\@(([a-zA-Z0-9\\-])+\\.)+([a-zA-Z0-9]{2,4})+$/;\r\n\r\n\r\n if(!regex.test(email)) {\r\n Swal.fire(\"Error\", \"Your email is not correct\", \"error\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n console.log($('#Telephone').val());\r\n var telLength = $('#Telephone').val().toString().length;\r\n //var secTel =$(\"#AlternativeTel\").val().toString().length;\r\n\r\n if(telLength < 10){\r\n Swal.fire(\"Error\", \"Your telephone number is not correct\", \"error\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n this._formservice.startLoading();\r\n this._formservice.sendMoneyProposalForm(this.proposalModel)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n Swal.fire(\"Success\", \"Your form is submitted\", \"success\");\r\n myForm.resetForm();\r\n } else {\r\n Swal.fire(\"error\", data.statusMessage, \"info\");\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n Swal.fire(\"fatal\", \"internal server error occurred\", \"error\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n\r\n }\r\n\r\n}\r\n","
Most financial institutions now give short term loans for acquisition of consumer durable goods such as\r\n televisions, cars, fridges, furniture etc. Typically, the duration of such loans will be between 3 months and\r\n 5 years.
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NSIA Super Protector (NSP) is a credit life insurance product designed to protect financial institutions\r\n against the risk of death of short term borrowers. It also serves the purpose of protecting policyholder’s\r\n dependants from the financial consequences of an outstanding loan standing against the breadwinner. Should\r\n death occur, the financial institution (eg bank) recoups its loan from the insurance proceeds and avoid the\r\n awkward situation of asset repossession or sale. Similarly, policyholder’s dependants also keep the asset in\r\n the family thereby reducing the agony of breadwinner’s untimely death.
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Key Features
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Cover is usually arranged for a maximum duration of 5 years
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Maximum age at entry is 65 years
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Payment of a guaranteed sum of money (sum assured) if death of the life assured occurs within a specific\r\n period of time
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Payment also made in the event of total permanent disability or diagnosis of a critical illness
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The guaranteed sum assured will be the original loan amount (or, balance)
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Medical examination is not required where the sum assured is below a certain amount.
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Benefit serves as collateral for loan
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It is a very cheap way of acquiring assets
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As the cover is very cheap and it is arranged for short periods, Policyholder pays a single premium\r\n (purchase price) to NSIA Life Assurance Limited to secure the guaranteed benefit
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Suitability
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NSP is suitable for:
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An individual who wants to take a short term loan from banks etc.
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A financial institution that wants to protect itself against the risk of death of a medium to short term\r\n borrower
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Other creditors who want to protect themselves against the risk of death of those who owe them medium to\r\n short term loans.
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Benefits
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On Death or Disability
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In the event of death or total permanent disability, NSIA Life pays the sum assured (as at the date of\r\n death).
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If for any reason the sum assured at death exceeds the outstanding loan, the difference is paid to the\r\n policyholder’s dependants or next of kin.
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On Maturity/Discontinuation
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On discontinuation or survival of the policyholder till the end of the specified period of cover, no payment\r\n is made.
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Loss of Job Cover
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NSIA Life also provides a Loss of Job Cover as a rider (supplementary) to the main Credit Life Insurance\r\n cover. In the event of retrenchment or disability of the life assured which prevents him from meeting loan\r\n repayment obligations, NSIA takes over the responsibility of such loan repayments for a specific period\r\n depending on the loan tenor
Getting to your destination with your vehicle in one piece isn’t always a certainty when you don’t know how well other road users drive.\r\n Car insurance protects your investment and keeps you moving so you can get on with life.\r\n
\r\n \r\n Requesting a quote is easy. Just click on the get a quote button or Call us now on 01-280-5378-9.\r\n \r\n \r\n
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Motor Third Party Insurance
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Third Party Motor Insurance is one of the compulsory insurance covers in the country, made mandatory by the Insurance Act of 2003. It is the minimum insurance cover that every car user and/or owner must possess. Legally, you are not expected to drive any vehicle on any public road without insurance. The policy provides indemnity to Third Parties for death, bodily injury and property damage as a result of accident with the insured’s automobile with a Limit of N1,000,000.00.
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Comprehensive Motor Insurance
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Comprehensive motor insurance policy offers protection to the Policyholder against any accidental loss or damage to the vehicle, risk of fire, theft in addition to the cover provided under the Third Party Only.
ESSENTIAL PLANS GUARANTEED TO GIVE YOU PEACE OF MIND
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1. Life Insurance It is totally understandable that the thought of passing away is terrifying, but have we ever stopped to ask ourselves from where the real fear comes? Could it be that you're the breadwinner of your family and you're worried about your children's school fees after you pass away or even after retirement? Or are you worried about any of your loved ones being stranded because of the debts you may be owing?\r\n
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Getting life insurance is one step to turning that fear into peace of mind. Research has shown that finding ways to reduce financial stress promotes peace of mind, which is why creating financial security through life insurance is a step to having a less stressful life.\r\n
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Did you know that getting life insurance is considered as an act of showing that you care about the wellbeing of your loved ones?\r\n
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It may interest you to know that NSIA Insurance provides plans/products that will guarantee you peace of mind and they are:
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1. Term Assurance \r\n 2. NSIA Education Endowment plan \r\n 3. NSIA Investment Linked plan \r\n You can explore our website https://nsiainsurance.com/lifeinsurance for other plans that may suit you better.\r\n
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2. Motor Insurance \r\n Everyone dreads the idea of having to get out of their cars after getting hit by another car to argue about whose faults it was, especially in traffic. But did you know that it is less stressful and less time consuming if a motor insurance policy is in place? However, you can achieve this goal by taking up our NSIA motor insurance policy which are: Motor Third Party Insurance & Comprehensive Motor Insurance.\r\n
3. Fire, Burglary, and Special Perils \r\n The recent fire outbreaks in various states in Nigeria is a cause for concern and is enough reason to immediately take measures to mitigate major losses you may face in your homes and businesses. These issues certainly creep into our minds from time to time and can cause uneasiness and anxiety. The presence of an insurance policy to cover losses in the event of such mishaps is important as it can protect you from unforeseen circumstances.\r\n
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Other options you may want to consider that NSIA has to offer are: \r\n 1. Householder Insurance \r\n 2. Fire and Perils Insurance \r\n 3. Business Insurance \r\n\r\n
NSIA Deferred Annuity plan provides a sustainable vehicle through which policyholders can save towards a regular income\r\n at retirement. The plan is designed for you to contribute according to your preferred frequency of payment for\r\n retirement and upon maturity, the savings accumulated can be collected as a lump sum or used to buy an Immediate Annuity\r\n plan.\r\n \r\n The product is suitable for:\r\n
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Those who want to make regular contributions for a certain period in return for a future stream of income (pension).
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Those who have a lump sum available and want to use it to secure regular income (pension) later at old age.
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Self –employed person wishing to save towards retirement
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Employed individual who are willing to augment income from their employer(s) sponsored Retirement Savings Account (RSA).
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Young couples who intend to save toward their retirement
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Key Features
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Deferred annuity have an accumulation phase and an income phase
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Premiums are paid during the deferment/accumulation period or as a lump sum to receive regular annuity(pension) from NSIA\r\n Life immediately after retirement
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Optional retirement ages are available from age 50 to age 65
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Provision of financial security for dependents in the event of your demise
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Interest is credited on the premium paid during the accumulation period
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Upon survival to the end of the policy term, the accumulated amount in the policy holder’s account is paid automatically\r\n into the bank account provided by the Policy holder at inception of policy, policyholder has the option to convert\r\n accumulated fund into an immediate annuity or collect a lump sum payment.
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Policyholders can choose income payable for their lifetime after the accumulation period for annuity payment subject\r\n to a minimum of a nil, five (5), or ten (10) years guaranteed period.
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No medical examination required.
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Age at Inception
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Minimum age at inception is 25years
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Maximum age at inception is 64years.
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Retirement Benefit
\r\n \r\n
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\r\n Payment of regular income (pension/annuity) to the policyholder from retirement age till death occurs\r\n
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\r\n Death Benefit Payment is guaranteed for a number of years, in any event for a period of 5 or 10 years where this option\r\n is chosen\r\n
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Death Benefit
\r\n
The following benefits are paid on death:
\r\n
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\r\n Refund of all premiums paid for the deferred annuity plus interest if death occurs before the maturity/retirement date\r\n
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\r\n If death occurs in retirement during the guaranteed period of say 5 or 10 years, the present value of guaranteed\r\n outstanding annuity is paid to the annuitant’s beneficiary\r\n
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Death benefit is payable if the option is chosen by the policyholder.
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Discontinuation
\r\n
On discontinuation of a deferred annuity plan within three years of its commencement, the premiums paid to date will be\r\n refunded with interest but subject to certain penalties. No penalty will be imposed if discontinuation takes place after\r\n three (3) years.
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Immediate Annuity Options
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Option 1: Level Annuity in payment with no guarantee
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Annuity payments remain at the same level for life.
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If death occurs the annuity payment expires immediately without any further regular/lump sum payment.
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Option 2: Level Annuity in payment; guaranteed for 5 years
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Annuity payments remain at the same level for life.
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If death occurs in the first 5 years, annuity will continue to be paid to the named beneficiary(s) until the 5 years\r\n expire or a lump sum equal to the discounted value of the balance of the guaranteed period annuity becomes payable to\r\n the named beneficiary(s)
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Option 3: Level Annuity in payment; guaranteed for 10 years
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Annuity payments remain at the same level for life.
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If death occurs in the first 10 years, annuity will continue to be paid to the named beneficiary(s) until the 10 years\r\n expire or a lump sum equal to the discounted value of the balance of the guaranteed period annuity becomes payable to\r\n the named beneficiary(s).
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Waiting Period
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There is a month waiting period during which a client cannot claim on non-accidental death. However, where accidental\r\n death occurs during this period, total premiums paid would be returned
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\r\n","import { Component, OnInit } from '@angular/core';\r\nimport { NgForm } from '@angular/forms'\r\nimport * as $ from 'jquery';\r\nimport { HouseHolder, HouseHolderForm } from 'src/app/Classes/house-holder-form';\r\nimport { Utilities } from 'src/app/Helpers/utilities';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\n\r\n\r\n@Component({\r\n selector: 'app-house-holder-insurance',\r\n templateUrl: './house-holder-insurance.component.html',\r\n styleUrls: ['./house-holder-insurance.component.css']\r\n})\r\nexport class HouseHolderInsuranceComponent implements OnInit {\r\n showBeneficiaryTable: boolean = false\r\n houseModel = new HouseHolder(\"\", \"\", \"\");\r\n\r\n OtherProducts;\r\n HouseHolderForm = new HouseHolderForm(\"\",[],\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\");\r\n step: number = 1\r\n\r\n termAgreed:boolean = false;\r\n constructor(private _formservice: FormserviceService, private _utils: Utilities) { }\r\n\r\n ngOnInit(): void {\r\n let data = JSON.parse(localStorage.getItem(\"allEntries\"));\r\n for(let i in data){\r\n // console.log('key: ' + i + ', value: ' + data[i].Products);\r\n this.houseModel.Products = data[i].Products;\r\n this.houseModel.Quantity = data[i].Quantity;\r\n this.houseModel.Value = data[i].Value;\r\n console.log(this.houseModel);\r\n\r\n this.HouseHolderForm.HouseData.push(this.houseModel);\r\n this.houseModel = new HouseHolder(\"\", \"\", \"\");\r\n\r\n }\r\n\r\n if (this.HouseHolderForm.HouseData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }else{\r\n this.showBeneficiaryTable = false;\r\n }\r\n\r\n let customername = JSON.parse(localStorage.getItem(\"customername\"));\r\n let address = JSON.parse(localStorage.getItem(\"address\"));\r\n let telephone = JSON.parse(localStorage.getItem(\"telephone\"));\r\n let email = JSON.parse(localStorage.getItem(\"email\"));\r\n\r\n this.HouseHolderForm.Name = customername;\r\n this.HouseHolderForm.propertyAddress = address;\r\n this.HouseHolderForm.Phonenumber = telephone;\r\n this.HouseHolderForm.EmailAddress = email;\r\n }\r\n\r\n OnPersonalSubmit(myForm: NgForm) {\r\n if (myForm.valid) {\r\n this.step = 2\r\n }\r\n }\r\n\r\n selected(files: FileList)\r\n {\r\n let theFile = files[0];\r\n this._utils.ResizeImage(theFile, 128, 128)\r\n .subscribe(\r\n (file : File) =>{\r\n var reader = new FileReader();\r\n reader.readAsDataURL(file);\r\n reader.onload = (_event) => {\r\n this.HouseHolderForm.src = reader.result.toString()\r\n this.HouseHolderForm.filenameId = file.name\r\n this.HouseHolderForm.filetypeId = file.type\r\n this.HouseHolderForm.filestringId =this.HouseHolderForm.src.substr(this.HouseHolderForm.src.indexOf(',')+ 1)\r\n }\r\n }\r\n )\r\n\r\n }\r\n\r\n\r\n UserPrevious() {\r\n this.step = 1\r\n }\r\n usagePrevious() {\r\n this.step = 2\r\n }\r\n\r\n Add(){\r\n\r\n if (this.houseModel.Quantity == \"\") {\r\n alert(\"Quantity is required\");\r\n return;\r\n }\r\n if (this.houseModel.Products == \"\") {\r\n alert( \"Products is required\");\r\n return;\r\n }\r\n if (this.houseModel.Value == \"\") {\r\n alert( \"Value is required\");\r\n return;\r\n }\r\n\r\n if(this.houseModel.Products ==\"Others\"){\r\n this.houseModel.Products = $(\"#OtherProducts\").val().toString();\r\n }\r\n\r\n localStorage.setItem(\"customername\", JSON.stringify(this.HouseHolderForm.Name));\r\n localStorage.setItem(\"address\", JSON.stringify(this.HouseHolderForm.propertyAddress));\r\n localStorage.setItem(\"telephone\", JSON.stringify(this.HouseHolderForm.Phonenumber));\r\n localStorage.setItem(\"email\", JSON.stringify(this.HouseHolderForm.EmailAddress));\r\n\r\n this.HouseHolderForm.HouseData.push(this.houseModel);\r\n\r\n var existingEntries = JSON.parse(localStorage.getItem(\"allEntries\"));\r\n if (existingEntries == null)\r\n existingEntries = [];\r\n\r\n localStorage.setItem(\"detail\", JSON.stringify(this.houseModel));\r\n existingEntries.push(this.houseModel);\r\n localStorage.setItem(\"allEntries\", JSON.stringify(existingEntries));\r\n\r\n this.houseModel = new HouseHolder(\"\", \"\", \"\");\r\n\r\n if (this.HouseHolderForm.HouseData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }\r\n\r\n\r\n\r\n }\r\n\r\n deleteBen(i){\r\n this.HouseHolderForm.HouseData.splice(i, 1);\r\n if (this.HouseHolderForm.HouseData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }else{\r\n this.showBeneficiaryTable = false;\r\n }\r\n }\r\n\r\n submitForm(myForm: NgForm){\r\n\r\n console.log(this.HouseHolderForm);\r\n\r\n var email = this.HouseHolderForm.EmailAddress;\r\n var regex = /^([a-zA-Z0-9_\\.\\-\\+])+\\@(([a-zA-Z0-9\\-])+\\.)+([a-zA-Z0-9]{2,4})+$/;\r\n\r\n if(!regex.test(email)) {\r\n alert( \"Your email is not correct\");\r\n this._formservice.stopLoading();\r\n return;\r\n } if (!this.termAgreed) {\r\n alert( \"You need to agree to the terms and agreement\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n var telLength = $('#telephone_number').val().toString().length;\r\n\r\n if(telLength < 10){\r\n alert( \"Your telephone number is not correct\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n else{\r\n\r\n this._formservice.startLoading();\r\n this._formservice.sendHouseHolderForm(this.HouseHolderForm)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n alert(\"Your form is submitted\");\r\n myForm.resetForm();\r\n\r\n } else {\r\n alert( data.statusMessage)\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n alert(\"internal server error occurred\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n\r\n }\r\n}\r\n\r\n}\r\n","\r\n \r\n
\r\n
\r\n\r\n
\r\n
\r\n
\r\n House Holder Proposal Form\r\n
\r\n
An Insurance Agent who assists an applicant to complete an application or proposal form for insurance shall be deemed to have done so as the agent of the applicant” section 54(2), Insurance Act 2003
1.\tMake sure you have an up-to-date copy of your plan's basic information (sometimes called a summary plan description). This will tell you how your plan works, its benefits, and how to file a claim.
\r\n \r\n
\r\n 2.\tIf you buy your own insurance rather than receiving it as a benefit of your spouse's employment, make sure you pay your premiums on time\r\n
\r\n\r\n \r\n
\r\n 3.\tAsk your insurance company if you can be assigned a case manager so you talk to the same person each time you call.\r\n
\r\n
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\r\n\r\n\r\n \r\n
4.\tKnow which procedures require a co-payment and/or co-insurance and how much it will be.\r\n
\r\n\r\n \r\n
5.\tKeep detailed records of all the claims you submit and note when they were submitted, whether they're still pending, and when they were paid.\r\n
\r\n
6.\tIn the case of a health insurance claim, keep copies of any and all paperwork related to your treatment, diagnosis, and insurance claims, including: \r\n -\trequests for sick leave \r\n -\treceipts \r\n -\tletters from your doctor, employer, and insurance company \r\n -\tletters you write to your doctor, employer, and insurance company \r\n -\tbills \r\n -\tsummaries of phone calls to your insurance company, including the date, time, and the name of the person to whom you spoke \r\n\r\n
\r\n
7.\tKnow how you should pay for treatment. Does your insurance provider pay the bill first? Or do you pay the bill and then get reimbursed?
\r\n \r\n
8.\tIf you're required to submit bills to your insurance company, try to send them in as soon as you get them.
\r\n \r\n
9.\tIf your insurance company denies a claim, talk to your case manager to find out why. Ask if and how you can file an appeal. Keep records of all your communications as you go through the process.
\r\n \r\n
10.\tAsk about coverage for services such as home health visits, palliative care, physical therapy, rehabilitation, mental health care and counseling. These may be important to your recovery, so it makes sense to ask whether your insurance plan covers them.
\r\n \r\n
We know it can be frustrating, but stay calm in any dealings with your insurance provider, as this can help increase your odds of success!\r\n\r\n
\r\n \r\n
If you would like to talk to us today about health insurance or any other kind of insurance, please call 09048418896 or send an email to enquiry@nsiainsurance.com.
Losses are stressful, but they shouldn’t be confusing. At NSIA Insurance, the goal of our claims unit is to promptly pay all properly documented claims covered by the policy within the set time limit.\r\n
\r\n \r\n
When it is time to make an insurance claim, the more prepared you are, the more smoothly it will go. You can prepare for the process by gathering relevant documents (receipts, original invoices, proof of ownership, etc.), photos and accounts of the event or damage. It is important that we are notified immediately a loss occurs as we may need to carry out an on-the-spot assessment depending on the nature and size of the claim. There are various channels through which you can report your claim for easy processing:\r\n\r\n\r\n
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1.\tPhone call to the following numbers: 09061237623,08188639774, 0128053789 \r\n 2.\tEmail to claimsunit_ng@nsiainsurance.com \r\n 3.\tOnline via our website (https://nsiainsurance.com/reportclaim) or customer portal (https://portal.nsiainsurance.com/Account/LifeLogin).\r\n\r\n
\r\n
The claims process involves the following:
\r\n
Documentation: Once we receive notification of your claim, our team would contact you within one business day for further information. You are responsible for providing documentation and evidence to prove the nature and amount of loss suffered. Kindly note that delays in providing the required documentation may lead to delays in the claims process.
\r\n \r\n
Claim assessment: Depending on the type and size of your claim, we may appoint an adjuster to assess your loss and verify the circumstances surrounding the loss. Once the investigation is complete, the adjuster will go through your policy to determine what is and isn’t covered, and inform you of any applicable deductibles that may apply.\r\n
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Claim settlement: An offer for settlement is communicated via a discharge voucher to be signed by the insured or their representatives. On receipt of the signed discharge voucher, we would settle the claim within 72 hours.
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Every claim is different, and although the claims process can vary slightly according to the situation, we advise that you refer to the policy document to familiarize yourself with the terms and conditions of the policy so as to ensure a seamless process.
Social media provides an essential bridge between businesses and their audience. It is the platform that businesses and consumer marketers believe is most crucial to building brand trust. By creating a strong brand presence on social media, you can reach a broader audience and improve your sales.
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When starting the social media branding strategy, the first key is to set your brand goals. You don’t need to be on every social media platform. Find out where your target audience is and focus your efforts there. Doing great on one platform is more powerful than doing a little on them all.
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Consistency \r\n If you are not posting consistently and frequently on social media platforms, then you are not visible. Building a brand does not happen overnight. It takes time and dedication. Your brand’s profile across Facebook, Instagram, Twitter, Google, LinkedIn, your company blog and everywhere else should be unified and in line with your brand identity. \r\n
\r\n \r\n \r\n
Visual branding \r\n You want to have the same colors, and fonts reflected in your images, graphics, and videos. Over time, your customers see the consistency in posts and begin to recognize when a post is from you without seeing your brand’s logo or social media handle. This type of brand recognition is the ultimate goal for your social media branding efforts.\r\n
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Conversations on Social Media \r\n Focus on building a relationship with customers by conversing, interacting, and caring. Avoid over promoting products or services. Give information, respond to comments, and direct messages. People want to trust a brand that values them.\r\n
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Analytics \r\n Social media is more than a branding tool, it is a way to effectively stand out and keep customers engaged and interested. Executing the strategies to reach the goals can sometimes be the most difficult part of a social media branding strategy. However, with some planning and consistency, you will see the impact both on social media, click rates, and sales. It is therefore important to carry out frequent analytics to determine the impact of the strategies you have put in place. \r\n
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The findings from these analytics will help you take proactive steps in the future for better results.
NSIA Insurance is a customer-focused company. We regard loss handling and claims as our ultimate purpose, and understand that a customer wants to be assured that their premium guarantees indemnity against all losses covered by their subscribed policy.
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The goal of our Claims Unit is to promptly pay all properly documented claims covered by the policy within the set time limit. Consequently, we can confidently assure all that NSIA Insurance is able to meet its contractual promises to its customers.
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NSIA Insurance Claims Process
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We are available 365 days a year to attend to your claims. Our aim is to make the claims process as simple as possible. \r\n Our claims process involves the following simple steps.\r\n
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Please report your claim to us via the following channels: \r\n Phone call to the following numbers: \r\n 09061237623 \r\n08188639774 \r\n012805378 – 9
\r\nEmail to claimsunit_ng@nsiainsurance.com \r\nLetter addressed and delivered to the address below or any of our offices nationwide: \r\nThe Managing Director \r\nNSIA Insurance Limited \r\n3, Elsie Femi Pearse Street \r\nVictoria Island \r\nLagos
\r\nOnline via our website or customer portal\r\n\r\n\r\n
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Kindly notify us immediately a loss occurs or as soon as possible as we may need to carry out an on-the-spot assessment depending on the nature and size of the claim.
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DOCUMENTATION
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Once we receive notification of your claim, our team would contact you within one business day for further information and guide you through the process by answering any question that you may have. Kindly click below on the type of loss to see details of the document required for your claim.
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You are responsible for providing documentation and evidence to prove the nature and amount of loss suffered. Kindly note that delays in providing the required documentation and evidence may lead to delays in the claims process.
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We advise that you refer to the policy document to familiarize yourself with the terms and conditions of the policy so as to ensure a seamless process
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CLAIM ASSESSMENT
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Depending on the type and size of your claim, we may appoint an adjuster to assess your loss and verify the circumstances surrounding the loss.
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Once the claims verification and assessment is completed we would communicate our offer for settlement or a repudiation of the claim depending on the outcome of the process.
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CLAIM SETTLEMENT
\r\n
An offer for settlement is communicated via a discharge voucher to be executed by the insured or their representatives. On receipt of the executed discharge voucher, we would settle the claim within stipulated timelines.
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Please refer to our claims settlement link below for details of our settlement timelines.
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Essential documents required for processing claims under several policies:
Do you have any unresolved issues or complaints? Kindly follow the following steps
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Please contact our Customer Service Unit (CSU) on 01-2718199 or send an email to complaint@nsiainsurance.com to ensure swift resolution.
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Where you are not satisfied with the resolution from our CSU or Complaint handling team, Please escalate via email to the Managing Director via enquiry@nsiainsurance.com
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In event that you are not satisfied with the outcome of our internal procedure, you may refer the issue to the National Insurance Commission through;\r\n
\r\n The Commissioner for Insurance, \r\n National Insurance Commission of Nigeria \r\n Plot 1239, Ladoke Akintola Boulevard, \r\n Garki II, Abuja. \r\n Telephone No: (09)2915101\r\n\r\n
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It is important to note that these procedures do not affect your legal rights.
“I recall my experience on my way to the office earlier this year, where the Lagos State Traffic Management Authority (LASTMA) officials were trying to arrest a Danfo driver for picking passengers at a point on the road that was not the designated bus-stop. The LASTMA officials ordered me to stop in order to prevent the Danfo driver, whose bus was right behind my car, from speeding off. As my car came to a halt, the bus driver hit my car from behind and broke my rear light. I felt hurt like every Nigerian who does not like scratches or dents on his/her treasured car; so I came down to inspect the extent of the damage. There and then, the LASTMA officials took possession of the bus and requested that the driver should fix my car. The bus driver was on the floor prostrating and begging for mercy because he had no money on him.\r\n
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Since I was already close to my office, I requested that we drove over there to settle. We proceeded to my office with the help of the traffic officials, where the bus particulars and keys were handed to me.\r\n
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I looked through his vehicle particulars and his insurance certificate; I typed his registration number into the NIID (Nigerian Insurance Industry Database) platform: a central record where all insured vehicles in Nigeria are registered. The search returned the registration details of the bus. Hurray! He had a valid insurance certificate but he was not aware. I tried explaining it to him, but he didn’t understand what having a valid third-party insurance certificate meant. I took my time to explain further and his joy knew no bounds because he could not imagine that he would leave my office with his bus without even paying a dime.\r\n
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The bus driver said “Insurance is good o. So, Aunty, na insurance go repair your car?” [“Insurance is good. Aunty, is it insurance that will fix your car?”] I said yes reassuringly and made a copy of his insurance certificate since I have a comprehensive insurance coverage on my car.”
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In this scenario, if the car owner didn’t have a comprehensive auto insurance but a third-party liability, she would have asked the bus driver to lodge a claim on his policy to enable his insurance provider bear the cost of the repairs.
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Most vehicle owners with third party insurance cover in Nigeria, just like this bus driver, assume that the insurance certificate is one of their vehicle particulars to avoid any hassles with traffic control officials, when the need arises.\r\n
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We hope this piece will be useful enough to sensitise other vehicle owners about the importance and value of your third-party insurance certificate.
","export class PublicLiabilityProposalForm {\r\n constructor(\r\n\r\n public NameOfProposal:string,\r\n public AddressOfProposal:string,\r\n public TradeOrBusiness:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public SecondTelephone:string,\r\n public StartDate: Date,\r\n public EndDate: Date,\r\n public NatureOfContract:string,\r\n public TenantOrOwner:string,\r\n public TenantExtent:string,\r\n public occupier : string,\r\n public WorkAtPremises: string,\r\n public Additional:string[],\r\n public EstimatedAnnualValue: string,\r\n public LimitLiaibility: string,\r\n public PreviousLosses: string,\r\n public ProposalDecline: string\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-epp',\r\n templateUrl: './epp.component.html',\r\n styleUrls: ['./epp.component.css']\r\n})\r\nexport class EppComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n
This Plan is specifically designed to protect group of families and individuals against the ongoing cost of their child’s education upon the death of any of the two parents or accidental permanent physical incapacitation of the fee paying parents. It is a simple way of guaranteeing a child’s education irrespective of death or disability of the parent or guardian.\r\n
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Scope of Cover
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NSIA EPP is in two types, for individual and group. The individual and the group types are targeted at protecting the pupils/students of participating schools from premature stoppage of schooling as a result of the following:
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death of parent, guardian or sponsor;
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total permanent disability of parent, guardian or sponsor;
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Features
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It is annually renewable plan.
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The individual product type is offered in four (4) variants namely : bronze,
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Sum assured is based on the plan type chosen by the parent
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The policy can be taken by a single parent or both parents
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The premium paid is tax exempt
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The death benefits administered through a trust fund set up and managed by NSIA.
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The minimum age at entry is 18 years and the maximum age at entry is 59 years
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NSIA pays the sum assured on the option chosen in the event of death of the policyholder, which can be any of the parents
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There is a one month waiting period before a death claim can be made.
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Benefit to parents
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It assists to plan towards quality education of the child, even if the parents are no longer here.
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It guarantees peace of mind to the life assured
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It ensures your child/ward’s education is not interrupted
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It is price-friendly
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Premium can be embedded in the school fees thus ensuring ease of payment.
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Individual Education Protection Plan Types
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Plan Variants
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Death Benefits
\r\n
Single Life Premium
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Joint Life Premium
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1
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Bronze
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N500,000.00
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N4,000.00
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N6,000.00
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2
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Silver
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N1,000,000.00
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N7,000.00
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N12,000.00
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3
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Gold
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N2,000,000.00
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N14,000.00
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N20,000.00
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4
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Platinum
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N5,000,000.00
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N35,000.00
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N50,000.00
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Trust Fund
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The benefits will be administered by a Trust Fund set up and managed by NSIA Life. This serves as an additional security as it ensures that accrued benefits are strictly utilized for the education of the affected children. The Trust Fund will invest all benefits and pay all future school fees as they fall due.
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Withdrawal/Surrender Benefit
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EPP does not attract a surrender value as it is a basic term assurance cover.
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Suitability
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NSIA Life Education Protection Plan is suitable for:
\r\n People across society are slowly realizing the necessity of having a life insurance cover. As life increases its pace and uncertainties rise by the day, every family needs a life cover that allows them to deal with the loss of a loved one, at least financially. A Term Assurance Plan is the simplest of all life insurance policies that provides death benefits if the insured passes away during the term of the plan. If you want to live peacefully without worrying about the future and financial stability of your family (in your absence), a term assurance plan is what you must buy.\r\n
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Below are 3 benefits to having a Term Assurance policy:
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1.\tSecuring the future: Every earning member of the family has some responsibilities and obligations towards his/her spouse, children and parents. Death can effectively stop you from meeting those obligations. The payout from a term assurance plan will ensure that your dependants can have a comfortable life without facing any financial hardships.\r\n
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2.\tPaying off debts: Almost every individual has some form of loan or the other. It can be a car loan, home loan, personal loan or education loan. The proceeds from the insurance policy pay off your loans along with interest and ensure that the burden of these borrowings does not fall upon your family.
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3.\tRiders Most term assurance plans offer some additional benefits, known as riders, along with death benefits to the insured. You can choose riders like accidental coverage, critical illness coverage, etc. at a little extra premium cost. These riders ensure that you get the maximum benefits of life cover without burning a hole in your pocket.
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An alternative to term assurance is Permanent Life insurance. A common type of permanent coverage is the Whole Life insurance. The biggest difference between term and permanent life insurance is that term insurance covers you for a predetermined number of years, while a permanent life insurance policy covers you for the rest of your life. When it comes to term life insurance, you decide how long you anticipate needing the coverage — until the mortgage is paid off, until the children graduate from the university or until you retire — and select a term that corresponds to that length of time.
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To learn more about the various types of life insurance products we offer, kindly visit https://nsiainsurance.com/lifeinsurance or call customer service on 09048418896.
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","import { NgModule } from '@angular/core';\nimport { CommonModule } from '@angular/common';\nimport { ManageRoutingModule } from './manage-routing.module';\n\n\n@NgModule({\n declarations: [],\n imports: [\n CommonModule,\n ManageRoutingModule\n ]\n})\nexport class ManageModule { }\n","import { Component, OnInit } from '@angular/core';\r\nimport swal from 'sweetalert2';\r\nimport { data } from 'jquery';\r\nimport * as $ from 'jquery';\r\nimport { NgForm } from '@angular/forms'\r\nimport { Router } from '@angular/router';\r\nimport {DDInstructions, NextOfKin } from 'src/app/Classes/proposal-form';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\nimport { Utilities } from 'src/app/Helpers/utilities';\r\n\r\n@Component({\r\n selector: 'app-individual-proposal-form',\r\n templateUrl: './individual-proposal-form.component.html',\r\n styleUrls: ['./individual-proposal-form.component.css']\r\n})\r\nexport class IndividualProposalFormComponent implements OnInit {\r\n month:any;\r\n day:any;\r\n year:any;\r\n maxDate:any;\r\n\r\n public DateOfBirth: any;\r\n Duration:number;\r\n //public Age: number;\r\n dateTemp = new Date();\r\n step:number = 1;\r\n diseases: string[] = [];\r\n otherPolicy: string[] = [];\r\n ddEnabled:number = 0;\r\n countries:any;\r\n states:any;\r\n banks:any;\r\n termAgreed:boolean = false;\r\n showBeneficiaryTable: boolean = false\r\n ddModel = new DDInstructions(\"\",\"\",\"\",null);\r\n beneficiaryModel = new Beneficiaries(\"\", \"\", 0, null, this.dateTemp);\r\n nextOfKinModel = new NextOfKin(\"\",\"\",\"\",\"\");\r\n productType:number = 0;\r\n medicalModel = new MedicalDetails(\"\",\"\",\"\",\"\",\"\",this.dateTemp,null,\"\",\"\",\"\",null,null,null,this.dateTemp, [],null,\"\",null,\"\");\r\n proposalModel = new NewProposalForm(null,null,\"\",\"\",null,\"\",null,\"\",\"\",\"\",\"\",\"\",\"\",\"\",this.dateTemp,null,\"\",\r\n \"\",\"\",\"\",\"\",\"\",\"\",\"\",null,this.medicalModel,\"\",0,null,null,[],\"\",[],this.beneficiaryModel,this.nextOfKinModel,\"\",\"\",this.ddModel, \"\", \"\", \"\", \"\",\"\",\"\", this.diseases, this.otherPolicy,0,'','','','','','');\r\n constructor(private _formservice: FormserviceService,private router: Router, private _utils:Utilities) { }\r\n\r\n ngOnInit(): void {\r\n window.scrollTo(0, 0);\r\n this._formservice.GetCountries()\r\n .subscribe(\r\n (data) => {\r\n this.countries = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n this._formservice.GetStates()\r\n .subscribe(\r\n (data) => {\r\n this.states = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n this._formservice.GetBanks()\r\n .subscribe(\r\n (data) => {\r\n this.banks = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n\r\n\r\n var dtToday = new Date();\r\n\r\n this.month = dtToday.getMonth() + 1;\r\n this.day = dtToday.getDate();\r\n this.year = dtToday.getFullYear();\r\n if(this.month < 10)\r\n this.month = '0' + this.month.toString();\r\n if(this.day < 10)\r\n this.day = '0' + this.day.toString();\r\n\r\n this.proposalModel.ComencementDate = this.year + '-' + this.month + '-' + this.day;\r\n\r\n document.getElementById(\"ComencementDate\").setAttribute(\"min\", this.proposalModel.ComencementDate);\r\n\r\n\r\n let Surname = JSON.parse(localStorage.getItem(\"Surname\"));\r\n let ProductType = JSON.parse(localStorage.getItem(\"ProductType\"));\r\n let telephone = JSON.parse(localStorage.getItem(\"telephone\"));\r\n let email = JSON.parse(localStorage.getItem(\"email\"));\r\n let Sex = JSON.parse(localStorage.getItem(\"Sex\"));\r\n let MaidenName = JSON.parse(localStorage.getItem(\"MaidenName\"));\r\n let MaritalStatus = JSON.parse(localStorage.getItem(\"MaritalStatus\"));\r\n let ResidentialAddress = JSON.parse(localStorage.getItem(\"ResidentialAddress\"));\r\n let PostalAddress = JSON.parse(localStorage.getItem(\"PostalAddress\"));\r\n let AverageAge = JSON.parse(localStorage.getItem(\"AverageAge\"));\r\n let DateOfBirth = JSON.parse(localStorage.getItem(\"DateOfBirth\"));\r\n let Age = JSON.parse(localStorage.getItem(\"Age\"));\r\n let RICNumber = JSON.parse(localStorage.getItem(\"RICNumber\"));\r\n let StateOfOrigin = JSON.parse(localStorage.getItem(\"StateOfOrigin\"));\r\n let Nationality = JSON.parse(localStorage.getItem(\"Nationality\"));\r\n let Occupation = JSON.parse(localStorage.getItem(\"Occupation\"));\r\n let Position = JSON.parse(localStorage.getItem(\"Position\"));\r\n let NatureOfWork = JSON.parse(localStorage.getItem(\"NatureOfWork\"));\r\n let EmployersAddress = JSON.parse(localStorage.getItem(\"EmployersAddress\"));\r\n let PaymentFrequency = JSON.parse(localStorage.getItem(\"PaymentFrequency\"));\r\n let ComencementDate = JSON.parse(localStorage.getItem(\"ComencementDate\"));\r\n let Duration = JSON.parse(localStorage.getItem(\"Duration\"));\r\n let SumAssurred = JSON.parse(localStorage.getItem(\"SumAssurred\"));\r\n let NumberOfMembers = JSON.parse(localStorage.getItem(\"NumberOfMembers\"));\r\n let IneligibilityFactor = JSON.parse(localStorage.getItem(\"IneligibilityFactor\"));\r\n let PolicyHolder = JSON.parse(localStorage.getItem(\"PolicyHolder\"));\r\n let RelationshipToPolicyHolder = JSON.parse(localStorage.getItem(\"RelationshipToPolicyHolder\"));\r\n let policy = JSON.parse(localStorage.getItem(\"policy\"));\r\n let ModeOfPayment = JSON.parse(localStorage.getItem(\"ModeOfPayment\"));\r\n let Tin = JSON.parse(localStorage.getItem(\"Tin\"));\r\n let title = JSON.parse(localStorage.getItem(\"title\"));\r\n let Premium = JSON.parse(localStorage.getItem(\"Premium\"));\r\n let CountryOfResidence = JSON.parse(localStorage.getItem(\"CountryOfResidence\"));\r\n let OtherNames = JSON.parse(localStorage.getItem(\"OtherNames\"));\r\n\r\n this.proposalModel.Surname = Surname;\r\n this.proposalModel.ProductType = ProductType;\r\n this.proposalModel.OtherNames = OtherNames;\r\n this.proposalModel.EmailAddress = email;\r\n\r\n this.proposalModel.CountryOfResidence = CountryOfResidence;\r\n this.proposalModel.Premium = Premium;\r\n this.proposalModel.title = title;\r\n this.proposalModel.Tin = Tin;\r\n this.proposalModel.ModeOfPayment = ModeOfPayment;\r\n this.proposalModel.policy = policy;\r\n this.proposalModel.RelationshipToPolicyHolder = RelationshipToPolicyHolder;\r\n this.proposalModel.PolicyHolder = PolicyHolder;\r\n this.proposalModel.IneligibilityFactor = IneligibilityFactor;\r\n this.proposalModel.NumberOfMembers = NumberOfMembers;\r\n this.proposalModel.SumAssurred = SumAssurred;\r\n this.proposalModel.Duration = Duration;\r\n this.proposalModel.ComencementDate = ComencementDate;\r\n this.proposalModel.PaymentFrequency = PaymentFrequency;\r\n this.proposalModel.EmployersAddress = EmployersAddress;\r\n this.proposalModel.NatureOfWork = NatureOfWork;\r\n this.proposalModel.Position = Position;\r\n this.proposalModel.Occupation = Occupation;\r\n this.proposalModel.Nationality = Nationality;\r\n this.proposalModel.StateOfOrigin = StateOfOrigin;\r\n this.proposalModel.RICNumber = RICNumber;\r\n this.proposalModel.Age = Age;\r\n this.proposalModel.DateOfBirth = DateOfBirth;\r\n this.proposalModel.AverageAge = AverageAge;\r\n this.proposalModel.PostalAddress = PostalAddress;\r\n this.proposalModel.ResidentialAddress = ResidentialAddress;\r\n this.proposalModel.MaritalStatus = MaritalStatus;\r\n this.proposalModel.MaidenName = MaidenName;\r\n this.proposalModel.Sex = Sex;\r\n this.proposalModel.Telephone = telephone;\r\n\r\n\r\n let data = JSON.parse(localStorage.getItem(\"allEntries\"));\r\n for(let i in data){\r\n this.beneficiaryModel.BenefitProportion = data[i].BenefitProportion;\r\n this.beneficiaryModel.Relationship = data[i].Relationship;\r\n this.beneficiaryModel.FullName = data[i].FullName;\r\n this.beneficiaryModel.Sex = data[i].Sex;\r\n this.beneficiaryModel.DateOfBirth = data[i].DateOfBirth;\r\n console.log(this.beneficiaryModel);\r\n\r\n this.proposalModel.BeneficiariesData.push(this.beneficiaryModel);\r\n this.beneficiaryModel = new Beneficiaries(\"\", \"\", 0, null, this.dateTemp);\r\n\r\n }\r\n\r\n if (this.proposalModel.BeneficiariesData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }else{\r\n this.showBeneficiaryTable = false;\r\n }\r\n\r\n }\r\n\r\n selected(files: FileList)\r\n {\r\n let theFile = files[0];\r\n this._utils.ResizeImage(theFile, 128, 128)\r\n .subscribe(\r\n (file : File) =>{\r\n var reader = new FileReader();\r\n reader.readAsDataURL(file);\r\n reader.onload = (_event) => {\r\n this.proposalModel.src= reader.result.toString()\r\n this.proposalModel.filenameId= file.name\r\n this.proposalModel.filetypeId= file.type\r\n this.proposalModel.filestringId =this.proposalModel.src.substr(this.proposalModel.src.indexOf(',')+ 1)\r\n }\r\n }\r\n )\r\n\r\n\r\n }\r\n\r\n dob: Date;\r\n result: string;\r\n com :number;\r\n newDate:any;\r\n policy: string;\r\n\r\n propp: number = 0;\r\n //event handler for the select element's change event\r\n focusOutFunction () {\r\n this.dob = this.proposalModel.DateOfBirth;\r\n\r\n var today = new Date();\r\n var birthDate = new Date(this.dob);\r\n var age = today.getFullYear() - birthDate.getFullYear();\r\n var m = today.getMonth() - birthDate.getMonth();\r\n if (m < 0 || (m === 0 && today.getDate() < birthDate.getDate())) {\r\n age--;\r\n }\r\n this.proposalModel.Age = age;\r\n if(age < 18){\r\n alert(\"Under age, kindly put age 18 & above\");\r\n }\r\n }\r\n\r\n\r\n focusOutFunctionPolicy () {\r\n this.policy = this.proposalModel.policy;\r\n if(this.policy == 'Anticipated Endowment Assurance'){\r\n alert(\"Anticipated endowment assurance plan allows for 6yrs, 9yrs, 12yrs & 15yrs \");\r\n this.proposalModel.Premium = 10800;\r\n }\r\n\r\n if(this.policy == 'Education Endowment Assurance Plan'){\r\n alert(\"Tenor for Education Endowment assurance plan should be capped at minimum of 5 years \");\r\n this.proposalModel.Premium = 10800;\r\n }\r\n\r\n if(this.policy == 'Endowment Assurance Plan'){\r\n alert( \"Tenor for Endowment Assurance Plan should be capped at minimum of 5 years\");\r\n this.proposalModel.Premium = 10800;\r\n }\r\n\r\n if(this.policy == 'NSIA Savings Plan'){\r\n alert( \"Tenor for NSIA savings plans is capped at just 3 yrs \");\r\n this.proposalModel.Premium = 5000;\r\n }\r\n\r\n if(this.policy == 'NSIA Investment Linked Plan'){\r\n alert( \"Tenor for NSIA Investment Linked Plan is capped at just 1 yr \");\r\n this.proposalModel.Premium = 10000;\r\n }\r\n\r\n }\r\n\r\n focusOutFunctionPolicyTenor(){\r\n this.Duration = this.proposalModel.Duration;\r\n if(this.proposalModel.policy == \"Anticipated Endowment Assurance\"){\r\n\r\n if(this.Duration == 6 || this.Duration ==9 || this.Duration ==12 || this.Duration==15){\r\n\r\n }else{\r\n alert( \"Anticipated endowment assurance plan allows for 6yrs, 9yrs, 12yrs & 15yrs \");\r\n }\r\n }\r\n\r\n //Education Endowment Assurance Plan\r\n if(this.proposalModel.policy == \"Education Endowment Assurance Plan\"){\r\n\r\n if(this.Duration >= 5 ){\r\n\r\n }else{\r\n alert( \"Tenor for Education Endowment assurance plan should be capped at minimum of 5 years \");\r\n }\r\n }\r\n\r\n //Endowment Assurance Plan\r\n if(this.proposalModel.policy == \"Endowment Assurance Plan\"){\r\n\r\n if(this.Duration >= 5){\r\n\r\n }else{\r\n alert( \"Tenor for Endowment assurance plan should be capped at minimum of 5 years \");\r\n }\r\n }\r\n //NSIA saving plan\r\n\r\n if(this.proposalModel.policy == \"NSIA Savings Plan\"){\r\n\r\n if(this.Duration >=3){\r\n\r\n }else{\r\n alert( \"Tenor for NSIA savings plans is capped at just 3 yrs\");\r\n }\r\n }\r\n\r\n //NSIA Investment Linked Plan\r\n if(this.proposalModel.policy == \"NSIA Investment Linked Plan\"){\r\n\r\n if(this.Duration == 1){\r\n\r\n }else{\r\n alert( \"Tenor for NSIA Investment Linked Plan is capped at just 1 yr \");\r\n }\r\n }\r\n }\r\n\r\n addPolicy(e){\r\n let value = e.srcElement.value;\r\n // let type = true;\r\n if (e.srcElement.checked) {\r\n this.otherPolicy.push(value);\r\n }else{\r\n const index: number = this.otherPolicy.indexOf(value);\r\n if (index !== -1) {\r\n this.otherPolicy.splice(index, 1);\r\n }\r\n }\r\n }\r\n addDisease(e){\r\n let value = e.srcElement.value;\r\n // let type = true;\r\n if (e.srcElement.checked) {\r\n this.diseases.push(value);\r\n }else{\r\n const index: number = this.diseases.indexOf(value);\r\n if (index !== -1) {\r\n this.diseases.splice(index, 1);\r\n }\r\n }\r\n\r\n }\r\n\r\n submitForm(myForm: NgForm){\r\n\r\n console.log(this.proposalModel);\r\n\r\n var email = this.proposalModel.EmailAddress;\r\n var filestringId = this.proposalModel.filestringId;\r\n var regex = /^([a-zA-Z0-9_\\.\\-\\+])+\\@(([a-zA-Z0-9\\-])+\\.)+([a-zA-Z0-9]{2,4})+$/;\r\n\r\n if(!regex.test(email)) {\r\n alert(\"Your email is not correct\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n var telLength = $('#Telephone').val().toString().length;\r\n var secTel =$(\"#AlternativeTel\").val().toString().length;\r\n\r\n this.propp = Number(this.propp) + Number(this.beneficiaryModel.BenefitProportion);\r\n console.log(this.propp);\r\n if(this.propp > 100){\r\n alert( \"Beneficiary proportion is more than 100\");\r\n return;\r\n }\r\n if(this.propp < 100){\r\n alert( \"Beneficiary proportion is less than 100\");\r\n return;\r\n }\r\n if(this.proposalModel.BeneficiariesData.length == 0){\r\n alert( \"Beneficiary form is required\");\r\n return;\r\n }\r\n\r\n if(secTel < 10){\r\n $(\"#AlternativeTel\").val(\"Not Applicable\");\r\n }\r\n if(telLength < 10){\r\n alert( \"Your telephone number is not correct\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n if (this.proposalModel.Age < 18) {\r\n alert( \"Under age, kindly put age 18 & above\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.PremiumType == 0) {\r\n alert( \"Premium Type is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n if (this.proposalModel.Premium == 0) {\r\n alert( \"Premium is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.ResidentialAddress == \"\") {\r\n alert( \"Residential Address is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.policy == \"\") {\r\n alert( \"Policy is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.Sex == \"\") {\r\n alert( \"Sex is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.MaritalStatus == \"\") {\r\n alert( \"Marital Status is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.StateOfOrigin == \"\") {\r\n alert( \"State Of Origin is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.medicalModel.Height == \"\") {\r\n alert( \"Height is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n if (this.medicalModel.Weight == \"\") {\r\n alert( \"Weight is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n if (this.proposalModel.Occupation == \"\") {\r\n alert( \"Occupation is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.EmployerName == \"\") {\r\n alert( \"Name Of Business is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.Position == \"\") {\r\n alert( \"Position is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.EmployersAddress == \"\") {\r\n alert( \"Business Address is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.PaymentFrequency == 0) {\r\n alert( \"Frequency Payment is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.medicalModel.Name == \"\") {\r\n alert( \"Hospital Name is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.Duration == 0) {\r\n alert( \" Policy Tenor is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.medicalModel.EmailAddress == \"\") {\r\n this.medicalModel.EmailAddress = \"Not Applicable\";\r\n }\r\n\r\n if (this.medicalModel.PhoneNumber == \"\") {\r\n this.medicalModel.PhoneNumber = \"Not Applicable\";\r\n }\r\n\r\n if(this.medicalModel.AttendanceReason==null){\r\n alert( \"Reason is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if(this.medicalModel.AlchoholConsumption==null){\r\n alert( \"Alchohol Consumption is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if(this.medicalModel.ISGoodHealth==null){\r\n alert( \"Good Health is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if(this.medicalModel.TerminalDesease==null){\r\n alert( \"Terminal Desease is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n\r\n if (this.medicalModel.Address == \"\") {\r\n this.medicalModel.Address = \"Not Applicable\";\r\n }\r\n if(this.medicalModel.IsPregnant ==null){\r\n alert( \"Is Pregnant field is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.medicalModel.IsPregnant == 1) {\r\n this.medicalModel.Is_Pregnant = \"Yes\";\r\n }\r\n if (this.medicalModel.IsPregnant == 2) {\r\n this.medicalModel.Is_Pregnant = \"No\";\r\n }\r\n\r\n if (this.medicalModel.BloodPressure == null) {\r\n this.medicalModel.BloodPressure = \"Not Applicable\";\r\n }\r\n if(this.proposalModel.AlternativeTel = \"\"){\r\n this.proposalModel.AlternativeTel = \"Not Applicable\";\r\n $(\"#AlternativeTel\").val(\"Not Applicable\");\r\n }\r\n //SumAssurred\r\n if (this.proposalModel.SumAssurred == 0) {\r\n alert( \"Sum Assurred is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n //ModeOfPayment\r\n if (this.proposalModel.ModeOfPayment == \"\") {\r\n alert( \"Mode Of Payment is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.BeneficiariesData == null) {\r\n alert( \"Beneficiaries Data is required\");\r\n this._formservice.stopLoading();\r\n return;\r\n\r\n }\r\n\r\n if (!this.termAgreed) {\r\n alert( \"You need to agree to the terms and agreement\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n else if(filestringId==''){\r\n alert( \"Upload your signature\");\r\n this._formservice.stopLoading();\r\n }\r\n\r\n else\r\n {\r\n\r\n this._formservice.startLoading();\r\n this._formservice.sendProposalFormIndividualForm(this.proposalModel)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n alert(\"Your form is submitted, Also you will get a copy of the email.\");\r\n localStorage.clear();\r\n localStorage.removeItem(\"Surname\");\r\n localStorage.removeItem(\"OtherNames\");\r\n localStorage.removeItem(\"ProductType\");\r\n localStorage.removeItem(\"telephone\");\r\n localStorage.removeItem(\"email\");\r\n localStorage.removeItem(\"Sex\");\r\n localStorage.removeItem(\"MaidenName\");\r\n localStorage.removeItem(\"MaritalStatus\");\r\n localStorage.removeItem(\"ResidentialAddress\");\r\n localStorage.removeItem(\"PostalAddress\");\r\n localStorage.removeItem(\"AverageAge\");\r\n localStorage.removeItem(\"DateOfBirth\");\r\n localStorage.removeItem(\"Age\");\r\n localStorage.removeItem(\"RICNumber\");\r\n localStorage.removeItem(\"StateOfOrigin\");\r\n localStorage.removeItem(\"Nationality\");\r\n localStorage.removeItem(\"Occupation\");\r\n localStorage.removeItem(\"Position\");\r\n localStorage.removeItem(\"NatureOfWork\");\r\n localStorage.removeItem(\"EmployersAddress\");\r\n localStorage.removeItem(\"PaymentFrequency\");\r\n localStorage.removeItem(\"ComencementDate\");\r\n localStorage.removeItem(\"Duration\");\r\n localStorage.removeItem(\"SumAssurred\");\r\n localStorage.removeItem(\"NumberOfMembers\");\r\n localStorage.removeItem(\"IneligibilityFactor\");\r\n localStorage.removeItem(\"PolicyHolder\");\r\n localStorage.removeItem(\"RelationshipToPolicyHolder\");\r\n localStorage.removeItem(\"policy\");\r\n localStorage.removeItem(\"ModeOfPayment\");\r\n localStorage.removeItem(\"Tin\");\r\n localStorage.removeItem(\"title\");\r\n localStorage.removeItem(\"Premium\");\r\n localStorage.removeItem(\"CountryOfResidence\");\r\n localStorage.removeItem(\"allEntries\");\r\n localStorage.removeItem(\"detail\");\r\n //allEntries\r\n if(this.proposalModel.ModeOfPayment == \"Direct Debit Mandate\"){\r\n this.router.navigateByUrl('/debit-mandate-form');\r\n }\r\n myForm.resetForm();\r\n\r\n\r\n } else {\r\n alert( data.statusMessage);\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n alert(\"internal server error occurred\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n\r\n }\r\n}\r\n testThis(){\r\n console.log(this.termAgreed);\r\n\r\n }\r\n\r\n Add(){\r\n\r\n\r\n if (this.beneficiaryModel.BenefitProportion == 0) {\r\n alert( \"Beneficiary proportion is required\");\r\n return;\r\n }\r\n if (this.beneficiaryModel.Relationship == \"\") {\r\n alert( \"Beneficiary relationship is required\");\r\n return;\r\n }\r\n if (this.beneficiaryModel.FullName == \"\") {\r\n alert( \"Beneficiary full name is required\");\r\n return;\r\n }\r\n if (this.beneficiaryModel.Sex == \"\") {\r\n alert( \"Beneficiary gender is required\");\r\n return;\r\n }\r\n if (!this.beneficiaryModel.DateOfBirth) {\r\n alert( \"Beneficiary Date of birth is required\");\r\n return;\r\n }\r\n this.propp = Number(this.propp) + Number(this.beneficiaryModel.BenefitProportion);\r\n // alert(this.propp);\r\n if(this.propp > 100){\r\n alert( \"Beneficiary proportion is more than 100\");\r\n this.propp = Number(this.propp) - Number(this.beneficiaryModel.BenefitProportion);\r\n return;\r\n }\r\n\r\n console.log(this.propp);\r\n\r\n if(this.beneficiaryModel.Sex == \"1\"){\r\n this.beneficiaryModel.Sex = \"Male\";\r\n }\r\n if(this.beneficiaryModel.Sex == \"2\"){\r\n this.beneficiaryModel.Sex = \"Female\";\r\n }\r\n\r\n this.proposalModel.BeneficiariesData.push(this.beneficiaryModel);\r\n\r\n var existingEntries = JSON.parse(localStorage.getItem(\"allEntries\"));\r\n if (existingEntries == null)\r\n existingEntries = [];\r\n\r\n localStorage.setItem(\"detail\", JSON.stringify(this.beneficiaryModel));\r\n existingEntries.push(this.beneficiaryModel);\r\n localStorage.setItem(\"allEntries\", JSON.stringify(existingEntries));\r\n //location.reload();\r\n this.beneficiaryModel = new Beneficiaries(\"\", \"\", 0, null, this.dateTemp);\r\n if (this.proposalModel.BeneficiariesData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }\r\n else{\r\n\r\n localStorage.setItem(\"Surname\", JSON.stringify(this.proposalModel.Surname));\r\n localStorage.setItem(\"OtherNames\", JSON.stringify(this.proposalModel.OtherNames));\r\n localStorage.setItem(\"ProductType\", JSON.stringify(this.proposalModel.ProductType));\r\n localStorage.setItem(\"telephone\", JSON.stringify(this.proposalModel.Telephone));\r\n localStorage.setItem(\"email\", JSON.stringify(this.proposalModel.EmailAddress));\r\n localStorage.setItem(\"Sex\", JSON.stringify(this.proposalModel.Sex));\r\n localStorage.setItem(\"MaidenName\", JSON.stringify(this.proposalModel.MaidenName));\r\n localStorage.setItem(\"MaritalStatus\", JSON.stringify(this.proposalModel.MaritalStatus));\r\n localStorage.setItem(\"ResidentialAddress\", JSON.stringify(this.proposalModel.ResidentialAddress));\r\n localStorage.setItem(\"PostalAddress\", JSON.stringify(this.proposalModel.PostalAddress));\r\n localStorage.setItem(\"AverageAge\", JSON.stringify(this.proposalModel.AverageAge));\r\n localStorage.setItem(\"DateOfBirth\", JSON.stringify(this.proposalModel.DateOfBirth));\r\n localStorage.setItem(\"Age\", JSON.stringify(this.proposalModel.Age));\r\n localStorage.setItem(\"RICNumber\", JSON.stringify(this.proposalModel.RICNumber));\r\n localStorage.setItem(\"StateOfOrigin\", JSON.stringify(this.proposalModel.StateOfOrigin));\r\n localStorage.setItem(\"Nationality\", JSON.stringify(this.proposalModel.Nationality));\r\n localStorage.setItem(\"Occupation\", JSON.stringify(this.proposalModel.Occupation));\r\n localStorage.setItem(\"Position\", JSON.stringify(this.proposalModel.Position));\r\n localStorage.setItem(\"NatureOfWork\", JSON.stringify(this.proposalModel.NatureOfWork));\r\n localStorage.setItem(\"EmployersAddress\", JSON.stringify(this.proposalModel.EmployersAddress));\r\n localStorage.setItem(\"PaymentFrequency\", JSON.stringify(this.proposalModel.PaymentFrequency));\r\n localStorage.setItem(\"ComencementDate\", JSON.stringify(this.proposalModel.ComencementDate));\r\n localStorage.setItem(\"Duration\", JSON.stringify(this.proposalModel.Duration));\r\n localStorage.setItem(\"SumAssurred\", JSON.stringify(this.proposalModel.SumAssurred));\r\n localStorage.setItem(\"NumberOfMembers\", JSON.stringify(this.proposalModel.NumberOfMembers));\r\n localStorage.setItem(\"IneligibilityFactor\", JSON.stringify(this.proposalModel.IneligibilityFactor));\r\n localStorage.setItem(\"PolicyHolder\", JSON.stringify(this.proposalModel.PolicyHolder));\r\n localStorage.setItem(\"RelationshipToPolicyHolder\", JSON.stringify(this.proposalModel.RelationshipToPolicyHolder));\r\n localStorage.setItem(\"policy\", JSON.stringify(this.proposalModel.policy));\r\n localStorage.setItem(\"ModeOfPayment\", JSON.stringify(this.proposalModel.ModeOfPayment));\r\n localStorage.setItem(\"Tin\", JSON.stringify(this.proposalModel.Tin));\r\n localStorage.setItem(\"title\", JSON.stringify(this.proposalModel.title));\r\n localStorage.setItem(\"Premium\", JSON.stringify(this.proposalModel.Premium));\r\n localStorage.setItem(\"CountryOfResidence\", JSON.stringify(this.proposalModel.CountryOfResidence));\r\n\r\n\r\n\r\n }\r\n }\r\n editBen(i){\r\n this.beneficiaryModel.BenefitProportion = this.proposalModel.BeneficiariesData[i].BenefitProportion;\r\n this.beneficiaryModel.DateOfBirth = this.proposalModel.BeneficiariesData[i].DateOfBirth;\r\n this.beneficiaryModel.FullName = this.proposalModel.BeneficiariesData[i].FullName;\r\n this.beneficiaryModel.Relationship = this.proposalModel.BeneficiariesData[i].Relationship;\r\n this.beneficiaryModel.Sex = this.proposalModel.BeneficiariesData[i].Sex;\r\n\r\n\r\n this.propp = Number(this.propp) - Number(this.proposalModel.BeneficiariesData[i].BenefitProportion);\r\n console.log(this.propp);\r\n this.proposalModel.BeneficiariesData.splice(i, 1);\r\n if (this.proposalModel.BeneficiariesData.length > 0) {\r\n\r\n this.showBeneficiaryTable = true;\r\n }else{\r\n this.showBeneficiaryTable = false;\r\n }\r\n // console.log(i);\r\n\r\n\r\n }\r\n deleteBen(i){\r\n\r\n this.beneficiaryModel.BenefitProportion = this.proposalModel.BeneficiariesData[i].BenefitProportion;\r\n this.beneficiaryModel.DateOfBirth = this.proposalModel.BeneficiariesData[i].DateOfBirth;\r\n this.beneficiaryModel.FullName = this.proposalModel.BeneficiariesData[i].FullName;\r\n this.beneficiaryModel.Relationship = this.proposalModel.BeneficiariesData[i].Relationship;\r\n this.beneficiaryModel.Sex = this.proposalModel.BeneficiariesData[i].Sex;\r\n\r\n\r\n this.propp = Number(this.propp) - Number(this.beneficiaryModel.BenefitProportion);\r\n console.log(this.propp);\r\n this.proposalModel.BeneficiariesData.splice(i, 1);\r\n if (this.proposalModel.BeneficiariesData.length > 0) {\r\n\r\n this.showBeneficiaryTable = true;\r\n }else{\r\n this.showBeneficiaryTable = false;\r\n }\r\n // console.log(i);\r\n\r\n\r\n }\r\n\r\n}\r\nexport class NewProposalForm {\r\n constructor(\r\n public ProductType: number,\r\n public PremiumType:number,\r\n public Surname:string,\r\n public OtherNames:string,\r\n public Sex:string,\r\n public MaidenName:string,\r\n public MaritalStatus:string,\r\n public ResidentialAddress:string,\r\n public PostalAddress:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public OfficeTelephone:string,\r\n public AlternativeTel:string,\r\n public AverageAge:string,\r\n public DateOfBirth:Date,\r\n public Age:number,\r\n public RICNumber:string,\r\n public StateOfOrigin:string,\r\n public Nationality:string,\r\n public Occupation:string,\r\n public EmployerName:string,\r\n public Position:string,\r\n public NatureOfWork:string,\r\n public EmployersAddress:string,\r\n public PaymentFrequency:number,\r\n public MedicalData:MedicalDetails,\r\n public ComencementDate: string,\r\n public Duration:number,\r\n public SumAssurred:number,\r\n public NumberOfMembers:number,\r\n public OtherPolicy: string[],\r\n public IneligibilityFactor:string,\r\n public BeneficiariesData:Beneficiaries[],\r\n public BeneficiariesTemp:Beneficiaries,\r\n public NextOfKinData:NextOfKin,\r\n public PolicyHolder:string,\r\n public RelationshipToPolicyHolder: string,\r\n public DebitMandateInstruction:DDInstructions,\r\n public Agent:string,\r\n public policy:string,\r\n public ModeOfPayment: string,\r\n public Tin :string,\r\n public title:string,\r\n public CountryOfResidence:string,\r\n public diseases:string[],\r\n public otherPolicy:string[],\r\n public Premium:number,\r\n public filenameId:string,\r\n public filetypeId:string,\r\n public base64textStringId:string,\r\n public processedImagesId: any = [],\r\n public filestringId: string,\r\n public src:string,\r\n\r\n ) {\r\n\r\n }\r\n\r\n}\r\nexport class MedicalDetails {\r\n constructor(\r\n public Name:string,\r\n public Address:string,\r\n public PhoneNumber:string,\r\n public EmailAddress:string,\r\n public AttendanceLifeSpan:string,\r\n public DateLastAttended: Date,\r\n public AttendanceReason: string,\r\n public Height: string,\r\n public Weight: string,\r\n public BloodPressure: string,\r\n public AlchoholConsumption: string,\r\n public IsPregnant: number,\r\n public Is_Pregnant: string,\r\n public Edd: Date,\r\n public RecurringDesease: string[],\r\n public ISGoodHealth: string,\r\n public HealthReason:string,\r\n public TerminalDesease:string,\r\n public DiseaseDetails:string,\r\n\r\n\r\n ) {\r\n\r\n }\r\n}\r\nexport class Beneficiaries {\r\n constructor(\r\n public FullName:string,\r\n public Relationship:string,\r\n public BenefitProportion:number,\r\n public Sex:string,\r\n public DateOfBirth:Date,\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","
We are glad to announce our strategic partnership with Nollywood Connect, to offer NSIA Value Deal to their subscribers. The NSIA Value Deal is a product combination that will provide insurance covers for Nollywood Connect subscribers at affordable rates.
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Nollywood Connect and NSIA Insurance share a common goal of providing first-class services that enable customers and subscribers take constructive steps to secure their future and that of their loved ones.
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Through this partnership, Nollywood Connect subscribers can enjoy specific NSIA Insurance products like: NSIA Group Life Insurance, NSIA Personal Accident Insurance, NSIA Comprehensive Motor Insurance, NSIA Motor Insurance- Third Party Fire & Theft and NSIA Householder Insurance, guaranteed to bring value to them.
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Nollywood Connect is a new and innovative online registry that allows filmmakers conduct casting calls online by linking Actors, Directors, Screenwriters, and Producers. The online registry allows creatives upload their portfolio on the platform in a bid to expand traditional scouting methods and reduce lengthy casting lineups, as well as time consuming open auditions
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By registering with Nollywood Connect, subscribers will also have access to exclusive benefits including a variety of trainings, online resources and funding opportunities.
Select your category (actor, director, producer, writer, crew)
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Confirm identity via email
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Complete profile –edit your profile and upload clips
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Activate your registration
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This is an avenue for more talents to be discovered and now it is only a click away with Nollywood Connect!
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\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n","export class ProfessionalIndemityProposalForm {\r\n constructor(\r\n public NameOfFirm: string,\r\n public NatureOfBusiness:string,\r\n public Address:string,\r\n public DateOfIncorporation:string,\r\n public rcnumber:string,\r\n public modeofId:string,\r\n public idnumber:string,\r\n public Telephone:string,\r\n public mobileno:string,\r\n public totalnumberofstaff:string,\r\n public professionalassociationbody:string,\r\n public classofmembership:string,\r\n public holdProfessionalIndemnityPolicy:string,\r\n public discharged:string,\r\n public professionalservice:string,\r\n public AmountofIndemnity:string,\r\n public GrossFees:string,\r\n public limitofliability:string,\r\n public claimoutstanding:string,\r\n public claimbeenmade:string,\r\n public limitperoccurrence:string,\r\n public aggregateanyoneperiod:string\r\n\r\n\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-debunking-life-insurance-myths',\r\n templateUrl: './debunking-life-insurance-myths.component.html',\r\n styleUrls: ['./debunking-life-insurance-myths.component.css']\r\n})\r\nexport class DebunkingLifeInsuranceMythsComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
There are a lot of misconceptions about insurance, especially in this part of the world. This article will throw some light on these myths and pave a way to better living.\r\n
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1. “I do not need life insurance because I am not the breadwinner of my family” \r\n\r\n
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This statement is mostly made by unmarried people and stay-at-home mothers. Single people probably do not start thinking of purchasing life insurance until there is the prospect of starting a family. You should take out a life insurance policy even before you have dependents. It is even more advisable as life insurance policies are cheaper when you’re young and healthy.
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Stay-at-home mothers have the idea that they do not need life insurance because they do not earn a monthly salary. They also think that if they pass away, there would be minimal issues because their husbands are financially in charge. A family with only one working parent may think they only have one income to protect because duties which are usually overlooked in terms of monetary value. However, should the stay-at-home parent suddenly pass, there are a number of costs that the family would incur, just to handle the tasks that the stay-at-home parent was accomplishing on a daily basis. In such a case, the breadwinner may have to rely on child care or housekeepers to cater for such needs, which is not cheap.
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2. “I would rather invest my money than purchasing a life insurance” \r\n
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Before you invest your money, it is important to know that you won't make profit until you're able to break-even. It is advisable to have a form of life insurance coverage. It will be a huge risk to depend solely on your investment, especially when you have a family that is dependent on you.
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3. “My employer-provided insurance is enough for me” \r\n
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Yes, your employer-provided life insurance is at a low rate or even free but the truth is that the value of your policy may not be enough for you. It may not be extended to cover your spouse and children in case of an unfortunate event. Also, what happens in a case where you lose your job, change jobs or if your employer goes out of business? These are things to think about in other to avoid being stranded in situations where you need an insurance policy the most.
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Visit our website today at https://nsiainsurance.com/lifeinsurance or call customer service on 09048418896, and let us get you a life insurance plan to help secure the future of your loved ones.
“I’M YOUNG AND HEALTHY, WHY DO I NEED LIFE INSURANCE?”
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The general rule is that if someone else relies on your income to live, then you need a life insurance policy. Perhaps you fall into the category of people who often wonder: “Why do I need life insurance? I’m young, strong, and healthy, I shouldn’t have to worry about that right now.” It can be hard to balance your social life, your love life and your job, let alone plan for what could happen to you decades from now.\r\n
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If you have people depending on you for financial support, you need to be prepared to give it, even if the worst should happen. One of the easiest ways to do that is by purchasing life insurance.\r\n
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When should you buy life insurance?\r\n
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The chances are that you’ll start thinking about needing a policy as you hit major life milestones. Whether it’s starting a business, getting married or having your first child, you should purchase life insurance.\r\n
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When you’re single: \r\n
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Single people often don’t think much of life insurance, but if you help support other family members, what happens if you aren’t capable of covering their expenses? Do they depend on your income? If so, then taking out a policy is a good bet.
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When you’re married:
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Getting married often prompts couples to have hard financial conversations, and it’s not a bad idea to throw in life insurance while you’re at it. You may want to consider getting a policy if your spouse depends on your income to fund your shared expenses (or vice versa). Plus, if you plan to have children one day, you may want to purchase life insurance before you become a parent.\r\n
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When you’re married + kids:
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Once you have children, you almost always need life insurance. If something happens to you or your spouse, a life insurance policy will help your family handle expenses.\r\n When looking to buy life insurance, it is essential to:\r\n
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Shop smart.
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Determine what kind of coverage you need and how it fits into your budget.
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Look for discounts.
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Once you evaluate your coverage needs, factor in your budget and find ways to save. Ask your insurance agent if there are any discounts on your coverage.
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P.S: Your life insurance rate is based on your age, medical history and lifestyle choices. It’s generally easier to get a cheaper policy if you’re young and relatively healthy.
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It’s beneficial for you to understand the importance of having the proper life insurance coverage. You never know when the unexpected can happen, so ensuring you and your loved ones are protected with a life insurance policy is a safe way to guarantee a secure future for everyone.
Insurance is of value to society in many ways but the general awareness of the contributions of insurance to the overall economy and society is low. Policymakers, policyholders and the general public only start valuing insurance once a loss has been incurred and compensation is expected from insurance.\r\n
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The most important contribution of insurance to society is the provision of risk sharing, risk transfer abilities and loss prevention measures. The “peace of mind” it provides is an unconscious fact, which cannot be measured, unlike assets under management and insurers’ contribution to GDP.
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This article highlights some areas of insurance that demonstrate its social role.\r\n
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How does insurance help consumers, companies and society at large?
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Private individuals purchase insurance products to avoid being confronted with the financial consequences of incurring damage resulting from a certain event or when they want to build up a financial reserve for a certain project.
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The most common non-life product is Third Party Liability insurance. If an individual causes an accident, he/she is obliged to pay for the damages which the non-liable third party has incurred. Depending on circumstances of the accident, the individual would need to pay a high amount of money (ranging from hospitals bills to loss of future income, in addition to the material damage). By taking out Third Party Liability insurance, the individual ensures that the third party’s damages are paid, while his/her financial situation is not heavily impacted.
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\r\n When an individual takes out life or pension insurance, he/she saves money on a regular basis in order to build a capital stock for a certain aim, e.g. a money reserve for a certain project/risk or increased pension benefits.\r\n
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An economic driver and safety net for commercial entities
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Similar to individuals, commercial entities can be exposed to claims for damages following an unfortunate event. Manufacturers, for example, can be made responsible for a defective product that caused harm to an individual. If a commercial entity were unable to transfer this risk to an insurer by taking out insurance, the company would need to reserve capital for potential liability claims. The company would, therefore, have less capital available to invest in new technologies and product innovation. In this way, insurance supports economic growth by taking on risks, which normally the commercial entity would need to bear.
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In addition, they support national governments in funding, for example, infrastructure and other projects benefiting the economy and society, in particular by investing in government bonds.
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Insurance serves as a buffer in the modern economy. It allows filtering out sudden surges in financial needs linked to a disaster hitting many insured players that might otherwise be pushed into bankruptcy. Insurance allows forward planning with more certainty, avoiding or mitigating specific risks.
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The possibility of transferring risk to the insurer provides private individuals as well as commercial entities with a safety net, which allows them to take calculated risks in their entrepreneurial decisions.
\r\n NSIA Insurance kicks off the second quarter of this year with the launch of their radio advertisement campaign, NSIA Value Campaign, nationwide.\r\n
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\r\n NSIA Value Campaign offers the opportunity to deliver a simple yet powerful message to a targeted group of consumers in an effort to increase awareness about the organization, and also to communicate effectively the value of their product offerings and tailor-made services.\r\n
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\r\nThe campaign has two directions: “Insurance is” and “Insurance has a new look”.\r\n‘Insurance is’ showcases insurance as a safety net, ensuring one does not have to pay out-of-pocket when an eventuality occurs.\r\n
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\r\n‘Insurance has a new look’ focuses on changing the perception about insurance in Nigeria. This direction speaks to the fact that NSIA Insurance is committed to providing its stakeholders with excellent customer experience, throughout their journey.\r\n\r\n
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\r\n The campaign will run for 5 weeks on various radio stations in: Lagos, Ibadan, Port Harcourt, Warri, Abuja, Onitsha, Asaba, Enugu, Kaduna and Kano. Take a look at the schedule below:\r\n\r\n
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NSIA VALUE CAMPAIGN MEDIA SCHEDULE – KICK OFF DATE: MONDAY APRIL 26, 2021
\r\n According to the MD/CEO of NSIA Insurance, Ebelechukwu Nwachukwu, \"We have a lot to offer to our customers in terms of value. We seek to help create, protect and preserve wealth. One way we can fulfil this is by keeping our potential and existing customers in the loop about our new products and how they can benefit from them.”\r\n The MD/CEO further added that, “Radio is ideal for targeting specific demographics and market segments. By choosing this medium, we can get to our potential customers, remain top of mind to our existing customers and ultimately change the perception about insurance in Nigeria.”\r\n
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\r\n\r\n NSIA Insurance Limited is a first-class composite insurance company driven by Integrity, Care, Innovation and Professionalism. It has its Head Office in Lagos, with a strong regional presence in Abuja and an extensive network in strategic States across the Country. NSIA Insurance offers a wide range of insurance services at competitive rates to meet the changing financial, investment, and lifestyle needs of its corporate, commercial, and individual customers.\r\n\r\n
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\r\n NSIA Insurance Limited (Nigeria) is part of NSIA Participations, which is currently present in 12 African countries; Benin, Cameroon, Congo, Côte d'Ivoire, Gabon, Ghana, Guinea, Guinea Bissau, Mali, Nigeria, Senegal and Togo.\r\n\r\n
A crisis like Covid-19 affects all business sectors; while some businesses and industries were impacted by COVID-19 more than others, all had to adapt one way or another. Lockdown regulations and other pandemic-related restrictions have fuelled greater demand for digital transactions, including insurance policies. As customers are cautious of either stepping out or meeting insurance agents in person, online insurance buying seems safer, without compromising on conventional benefits. The major focus of insurance companies in light of recent happenings is digitalization and improved customer service experience.
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Digitalization \r\n Data-driven automation and artificial intelligence will remain vital for the industry to meet the level of personalization customers expect from their policies and overall experience. We at NSIA Insurance are making the transition to a Paperless Business, to make it easier for our customers to purchase policies online.\r\n
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Thanks to digital innovations such as predictive analytics, automation and cloud computing, among others, tech-savvy insurers are shifting towards a more proactive model. This is based on more accurate risk assessment and providing greater insights that help in preventing losses in the first instance, rather than compensating for them later.
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Customer experience \r\n Despite digital and automated claims processes driving efficiency to lower operating costs, the industry is applying data analytics to identify pain points in customer interactions to help make the process more fluid and personalized. For instance, NSIA Customer Portal allows customers purchase policies online and manage their accounts effectively. \r\n
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Undoubtedly, the pandemic accelerated the shift towards digital transformation in the insurance industry in 2020. Moving forward, companies deploying new-age tools will be well-positioned to assess and address customer needs in 2021. These organizations can boost their insurance penetration while tapping into new opportunities – more safely, securely, sustainably and profitably even as they keep improving customer satisfaction levels.
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Give us a call today on 09048418896 to purchase your policies online!
Burglary is the worst nightmare of many homeowners. The highest percentage of break-ins happen while people are away on vacation, or begin to leave their windows and doors open more often. It is important to protect your house from burglars who might try to steal your belongings. To prevent a home burglary, check out the following tips.
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Consider a home security system: \r\n Most burglars rely on hiding, speed and force to gain entry to a home. Getting a home security system from a reputable company can help you deter burglars and protect your house. As an added bonus, you might be able to get a home insurance discount if you have a security system.\r\n
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Keep your windows and doors locked \r\n Yes, windows can also be a possible point of entry to your house. Lock your windows and doors at all times; even when you leave briefly, or are outside on your property. Also, keep your valuables in a safe when you go out and change passcodes on electronic locks and garage doors from time to time. Never hide your keys outside.\r\n\r\n
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Give your trees, bushes and shrubs a trim: \r\n Here’s the logic for this one – by keeping your shrubs and bushes neatly trimmed, you can eliminate potential hiding spots for a burglar. Also, it’s easier to see someone creeping around if there aren’t leaves and branches in the way.\r\n
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Make sure your surroundings are well lit: \r\n Having exterior lights can help deter burglars. Typically, they don’t want people to see them sneaking around. It’s a good idea to have plenty of exterior lights around your home. You can get motion-sensor lights, too. It’s also a good idea to consider getting timers for your lights so that they come on and go off. This can help give the impression that someone’s home.\r\n\r\n
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If you’re going to be out of town, make sure your home still looks lived-in. Have a trusted neighbor cut the grass and pick up newspapers from the driveway.\r\n
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It is possible to apply all these tips and unfortunately still get burgled. In that case, homeowner’s insurance is another great way to protect your home. Get started with quotes by filling out our online form here, or giving us a call on 09048418896.\r\n
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","import { Component, OnInit } from '@angular/core';\r\nimport { UserClass } from 'src/app/Classes/user-class';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\nimport swal from 'sweetalert2';\r\n@Component({\r\n selector: 'app-complaint-form',\r\n templateUrl: './complaint-form.component.html',\r\n styleUrls: ['./complaint-form.component.css']\r\n})\r\nexport class ComplaintFormComponent implements OnInit {\r\n\r\n userData = new UserClass(\"\", \"\", \"\", \"\");\r\n constructor(private _formService: FormserviceService) { }\r\n ngOnInit(): void {\r\n }\r\n OnContactSubmit() {\r\n this._formService.startLoading();\r\n this._formService.sendContact(this.userData)\r\n .subscribe(\r\n (data) => {\r\n console.log(data);\r\n if (data.statusCode == \"00\") {\r\n swal.fire(\"Success\", \"Your message is submitted. We will contact you shortly\", \"success\");\r\n } else {\r\n swal.fire(\"Error\", data.statusMessage, \"info\");\r\n }\r\n this._formService.stopLoading();\r\n this.userData = new UserClass(\"\", \"\", \"\", \"\");\r\n },\r\n (error) => {\r\n console.log(error);\r\n swal.fire(\"Fatal\", \"Internal server error occurred\", \"error\");\r\n this._formService.stopLoading();\r\n }\r\n )\r\n }\r\n}\r\n","\r\n\r\n\r\n\r\n
\r\n We’re starting 2022 on a great note, with the launch of a new\r\n campaign: “Plan i is the new plan B”. \r\n
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\r\n The purpose of this campaign is to highlight the importance of\r\n having a backup plan, which is often referred to as plan B, but in\r\n this case, a Plan i. It is a play on the first letter of the word\r\n insurance, as a replacement for the B in Plan B. Meaning\r\n that, for maximum guarantee and peace of mind, your plan B should be\r\n insurance.\r\n
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\r\n The idea is to juxtapose the usual contingency plans we all make,\r\n with a Plan i, showing how insurance is more reliable than a plan B\r\n could ever be. \r\n
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\r\n Simply put,\r\n “Insurance is Life’s Backup Plan”.\r\n
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\r\n To further intensify the reach of the campaign, the Brand will be\r\n present on traditional media, e.g. radio, outdoor and the likes, in\r\n the locations where NSIA offices operate; Lagos, Abuja, Ibadan,\r\n Warri, Onitsha, Port Harcourt, Kaduna and Kano. \r\n
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There are 5 elements of the radio campaign:
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1. Spot Adverts (April 4 – May 11) – 6 weeks
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2. Time Check (May 2 – July 6) – 10 weeks
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3. Hypes (June 14 – July 19) – 6 weeks
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4. Live Appearances (July 5 – July 26) – 4 weeks
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5. Sponsorship (July 18 – October 3) – 12 weeks
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\r\n The first 2 elements focus on creating increased awareness for the\r\n Brand, after which the hypes will dwell more on Plan i as life’s\r\n backup plan. Then there will be Live Appearances featuring\r\n #NSIApeople which will focus on its business operations and product\r\n offerings.\r\n
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\r\n We kicked off our Radio Campaign on Monday, April 4, with the first\r\n element: Spot Adverts! \r\n
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\r\n Spot Advert is a multimedia advertisement that airs at a specific\r\n time. It usually airs between radio programs or during breaks, also\r\n known as the spot. This will help us to broaden our reach to a wide\r\n range of potential consumers, who listen to the radio. \r\n
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Take a look at the schedule:
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\r\n Don’t forget to inform your family/friends, and remember to look out\r\n for social media materials showing these airing times and\r\n stations. \r\n
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\r\n There are loads of other exciting activities coming your way which\r\n would attract some juicy rewards for our customers.\r\n
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\r\n To be a part of this journey, follow our social media platforms to\r\n see how it all unfolds.\r\n
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\r\n Get a Plan i today that suits your needs, reach out to us on\r\n 09048418896/01-280 5378. Alternatively, send an email to\r\n customerservice@nsiainsurance.com.\r\n
\r\n\r\n","// This file can be replaced during build by using the `fileReplacements` array.\r\n// `ng build --prod` replaces `environment.ts` with `environment.prod.ts`.\r\n// The list of file replacements can be found in `angular.json`.\r\n\r\nexport const environment = {\r\n production: false,\r\n baseUrl: \"https://api.nsiainsurance.com\"\r\n};\r\n\r\n/*\r\n * For easier debugging in development mode, you can import the following file\r\n * to ignore zone related error stack frames such as `zone.run`, `zoneDelegate.invokeTask`.\r\n *\r\n * This import should be commented out in production mode because it will have a negative impact\r\n * on performance if an error is thrown.\r\n */\r\n// import 'zone.js/dist/zone-error'; // Included with Angular CLI.\r\n","export class CustomerServiceWeekForm {\r\n constructor(\r\n public Question1: string,\r\n public Question2:string,\r\n public Question3:string,\r\n public Question4:string,\r\n public Question5:string,\r\n public fullname:string,\r\n public EmailAddress:string,\r\n public PhoneNumber:string,\r\n public Policy:string,\r\n public staffcode:string,\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-understanding-third-party-insurance',\r\n templateUrl: './understanding-third-party-insurance.component.html',\r\n styleUrls: ['./understanding-third-party-insurance.component.css']\r\n})\r\nexport class UnderstandingThirdPartyInsuranceComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
Recently, on my way back from the office, I endured very slow traffic for about 30 minutes. I later realized that we were being held up by two motorists parked in the middle of the road, arguing about scratches and dents to their cars. I was irritated and surprised that people still fight and argue over accidents on busy Lagos roads without parking off to ease traffic movement; an act that causes untold hardship to other road users, sometime even leading to multiple accidents and robbery attacks.\r\n
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It’s about time we understood that a motor vehicle insurance certificate is not just one of our vehicle papers. Every road user is expected to have at least a third party insurance cover which will take care of the liability of negligent road users to the third party. Third-party liability covers the insured against damages and losses incurred by another road user resulting from an accident. The first party is the party with the insurance contract, the second party is the insurance company and the third party is the other road user(s).
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Covers available under third party liability insurance policy\r\n
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There are two types of third-party liability coverage. First, bodily injury liability covers costs resulting from injuries to a person. This could include expenses like hospital bills, lost wages, compensation for pain and suffering due to the accident. Second, property damage liability covers costs resulting from damages to or loss of property. Examples of property damage liability include the payment to replace or repair a damaged structure.
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There are two types of third-party liability coverage. First, bodily injury liability covers costs resulting from injuries to a person. This could include expenses like hospital bills, lost wages, compensation for pain and suffering due to the accident. Second, property damage liability covers costs resulting from damages to or loss of property. Examples of property damage liability include the payment to replace or repair a damaged structure.
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Steps to take when there is accident
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The minimum benefit of a third-party liability covers the repairs of the damaged property of the third party. So, in order to avoid unnecessary arguments on the road, here’s what you should do:
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Accept your wrong
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Take a picture of the incident
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Get a copy of your insurance certificate and driver’s licence
","export class NewMarineCargoProposalForm {\r\n constructor(\r\n public ProductType: number,\r\n public PremiumType:number,\r\n public Surname:string,\r\n public OtherNames:string,\r\n public Sex:string,\r\n public RegistrationNumber:string,\r\n public MaidenName:string,\r\n public MaritalStatus:string,\r\n public ResidentialAddress:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public CompanyName:string,\r\n public Identification_type:string,\r\n public DateOfBirth:Date,\r\n public Age:number,\r\n public IdRegistrationNumber:string,\r\n public Occupation:string,\r\n public EmployerName:string,\r\n public EmployersAddress:string,\r\n public title:string,\r\n public filenameId:string,\r\n public filetypeId:string,\r\n public base64textStringId:string,\r\n public processedImagesId: any = [],\r\n public filestringId: string,\r\n public src:string,\r\n public covertype:string,\r\n public ProformaInvoiceNo:string,\r\n public ProformaInvoiceDate:string,\r\n public Tin_No:string,\r\n public Coneyance:string,\r\n public DescriptionOfGoods:string,\r\n public typeofGoods:string,\r\n public ProformaValue:string,\r\n public Currency:string,\r\n public Lien:string,\r\n public Cover:string,\r\n public filenameId2:string,\r\n public filetypeId2:string,\r\n public base64textStringId2:string,\r\n public processedImagesId2: any = [],\r\n public filestringId2: string,\r\n public src2:string,\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-insurance-policy-help-you-save-money',\r\n templateUrl: './insurance-policy-help-you-save-money.component.html',\r\n styleUrls: ['./insurance-policy-help-you-save-money.component.css']\r\n})\r\nexport class InsurancePolicyHelpYouSaveMoneyComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
DOES HAVING AN INSURANCE POLICY HELP YOU SAVE MONEY?
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Insurance is an important tool that helps protect us from a number of risks, or more tangible assets like our homes, cars, and possessions. Besides being a tool to mitigate risks, insurance also helps us save money by ensuring that when an unexpected event occurs, we do not have to bear the financial burdens that may come with it.\r\n
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Like clothing, there is no one-size-fits-all when it comes to insurance. Choices abound, so it is important to think carefully about your own needs and the needs of your dependents (if any) before you decide. You should also make sure to review your coverage annually, or if you have a major life change like getting married or moving to a new community. Reviewing your policies regularly helps you maximize your coverage and saves you money.
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There are many ways insurance helps you save money depending on the type of policy you purchase. For instance, health insurance helps you save by enabling you transfer big financial risks to the insurer. Imagine how expensive it would be to cover the costs of staying in the hospital or paying for a trip to the emergency room. You could easily rack up a bill in the thousands, potentially costing all of your savings—or more! Having a health insurance policy keeps your savings intact and transfers the financial responsibility on to your insurance provider.
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Furthermore, a whole life insurance policy contains a savings component in which cash value may accumulate. Money can grow more quickly than it might outside of your account. All of your interest stays in the account, earning even more interest in future years. You can then use that cash value in retirement to supplement your income.
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\r\n In certain cases, a life insurance policy can be used as collateral for loan. This is known as collateral assignment of life insurance. If the borrower is unable to pay, the lender can tender the life insurance policy and recover what is owed. In the event of the borrower's death before the loan's repayment, the lender receives the amount owed through the death benefit, and the remaining balance is then paid to other listed beneficiaries.\r\n
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As we move through life, find a partner, raise a family, and maybe start a business, the importance of insurance as a long-term plan increases. That’s because insurance is about putting money in your pocket to help you to take care of yourself and those you love when you need it the most.
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So, if you’re still wondering about whether having an insurance policy helps you save money, the answer is YES!
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Call 09048418896 or visit our website at www.nsiainsurance.com to take up an insurance policy today!
Most popular destinations offer safe environments for tourists, but it is always smart to take precautions, no matter where you’re going. Here are tips to keep you safe when you visit another country.
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Personal safety
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\r\n Research your destination beforehand. When you arrive, check with local tourism officials for advice on safe and unsafe areas. Here are a few other tips to keep in mind while exploring the sights:\r\n
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\r\n -\tAvoid actions that make you look like a visitor (e.g. carrying a camera, guidebook, maps or large backpack).\r\n
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\r\n -\tBe discreet when handling money and avoid using ATMs at night.\r\n
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\r\n -\tIf you are in a foreign country, always carry the contact information of your embassy or consulate.\r\n\r\n\r\n
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Immunizations \r\n If you are going to an exotic location, minimize your chance of illness by getting the necessary immunizations from your family doctor. Some countries actually require that you have certain immunizations before you are allowed to enter. Check the country's official website to make sure your shots are up to date and find out what documentation you need as proof of immunization.\r\n
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Travel documents \r\n Before you leave, write down the details of your passport and visa (if applicable), credit and debit card details, travel insurance information, and driver’s license. Keep this information in a secure location. If anything gets stolen, like your wallet, you’ll have a record and be able to quickly take action.\r\n
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Cyber safety \r\n People often use social media to ask for sightseeing and dining recommendations before they travel, but you should exercise caution when posting details about your travel plans. It leaves your home vulnerable to break-ins. Try to make your home look lived-in while you’re away. When travelling, avoid using public Wi-Fi to access confidential information like credit card and banking websites.\r\n
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Check your travel coverage \r\n Traveling, whether for work, education or leisure comes with associated risks. NSIA Insurance provides International Travel Insurance to protect you from those risks, ensuring you have a stress-free trip. Medical emergencies such as sudden sickness, accidents and dental emergencies or trip cancellations and loss of baggage may ruin a vacation, but all these will be covered under your travel insurance policy.\r\n
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Give us a call on 09048418896 or click here to learn more.
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","import { NgModule } from '@angular/core';\nimport { BrowserModule } from '@angular/platform-browser';\nimport { FormsModule, ReactiveFormsModule } from '@angular/forms';\n\nimport { PaymentIntegrationRoutingModule } from './payment-integration-routing.module';\nimport { CommonModule } from '@angular/common';\n\n\n@NgModule({\n declarations: [],\n imports: [\n BrowserModule,\n CommonModule,\n ReactiveFormsModule,\n PaymentIntegrationRoutingModule,\n ],\n exports: [\n FormsModule,\n ReactiveFormsModule\n ]\n})\nexport class PaymentIntegrationModule { }\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-simple-ways-to-be-more-productive',\r\n templateUrl: './simple-ways-to-be-more-productive.component.html',\r\n styleUrls: ['./simple-ways-to-be-more-productive.component.css']\r\n})\r\nexport class SimpleWaysToBeMoreProductiveComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
If you take a moment to think about it, you will probably realize that you are better at doing certain tasks at certain times. What type of energy do you have in the morning? Afternoon? Evening? Determine what tasks each energy level and time of day are best suited for, and match them for maximum output.
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Step 2: Prepare the night before. \r\n If you only do one thing each day then spend a few minutes each night organizing your to–do list for tomorrow. It takes 10 minutes that night and saves you time the next day.\r\n
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Step 3: Limit the use of your mobile phone \r\n This eliminates the urge to check text messages, Facebook, Twitter, and so on. This simple strategy eliminates the likelihood of slipping into half–work where you waste time dividing your attention among meaningless tasks.\r\n
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Step 4: Work in a cool place. \r\n Have you ever noticed how you feel slow and inactive in a hot room? Turning the temperature down or moving to a cooler place is an easy way to focus your mind and body.\r\n
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Step 5: Sit up or stand up. \r\n When you sit hunched over, your chest is in a collapsed position where your diaphragm is pressing against the bottom of your lungs. This hinders your ability to breathe easily and deeply. Sit up straight or stand up and you’ll find that you can breathe easier. As a result, your brain will get more oxygen and you’ll be able to concentrate better.\r\n
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Step 6: Develop a “pre–game routine” to start your day.\r\n \r\n Some people kick off their day with ten minutes of meditation. Similarly, you should have a sequence that starts your morning ritual. This tiny routine signals to your brain that it’s time to get into work mode or exercise mode or whatever mode you need to be in to accomplish your task. Additionally, a pre–game routine helps you overcome a lack of motivation and get things done even when you don’t feel like it.\r\n
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","import { Component, OnInit } from '@angular/core';\r\nimport { QuoteData } from 'src/app/Classes/quote-data';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\nimport Swal from 'sweetalert2';\r\n\r\n\r\n@Component({\r\n selector: 'app-life-quote',\r\n templateUrl: './life-quote.component.html',\r\n styleUrls: ['./life-quote.component.css']\r\n})\r\nexport class LifeQuoteComponent implements OnInit {\r\n date: Date = new Date();\r\n settings = {\r\n bigBanner: false,\r\n timePicker: false,\r\n format: 'yyyy-MM-dd',\r\n defaultOpen: false\r\n }\r\n thisYear: number;\r\n formData = new QuoteData(\"\", \"\", \"\", \"\", this.date, this.date, \"\");\r\n constructor(private _formservice: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n }\r\n submitForm(){\r\n this._formservice.startLoading();\r\n this.thisYear = new Date().getFullYear();\r\n let difference = this.thisYear - new Date(this.formData.DateOfBirth).getFullYear();\r\n if (difference >= 18 && difference <= 65) {\r\n this.formData.FormattedDateOfBirth = new Date(this.formData.DateOfBirth);\r\n this._formservice.sendLifeQuote(this.formData)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n Swal.fire(\"Success\", \"We have received your request. we will contact you shortly\", \"success\");\r\n }else{\r\n Swal.fire(\"Error\", data.statusMessage, \"error\");\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n Swal.fire(\"fatal\", \"internal server error occurred\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n }else{\r\n Swal.fire(\"Error\", \"Age must be between 18yrs to 65yrs\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n\r\n }\r\n}\r\n","
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\r\n","// import 'core-js/es6/reflect';\r\n// import 'core-js/es7/reflect';\r\n// import 'hammerjs';\r\n// import 'zone.js/dist/zone';\r\n\r\n\r\n/** Copyright 2017 Google Inc. All Rights Reserved.\r\n Use of this source code is governed by an MIT-style license that\r\n can be found in the LICENSE file at http://angular.io/license */\r\n","import { Component, OnInit } from '@angular/core';\r\nimport { NgForm } from '@angular/forms';\r\nimport { PublicLiabilityProposalForm } from 'src/app/Classes/public-liability-proposal-form';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\n\r\n@Component({\r\n selector: 'app-public-liability-insurance-proposal',\r\n templateUrl: './public-liability-insurance-proposal.component.html',\r\n styleUrls: ['./public-liability-insurance-proposal.component.css']\r\n})\r\nexport class PublicLiabilityInsuranceProposalComponent implements OnInit {\r\n dateTemp = new Date();\r\n step:number = 1;\r\n equipments: string[] = [];\r\n\r\n proposalModel = new PublicLiabilityProposalForm(\"\",\"\",\"\",\"\",\"\",\"\",null,null,\"\",\"\",\"\",\"\",null,this.equipments,\"\",\"\",\"\",\"\");\r\n constructor(private _formservice: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n }\r\n addCont(e){\r\n let value = e.srcElement.value;\r\n // let type = true;\r\n if (e.srcElement.checked) {\r\n this.equipments.push(value);\r\n }else{\r\n const index: number = this.equipments.indexOf(value);\r\n if (index !== -1) {\r\n this.equipments.splice(index, 1);\r\n }\r\n }\r\n }\r\n\r\n submitForm(myForm: NgForm){\r\n this._formservice.startLoading();\r\n console.log(this.proposalModel);\r\n this._formservice.sendProposalFormForPublicLiability(this.proposalModel)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n alert(\"Your form is submitted\");\r\n myForm.resetForm();\r\n } else {\r\n alert(data.statusMessage);\r\n // Swal.fire(\"error\", data.statusMessage, \"info\");\r\n //Swal.fire(\"Success\", \"Your form is submitted\", \"success\");\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n //Swal.fire(\"fatal\", \"internal server error occurred\", \"error\");\r\n //Swal.fire(\"Success\", \"Your form is submitted\", \"success\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n }\r\n\r\n}\r\n","\r\n\r\n\r\n\r\n
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\r\n","export class MoneyProposalForm {\r\n constructor(\r\n public NameOfProposal: string,\r\n public AddressOfProposal:string,\r\n public TradeOrBusiness:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public SecondTelephone:string,\r\n public contact_person:string,\r\n public StartDate:Date,\r\n public EndDate: Date,\r\n public LossOfMoney:string,\r\n public InsuranceNature:string,\r\n public EstimateAmountOfMoney:string,\r\n public MaximumAmountOfMoney:string,\r\n public MethodOfTransit:string,\r\n public DistanceBetweenPremises:string,\r\n public NumberOfEmployees:string,\r\n public delegatedEmployees:string,\r\n public AgainstLostOfMoney:string,\r\n public TypeOfSafe:string,\r\n public WhoKeepSafeKey:string,\r\n public DamageToSafe:string,\r\n public MoneyInPersonalCustody:string,\r\n public OtherMoney:string,\r\n public AdditionalInformation:string\r\n\r\n\r\n\r\n ) {\r\n\r\n }\r\n\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-auto-policy-nonrenewal-vs-cancellation',\r\n templateUrl: './auto-policy-nonrenewal-vs-cancellation.component.html',\r\n styleUrls: ['./auto-policy-nonrenewal-vs-cancellation.component.css']\r\n})\r\nexport class AutoPolicyNonrenewalVsCancellationComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
\r\n At the end of your car insurance contract, your insurance provider may make changes to your insurance policy. It has the option to renew the policy as it stands, adjust the rates it charges for your coverage or terminate the contract. There's a difference between an insurance company canceling a policy and choosing not to renew it. \r\n
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What is car insurance nonrenewal?\r\n \r\n \r\n If your insurance provider chooses not to renew your policy, it must send you a written notification a set number of days before your current policy ends. This is to give you enough time to find a new insurer. The written notice will generally also include a reason for nonrenewal, which is often required by law (the exact timeframes and rules will depend on the state in which you live).\r\n There are a number of reasons an insurance company may choose not to renew a policy, and it may have nothing to do with you personally. For example, your insurer may have decided to drop that particular type of insurance or to write fewer policies where you live.\r\n However, a nonrenewal can also be due to your record or your actions. Doing something to considerably raise the insurance company’s risk—like driving drunk, multiple insurance claims (especially for at-fault crashes), or perhaps you bought a new car.\r\n Note that nonrenewal at one insurer doesn't necessarily mean you'll be charged a higher premium at another insurance company.\r\n \r\n
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How does it differ from cancellation?\r\n \r\n \r\n An insurance company can choose to cancel your policy when:\r\n \r\n -\tYou fail to pay the premium\r\n \r\n -\tYou have made serious misrepresentations on your application\r\n \r\n -\tYour driver’s license has been revoked or suspended.\r\n \r\n -\tYou have no vehicle registration\r\n \r\n -\tYou have made a fraudulent insurance claim\r\n \r\n Contact your insurance provider today to make sure your policies are up-to-date. \r\n \r\n Happy new year!\r\n \r\n
It is true that the incident rate of cancer has decreased over the past two decades, and early diagnosis have helped reduce the death toll associated with breast cancer. This month being Breast Cancer Awareness Month, consider what you could do to help spread awareness and fight the disease.
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One major cause of delayed breast cancer screening and treatment among women is insufficient health insurance coverage. We know that navigating the health insurance world can be stressful. Educating yourself about options and policies will help you make the best decisions for you or your loved one who may require it.\r\n\r\n
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Health insurance fortifies your finances from taking a major dip during critical illnesses such as breast cancer. If you have a regular health insurance plan, the same may or may not provide sufficient coverage against breast cancer.
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NSIA Health Insurance policy provides health insurance for companies who want to insure their key resources, and a solution for multinationals looking to harmonize their health insurance benefits across Africa and worldwide.\r\n
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As an employer, you can give your employees the opportunity to purchase health insurance at affordable group rates. It gives employees confidence in knowing that they will not have to jeopardize their financial position if they are ever faced with a critical illness such as cancer.
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As an employee, it is important to learn about the specifics of your policy by reviewing the coverage given by your employer. It’s a good idea to meet with someone from the human resources department to go over the specifics. Learning more about what your policy does and does not cover will help you better work with your insurer to make sure you receive all the benefits and coverage to which you are entitled. You will also be better prepared to deal with any questions or disputes you may encounter.
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Have specific questions about health insurance that we didn’t cover? Need help picking a plan? Feel free to contact our Customer Service Team anytime on 09048418896 or visit our website at www.nsiainsurance.com
Just as everyone has their own definition of success, we all have slightly different ideas of what makes for a high-quality life. Nevertheless, there are some steps everyone can take to make life more pleasurable. Just taking these few steps can improve your personal well-being and make each day more meaningful.
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1.\tMaintain Healthy Relationships \r\n The quality of relationships we keep has a direct effect on our mental health. Research shows that not only can healthy and supportive relationships increase your happiness, and psychological well-being; they also reduce the risks of depression.\r\n
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2.\tGet a good night’s sleep \r\n Whether you're staying up late because of your job or to catch up on episodes of your favourite TV shows, there is so much going on in our lives that seem to take precedence over a good night's sleep. Sleep is a vital part of a healthy lifestyle, and no other activity delivers so many benefits with so little effort.\r\n
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3.\tExercise \r\n Regular exercise has a profoundly positive impact on your physical and mental health. Not only does it trim your waistline, but it can also relieve anxiety, improve your memory, and help you sleep better. You don't have to be a fitness fanatic to reap these benefits. Research indicates that even 30 minutes of exercise a day can make a difference.\r\n
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4.\tMake time for leisure \r\n Do you ever feel like there is never enough time in the day to do the things you want to do? Yes, life is busy, but if you're not allowing yourself time to relax and have some fun, you could be doing yourself a big disservice. Research shows that engaging in a leisure activity not only lowers your stress levels and improves your mood, but it also enhances your problem-solving skills. Indulge yourself in a pleasurable activity and watch your mood and productivity improve. You might even find yourself more energized and excited about doing those things you have to do—or at least not dreading them.\r\n\r\n
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In the long run, it is always a good idea for you to make positive choices. Love yourself, take chances, and monitor your thoughts. After all, thoughts become words, words will lead to actions, actions then become habits.
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","import { Component, OnInit,ViewContainerRef,ViewChild } from '@angular/core';\r\nimport {NgForm} from '@angular/forms'\r\nimport { NgProgressComponent } from 'ngx-progressbar';\r\nimport { MainserviceService } from 'src/app/Services/mainservice.service';\r\nimport { ToastrService } from 'ngx-toastr';\r\n@Component({\r\n selector: 'app-quote',\r\n templateUrl: './quote.component.html',\r\n styleUrls: ['./quote.component.css']\r\n})\r\nexport class QuoteComponent implements OnInit {\r\n quoteData=\r\n {\r\n email:'',\r\n phoneno:'',\r\n bizclass:'',\r\n }\r\n @ViewChild(NgProgressComponent) progressBar: NgProgressComponent;\r\n constructor(public mainService:MainserviceService,public alert:ToastrService,viewContainerRef:ViewContainerRef) { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n Onquotesubmit(myForm:NgForm)\r\n {\r\n this.progressBar.start();\r\n if(myForm.valid)\r\n {\r\n\r\n let quotedetails=\r\n {\r\n email:this.quoteData.email,\r\n phoneno:this.quoteData.phoneno,\r\n businessclass:this.quoteData.bizclass,\r\n }\r\n this.mainService.Postquote(quotedetails).\r\n subscribe(result=>\r\n {\r\n result.then(\r\n (data) => {\r\n console.log(result);\r\n if(data.statusCode == \"00\")\r\n {\r\n this.alert.success(\"Sucessfully Submitted\",\"Success\")\r\n this.progressBar.complete();\r\n }\r\n\r\n }\r\n )\r\n\r\n\r\n },\r\n error=>\r\n {// console.log(result);\r\n //this.router.navigate(['/'])\r\n this.alert.error(error.responseDescription,\"Error!\")\r\n this.progressBar.complete();\r\n //this.disableButton=false;\r\n },\r\n )}\r\n }\r\n\r\n}\r\n"," \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n","export class PersonalAccidentProposalForm {\r\n constructor(\r\n public NameOfProposal:string,\r\n public AddressOfProposal:string,\r\n public TradeOrBusiness:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public StartDate: Date,\r\n public EndDate: Date,\r\n public means_of_id:string,\r\n public NatureOfContract:string,\r\n public TenantOrOwner:string,\r\n public TenantExtent:string,\r\n public dob:Date,\r\n public occupier : string,\r\n public WorkAtPremises: string,\r\n public EstimatedAnnualValue: string,\r\n public LimitLiaibility: string,\r\n public PreviousLosses: string,\r\n public ProposalDecline: string,\r\n public activities_business: string,\r\n public typeOfSport:string,\r\n public Engaged:string,\r\n public payingpassenger:string,\r\n public DeathBenefit:string,\r\n public PermanentDisability:string,\r\n public TemporaryTotalDisablement: string,\r\n public MedicalExpenses: string,\r\n public applicant_principal_association_company:string,\r\n public insured_death:string,\r\n public estimatedannualincome:string,\r\n public preexisting:string,\r\n public similarpolicy:string,\r\n public Name:string,\r\n public Relationship:string\r\n\r\n ) {\r\n\r\n }\r\n}\r\n\r\n","\r\n \r\n
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Hey! Welcome to NSIA Insurance. I'll get you an awesome price in seconds. Ready to go?
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Great to meet you {{MotorData.firstname}}, Please choose if you are an individual or a corporate\r\n client
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Ok {{MotorData.firstname}}, Is your car for private or commercial use?
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Nice one {{MotorData.firstname}}, Which cover do you want to buy?
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Nice one {{MotorData.firstname}}! What duration do you want your\r\n cover to last?
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Good choice {{MotorData.firstname}}, but i would advise you go for comprehensive cover because it\r\n covers more risk compared to third party cover. kindly click on the previous button to enable you\r\n change your cover. if you are okay with third party cover you can go ahead to select your vehicle type\r\n
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Great choice {{MotorData.firstname}}, Please choose your vehicle\r\n type
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Thanks {{MotorData.firstname}} for choosing NSIA Insurance, .\r\n Please choose your vehicle type
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Fantastic {{MotorData.firstname}},How much did you buy the vehicle
This class of insurance provides indemnity to the Insured for loss of or damage to insured property following from theft accompanied with forcible or violent entry or exit. It provides compensation for misfortune suffered as a result of theft of any of the insured items.
The Board of Directors of NSIA Insurance Limited is pleased to announce the appointment of Mansan Dominique Diagou Epse Ehilé, Apollos Ikpobe and Hélène Konian as Non-Executive Directors of the company with effect from February 2020.\r\n
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Mansan Dominique currently serves as the Central Operating Director at NSIA Participations and is a professional with over fifteen (15) years of experience in Finance, Business Development, Human Resources and Company Management.\r\n
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Dominique joined the NSIA Group in June 2004 as a Business Development Director at NSIA Vie Côte d’Ivoire and rose through the ranks to become the Managing Director of NSIA Vie Assurance (Côte d’Ivoire) in May 2012.
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She holds a Bachelor in Business Administration from the Institut Franco-Americain De Management (IFAM), France, and a Master’s in Business Administration from the Bryant University, USA.
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\r\n Apollos Ikpobe is a business-minded professional with over twenty-five (25) years of experience in Accounting, Taxation, Credit Administration, General Management and Audit.\r\n
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\r\n Apollos was the Branch Manager at Zenith Bank in 1996 where he turned around the Marina branch from a loss-making branch to the 4th most profitable branch in 7 months. He rose through the ranks during his time in Zenith Bank Plc to become an Executive Director in 2005 up until he left to join United Bank for Africa in 2013 as the Deputy Managing Director.\r\n
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He is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN), the Institute of Credit Administration of Nigeria (ICA) and the Chartered Institute of Taxation of Nigeria (CITN).
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He holds a Master’s degree in Banking & Finance from the University of Lagos.
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Hélène Konian is a seasoned professional with over thirty (30) years of experience in Legal, Banking and General Management with a focus on Corporate Governance and promotion of an ethical culture in the corporate world.\r\n
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Hélène started her career as a legal officer in BIAO, a commercial bank in Abidjan, in 1983 and rose through her career ladder to become the Company Secretary/Legal Manager of Ecobank Group’s Retail Bank division from 2009 to 2016.
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She has served on a number of boards including those of GEPEX (Association of Ivorian Coffee & Cocoa Exporters, Abidjan), OCTIDE (Financial services, Paris), and LOCAFIRQUE (Leasing, Dakar).
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Hélène has a Master’s degree in Business Law from the University of Paris and a post graduate degree (D.E.S.S) in Banking Law & Economy from the University of Paris.
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We are excited to have the new directors on the team as we progress towards our vision of being the trusted and preferred nancial services partner in every home and enterprise in Nigeria.
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","import { Component, OnInit } from '@angular/core';\r\nimport { CustomerClass } from 'src/app/Classes/customer-class';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\nimport swal from 'sweetalert2';\r\n\r\n\r\n@Component({\r\n selector: 'app-customer-form',\r\n templateUrl: './customer-form.component.html',\r\n styleUrls: ['./customer-form.component.css']\r\n})\r\nexport class CustomerFormComponent implements OnInit {\r\n model;\r\n\r\n userData = new CustomerClass(\"\", \"\", \"\",\"\",\"\");\r\n constructor(private _formService: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n window.scrollTo(0, 0);\r\n document.getElementById(\"phoneno\").setAttribute(\"max\", \"11\");\r\n }\r\n OnContactSubmit() {\r\n this._formService.startLoading();\r\n this._formService.sendCustomerForm(this.userData)\r\n .subscribe(\r\n (data) => {\r\n console.log(data);\r\n if (data.statusCode == \"00\") {\r\n swal.fire(\"Success\", \"Your information has been updated.\", \"success\");\r\n } else {\r\n swal.fire(\"Error\", data.statusMessage, \"info\");\r\n }\r\n this._formService.stopLoading();\r\n this.userData = new CustomerClass(\"\", \"\", \"\", \"\",\"\");\r\n },\r\n (error) => {\r\n console.log(error);\r\n swal.fire(\"Fatal\", \"Internal server error occurred\", \"error\");\r\n this._formService.stopLoading();\r\n }\r\n )\r\n }\r\n\r\n}\r\n","
The policy provides financial protection for loss or damage to goods against marine adventures.
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Marine Hull
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\r\n The policy provides protection for your vessel or fleet against physical damage caused by a peril of the sea or other covered perils while the vessel is in transit over water.\r\n
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Goods-in-transit
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\r\n The policy covers loss or damage by any accident or misfortune whilst the goods are in transit or whilst in the course of loading on to or unloading from the conveyance or whilst temporarily housed in ordinary course of transit\r\n
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\r\n\r\n","import { Component, OnInit } from '@angular/core';\r\nimport Swal from 'sweetalert2';\r\nimport * as $ from 'jquery';\r\nimport { NgForm } from '@angular/forms'\r\nimport { ProfessionalIndemityProposalForm } from 'src/app/Classes/professional-indemity-proposal-form';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\n\r\n\r\n@Component({\r\n selector: 'app-professional-indemity-proposal-form',\r\n templateUrl: './professional-indemity-proposal-form.component.html',\r\n styleUrls: ['./professional-indemity-proposal-form.component.css']\r\n})\r\nexport class ProfessionalIndemityProposalFormComponent implements OnInit {\r\n model;\r\n\r\n proposalModel = new ProfessionalIndemityProposalForm(\"\",\"\",\"\",\"\",\"\",\"\",\r\n \"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\", \"\",\"\", \"\",\"\",\"\",\"\",\"\");\r\n constructor(private _formservice: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n }\r\n submitForm(myForm: NgForm){\r\n\r\n console.log($('#Telephone').val());\r\n var telLength = $('#Telephone').val().toString().length;\r\n //var secTel =$(\"#AlternativeTel\").val().toString().length;\r\n\r\n if(telLength < 10){\r\n Swal.fire(\"Error\", \"Your telephone number is not correct\", \"error\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n this._formservice.startLoading();\r\n this._formservice.sendProfessionalIndemityProposalForm(this.proposalModel)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n Swal.fire(\"Success\", \"Your form is submitted\", \"success\");\r\n myForm.resetForm();\r\n } else {\r\n //Swal.fire(\"error\", data.statusMessage, \"info\");\r\n Swal.fire(\"Success\", \"Your form is submitted\", \"success\");\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n Swal.fire(\"Success\", \"Your form is submitted\", \"success\");\r\n // Swal.fire(\"fatal\", \"internal server error occurred\", \"error\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n\r\n }\r\n\r\n}\r\n","
\r\n Failure to renew your insurance policy after maturity has a negative impact on your ability to make claims in the event of an unfortunate occurrence. Every policyholder wants to be able to make claims especially when they are facing severe issues. \r\n
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DISADVANTAGES OF NON-RENEWAL OF POLICY \r\n \r\n \r\n \r\n 1. It defeats the purpose of insurance: The purpose of having an insurance policy is to be indemnified from unfortunate events. When there’s a lapse in the renewal of your policy, it becomes invalid. In a situation where one is diagnosed with a severe illness, all the medical bills will be paid out of pocket. Similarly, with regards to life insurance, in a case of your sudden demise, your loved ones will not be entitled to any claims. \r\n \r\n \r\n \r\n 2. You may be unable to enjoy certain tax benefits: The purpose of having an insurance policy is to be indemnified from unfortunate events. When there’s a lapse in the renewal of your policy, it becomes invalid. In a situation where one is diagnosed with a severe illness, all the medical bills will be paid out of pocket. Similarly, with regards to life insurance, in a case of your sudden demise, your loved ones will not be entitled to any claims. \r\n \r\n Certain life insurance policies have tax deductibles. Section 33(4d) of the Personal Income Tax Act (PITA) 2011 provides for tax to be deducted from premium on life insurance on a person or their spouse, subject to certain conditions. Therefore, failure to renew your insurance policy indicates that you may no longer be entitled to enjoy such tax benefits. \r\nSome policyholders complain that they forget to renew their insurance policies and other say that the process is burdensome. However, an automatic direct debit system has been provided to make life easier for you. If you are in these categories, all you have to do is provide your payment details and whenever your policy is due, it will be automatically renewed without you lifting a finger.\r\n \r\n \r\n \r\n \r\nKindly call us today on 09048418896 for more information. \r\n\r\n
This product is a basic term assurance contract that is specifically designed for business men or women, traders,\r\n importers/exporters, key officers of organizations, partners in a firm and small business owners:
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Key officers of organizations whose premature death may cause financial difficulties for the organization
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Partners who would require immediate cash to buy out a deceased partner, thus protecting the company’s cash flow from\r\n the negative effect of the partner’s unexpected death
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Small business owners who want to ensure that their businesses continue to run in the event of death.
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Key Features
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Payment of a guaranteed sum of money (sum assured) if death of the life assured occurs within a specific period of time
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Payment is also made in case of total permanent disability or diagnosis of a critical illness
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Duration of cover is flexible and determined by the policyholder
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The benefit payable is specified in advance by the policyholder
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Keyman is usually arranged for large sums of money hence the minimum guaranteed benefit (sum assured) permissible is\r\n Five Hundred Thousand Naira (N500,000)
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Payment is made to a named beneficiary who could be an individual or an organization
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Benefit serves as collateral for loan, where it is used to secure a loan
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Policyholder pays a single premium (purchase price) or annual payments to NSIA Insurance Limited to secure the\r\n guaranteed benefit
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As with every other variation of Term Assurance contracts, NSIA Keyman Assurance product is very cheap
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Where used for loans, the lender recoups outstanding loan on death of the life assured and the physical assets secured\r\n with loan remains with dependents: a win-win situation.
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Medical examinations may be required in certain cases
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Benefits
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On Death or Disability
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NSIA Life pays the guaranteed sum assured to the named beneficiary/ies in the event of death or total permanent\r\n disability. In this case, the beneficiary could be an organization or partnership. The guaranteed sum\r\n assured could be a fixed amount or a deceased partner’s share in a business\r\n venture.
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On Discontinuation
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The policy does not attract a cashback benefit in the event of termination of the cover. However, cover on the life\r\n assured cease to exist when premium is not paid on the policy. Considering the low-cost nature of the product, it is\r\n best that single premium option of premium payment is chosen.
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Waiting Period
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There is a month waiting period during which a client cannot claim on non-accidental death. However, where accidental\r\n death occurs during this period, total premiums paid would be returned
\r\n \r\n Now is a good time to compare the car’s value to what you pay for auto insurance and determine if your policy still fits your needs. Seek the help of your insurance provider to compare your premiums to the actual cash value of your car and determine whether these optional coverages are still cost effective.\r\n \r\n
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2. Update your inventory.
\r\n \r\n January is a perfect time to update the inventory of your belongings. If disaster strikes and you need to make a homeowner’s insurance claim, you’ll need to ensure it will cover your valuable holiday gifts and other items. Having a video inventory of your belongings could help you recover the true worth of your belongings. Learn more about how to inventory your personal possessions for insurance.\r\n \r\n
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3. Make sure your life insurance grows with you.
\r\n \r\n Many policyholders forget to update their insurance coverage as their needs change. If you have a life insurance policy, you should review it annually.\r\n As major life events occur, you may find your insurance needs change. For example, you may need to update your coverage as you have children, get married, or increase your personal wealth.\r\n Your annual policy review should assess the benefit amount, term, loans and cash value.\r\n \r\n
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4. Brush up on your health insurance knowledge.
\r\n \r\n Many people do not pay attention to changes in their health insurance plans, which can lead to costly surprises. If you receive health insurance through your employer, it’s almost certain that a contract is already in place for the entirety of the new year. \r\n Make sure to review your health plan carefully before your next visit to avoid surprise out-of-network expenses or unexpected copayment increases.\r\n \r\n
NSIA Annuity product provides a sustainable vehicle through which policy holders can save towards a deferred regular income in retirement. It also serves as an avenue to convert lump sums into immediate regular income at retirement (i.e. pension).
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The product is suitable for.
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Those who want to make regular contributions for a certain period in return for a future stream of income (pension).
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Those who have a lump sum available and want to use it to secure regular income (pension) at old age.
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Employees who have opted for annuity payment under the Pension Reform Act 2004.
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Key Features
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Policyholder chooses either an immediate annuity or deferred annuity
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For a deferred annuity, policyholder pays regular premium for a period (say, till age 50/60) and starts to receive regular pension (annuity) from NSIA Life at a later date
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For immediate annuity, policyholder pays a lump sum to NSIA Life today and starts to collect regular pension (income) from the company thereafter (i.e in retirement).
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Policyholder decides on a target income (annuity) level in retirement which can be flat or increased at an annual percentage of say 5%.
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Optional retirement ages of 45, 50, 55, 60 or 65 are available
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Retirement Benefit
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Payment of regular income (pension/annuity) to the policyholder from retirement age till death occurs.
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Payment is guaranteed for a number of years, in any event (for a period of 5 or 10 years).
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Retirement Benefit
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Payment of regular income (pension/annuity) to the policyholder from retirement age till death occurs.
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Payment is guaranteed for a number of years, in any event (for a period of 5 or 10 years).
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Retirement Benefit
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Payment of regular income (pension/annuity) to the policyholder from retirement age till death occurs.
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Payment is guaranteed for a number of years, in any event (for a period of 5 or 10 years).
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Death Benefit
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The following benefits are paid on death:
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Refund of all premiums paid for a deferred annuity plus interest if death occurs before the maturity/retirement date.
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If death occurs in retirement before the guaranteed period of say 5 or 10 years, the difference between total income payable for the guaranteed period and total income drawn up to the time of death would be paid to dependants
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Discontinuation
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The following benefits are paid on death:
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On discontinuation of a deferred annuity plan within three years of its commencement, the premiums paid to date will be refunded with interest but subject to certain penalties. No penalty will be imposed if discontinuation takes place after three (3) years.
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No benefit is paid on discontinuation of an immediate annuity
Burglary Insurance cover provides financial protection to the Insured as a result of loss or damage to its\r\n properties through theft or attempted theft. There must be a forceful entry or exit from the building before\r\n the policy can be activated.
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\r\n FIRE & SPECIAL PERILS INSURANCE\r\n
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The Fire and Special Perils policy is designed to provide financial compensation to the Insured as a result of\r\n loss or damage to an insured building or stock by fire and some other named perils like riot and civil\r\n commotion, flood, burst pipe, earthquake, landslide, subsidence, bush burning.
Fire & Special Perils Insurance policy provides indemnity for losses or damage resulting from fire or Special perils such as Storm, Flood, Riots and Strikes, Malicious damage, Impact damage and Falling Aircrafts or Aerial Devices.\r\n
Most of us are familiar with how the life insurance policy of a family's breadwinner helps out in case of an unexpected occurrence. However, the fact that life insurance can play a similar role for businesses, in the form of Keyman assurance, is not so well known.\r\n
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When starting out a business, you have a lot on your plate, and it seems like you spend all your time working on the urgent things like; trying to get your product or service ready, hiring people, figuring out how to increase sales, paying the bills and so on. It's hard to find the time to consider something that isn’t seemingly urgent but that can be incredibly important, such as insurance – specifically, \"key man\" assurance.
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NSIA Keyman Assurance is a policy taken out by a business to insure their most valuable employees. It helps to think of it as life and critical illness cover for those who are crucial to your company’s success – whether that’s the CEO, your top sales guy, or someone with a specialist skill set. NSIA Keyman assurance policy helps a business take care of immediate or pending expenses, pay off debts, distribute money to investors or keep the business thriving until the key man is replaced.
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Three main reasons to have Key man Assurance:
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1.\tTo help your business thrive Are you in the services industry? Key partners such as attorneys or physicians would surely affect your business performance, in the event of a tragedy. How fast can your key employees be replaced? Consider the revenue impact in the event of the demise of these individuals, and insure for that level of coverage to get your business back on track.
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2.\tAs a business continuity plan If there is no business continuation plan in place, who will take over the business? If it is a family business, is the spouse willing and able to resume the role? Perhaps they simply want to be bought out and not have anything to do with the business moving forward. This insurance policy could take care of the partner buy/sell issues when a tragedy occurs.
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3.\tFuture growth or financing needs Banks or financing institutions may require key man insurance coverage to be in place before extending any financing or credit to the company. This ensures the stability and longevity of the business plan, therefore reduces the risk for the lending institution.
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To learn more about NSIA Keyman Assurance, please visit https://nsiainsurance.com/keyman or call customer service on 09048418896.
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","import { Component, OnInit } from '@angular/core';\r\nimport { FormBuilder, FormGroup, Validators } from '@angular/forms';\r\nimport { MatSnackBar } from '@angular/material/snack-bar';\r\nimport { ActivatedRoute, Router } from '@angular/router';\r\nimport { ChangeEvent } from '@ckeditor/ckeditor5-angular';\r\n// import { ChangeEvent } from '@ckeditor/ckeditor5-angular';\r\nimport * as ClassicEditor from '@ckeditor/ckeditor5-build-classic';\r\nimport Font from '@ckeditor/ckeditor5-font/src/font';\r\nimport { BlogsService } from '../../Services/blog.service';\r\nimport { BlogPost } from '../../Classes/blogs-model';\r\nimport { ErrorSnackBarconfig, SuccessSnackBarconfig } from '../snackbars/material-snackbar';\r\n// import * as DecoupledEditor from '@ckeditor/ckeditor5-build-decoupled-document';\r\n\r\n\r\n@Component({\r\n selector: 'app-blog-post',\r\n templateUrl: './blog-post.component.html',\r\n styleUrls: ['./blog-post.component.css']\r\n})\r\nexport class BlogPostComponent implements OnInit {\r\n comment: string;\r\n url: string;\r\n blogDetails: string;\r\n\r\n blogForm: FormGroup;\r\n // public Editor = DecoupledEditor;\r\n public Editor = ClassicEditor;\r\n\r\n\r\n\r\n constructor(\r\n private fb: FormBuilder,\r\n private blogService: BlogsService,\r\n private activateRoute: ActivatedRoute,\r\n private router: Router,\r\n private snackBar: MatSnackBar) {\r\n\r\n this.blogForm = this.fb.group({\r\n title: ['', [Validators.required]],\r\n\r\n })\r\n\r\n\r\n }\r\n\r\n ngOnInit(): void {\r\n\r\n }\r\n\r\n get title () {\r\n return this.blogForm.get('title');\r\n }\r\n\r\n onReady( editor ) {\r\n console.log(editor);\r\n editor.ui.getEditableElement().parentElement.insertBefore(\r\n editor.ui.view.toolbar.element,\r\n editor.ui.getEditableElement()\r\n\r\n );\r\n }\r\n\r\n\r\n onSelectFile(event) {\r\n // called each time file input changes\r\n if (event.target.files && event.target.files[0]) {\r\n var reader = new FileReader();\r\n\r\n reader.readAsDataURL(event.target.files[0]); // read file as data url\r\n\r\n reader.onload = (event) => { // called once readAsDataURL is completed\r\n this.url = event.target.result.toString();\r\n console.log(this.url);\r\n }\r\n }\r\n }\r\n\r\n\r\n\r\n saverange(event) {\r\n console.log(event.target);\r\n this.blogDetails = this.title.value;\r\n }\r\n\r\n\r\n\r\n onChange({ editor }: ChangeEvent) {\r\n console.log(editor);\r\n const data = editor.getData();\r\n this.comment = data;\r\n this.blogDetails = this.title.value;\r\n }\r\n\r\n\r\n saveBlog() {\r\n\r\n const blogDetailsPost: BlogPost = {\r\n title: this.title.value,\r\n value: this.url,\r\n content: this.comment,\r\n author: 'Ogunleye Olawale Lawrence'\r\n };\r\n\r\n console.log(blogDetailsPost);\r\n\r\n this.blogService.createBlogPost(blogDetailsPost).toPromise().then( response => {\r\n\r\n console.log(response);\r\n if (response !=null) {\r\n this.snackBar.open('Successful.', 'Done!', SuccessSnackBarconfig);\r\n this.blogForm.reset();\r\n }\r\n }).catch( error=> {\r\n console.log(error);\r\n this.snackBar.open('Error.', 'FAILED!', ErrorSnackBarconfig);\r\n });\r\n\r\n\r\n\r\n }\r\n\r\n}\r\n","\r\n\r\n\r\n\r\n\r\n\r\n
A positive team dynamic tends to have team members who trust each other. They usually work collectively when making decisions and they are held accountable for the outcomes. A team with good group dynamics may be constructive and productive, and it may demonstrate mutual understanding and self-corrective behavior.
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Team dynamics can be understood as how team member’s unique roles and behaviors influence the group as a whole. It is important to note that two teams are never the exact same, therefore, to improve a team, you must identify the issues specifically tailored to that group and create strategies to tackle the specific issues.
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Below are some tips to help improve team dynamics:
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Know your team \r\n Talk to relevant people that would give an honest opinion on the issues in your team such as customers. Understand the different phases the team goes through and try to fix loop holes. Use team building exercises to help everyone to get to know one another especially when new members join.\r\n
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Address problems quickly \r\n If you notice that one member of your team has adopted a behavior that affects the group in an unhealthy manner, it is important to address the issue quickly. Arrange a meeting with the team member privately and ask them to reflect on the behavior and how it can be modified to support the team's goals.\r\n
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Outline the roles and responsibilities of your team members \r\n This provides the team members a standard by which they can work, and breeds accountability. It helps them to focus and have clearly defined roles that would motivate them to address their responsibilities.\r\n
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Effective communication: \r\n Ensure that your team has sufficient tools for open communication such as emails, meetings, chat rooms, etc. It is also important to encourage team members to communicate clearly with each other and avoid ambiguity. Everyone must be carried along to ensure that all members of the team feel that their voices are heard.\r\n\r\n
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Always pay attention \r\n Pay attention so that you will be able to detect anything that may cause poor team dynamics. On the other hand, commend positive behavior and reinforce them at all times.\r\n
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If the above strategies are imbibed in a team, you are on your way to excellence. It will facilitate your employee productivity while allowing your team to reach their set goals. Remember that observation, correction and guidance is key and must be constant.
We take safety precautions on the road, like using seatbelts, keeping a safe distance from other vehicles and maintaining our vehicles regularly, but sometimes the unexpected happens. If you or someone you know is involved in an accident, or if a car breaks down, use these tips to stay safe and manage the situation.
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8 steps to follow if you’ve been in a car accident
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Stop \r\n Never leave the scene of an accident. If the other driver leaves, write down their license plate number so the authorities can locate them. Take a picture or video, if necessary.\r\n
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Stay calm \r\n Confirm no one is hurt, then check for damage. You might be pressured at the scene to make snap decisions, but don’t let that happen. Take the time you need to assess the situation.\r\n
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Check surroundings. \r\n Watch for oncoming traffic and turn on your hazard lights to warn them.\r\n\r\n
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Address injuries. \r\n Keep injured people warm and don’t move them unless they are in immediate danger.\r\n\r\n
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Gather information.\r\n \r\n Once you know everyone’s okay, or emergency help is on the way, gather information to file an accident report using the collision checklist. Collect information, including:\r\n\r\n
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•\tEach driver’s name, license plate number, insurance company name and policy number
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•\tThe types of vehicles involved
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•\tThe location of each vehicle
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•\tNames of passengers and witnesses
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Take pictures \r\n Include damage to vehicles, all vehicles in the accident, the scene of the accident, the other driver(s) and passengers.\r\n\r\n
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Move your vehicle.\r\n \r\n If you can do so safely, get it out of the flow of traffic. If it’s too damaged to drive, have it towed.\r\n\r\n
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Call your insurance provider. \r\n Inform your insurance provider as soon as possible with the necessary documentation you need to file a claims report.\r\n
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Don’t have a motor insurance policy yet? Click here or call 09048418896 to get started today.
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","import {\r\n Component,\r\n ContentChildren,\r\n QueryList,\r\n AfterContentInit,\r\n ViewChild,\r\n ComponentFactoryResolver,\r\n ViewContainerRef,\r\n SimpleChanges,\r\n OnChanges\r\n} from '@angular/core';\r\nimport { TabComponent } from '../tab/tab.component';\r\nimport { Router} from '@angular/router';\r\n\r\n@Component({\r\n selector: 'app-tabs',\r\n templateUrl: './tabs.component.html',\r\n styleUrls: ['./tabs.component.css']\r\n})\r\nexport class TabsComponent implements AfterContentInit, OnChanges {\r\n @ContentChildren(TabComponent) tabs: QueryList;\r\n\r\n lifeModel: string;\r\n generalModel: string;\r\n constructor() {\r\n\r\n // console.log(this.lifeModel);\r\n\r\n }\r\n ngAfterContentInit() {\r\n this.lifeModel =\"Life Business\";\r\n this.generalModel =\"General Business\";\r\n // get all active tabs\r\n let activeTabs = this.tabs.filter((tab) =>tab.active);\r\n console.log(this.tabs);\r\n console.log(activeTabs);\r\n\r\n // if there is no active tab set, activate the first\r\n if(activeTabs.length === 0) {\r\n this.selectTab(this.tabs.first);\r\n console.log(this.tabs.first);\r\n }\r\n else {\r\n this.selectTab(this.tabs.last);\r\n }\r\n }\r\n\r\n ngOnChanges(changes: SimpleChanges): void {\r\n //Called before any other lifecycle hook. Use it to inject dependencies, but avoid any serious work here.\r\n //Add '${implements OnChanges}' to the class.\r\n console.log(changes);\r\n console.log(this.tabs);\r\n\r\n }\r\n selectTab(tab){\r\n console.log(tab);\r\n console.log(this.tabs);\r\n if(tab.tabTitle === \"Life Business\") {\r\n // activate the tab the user has clicked on.\r\n tab.active = true;\r\n\r\n // // deactivate all tabs\r\n // this.tabs.toArray().forEach(tab => tab.active === false);\r\n // console.log(this.tabs.toArray().forEach(tab => tab.active === false));\r\n this.tabs.forEach(x=> {\r\n console.log(x);\r\n if(x.tabTitle === tab.tabTitle && x.active === tab.active) {\r\n\r\n } else {\r\n x.active = false;\r\n }\r\n });\r\n }\r\n else {\r\n tab.active = true;\r\n\r\n this.tabs.forEach(x=> {\r\n console.log(x);\r\n if(x.tabTitle === tab.tabTitle && x.active === tab.active) {\r\n\r\n } else {\r\n x.active = false;\r\n }\r\n });\r\n }\r\n // // deactivate all tabs\r\n // this.tabs.toArray().forEach(tab => tab.active === false);\r\n // console.log(this.tabs.toArray().forEach(tab => tab.active === false));\r\n }\r\n\r\n\r\n}\r\n","
The objective of money insurance is to indemnify the Insured against all risks of loss of money while in transit, whilst in the insured safe or premises during and after business.\r\n
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This policy can also be extended to cover loss of cash while in insured premises or personal custody of trusted employees of the Insured.
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Fidelity Guarantee Insurance
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\r\n Fidelity Guarantee Insurance provides indemnity for loss incurred following dishonesty, fraudulent conversion of money, embezzlement etc of the insured staff. This policy covers losses from every employee indicated in the policy.\r\n
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Group Personal Accident
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\r\n This class of business provides compensation for the insured persons in respect of injuries, death and disablement resulting from accidents physical. It can be extended to cover the medical expenses for treatment of injuries.\r\n
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It is a 24 hour worldwide cover and may be used as welfare package for employees, students, clubs and associations. The benefits payable are for death, Permanent Disability, Temporary Disability and Medical Expenses.
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Employee Compensation Insurance
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\r\n The policy provides compensation to an employee for death or injury as a result of accident sustained in the course of their usual employment.\r\n
\r\n Recently, we ran a poll on our social media platforms with a view to understanding why people are sometimes skeptical or flat-out uninterested in purchasing insurance policies. The results indicated that a lot of people struggle to understand basic insurance terminologies and therefore, cannot make informed decisions about what policies to buy or whether to buy at all. This article provides a glossary of insurance terms that are commonly used, with definitions that represent a general use of the terms.\r\n
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Adjuster: A person who investigates a loss and negotiates settlement with the claimant on the company’s behalf.\r\n
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Agent: A qualified expert that’s licensed to sell insurance on behalf of an insurance company.
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All-Risk: Also known as open peril, this type of policy covers a broad range of losses.
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Broker: An intermediary, who acts on behalf of a person who is applying for insurance. They earn a commission from the insurer; however, they have a responsibility to obtain cover appropriate to the needs of the insured.\r\n
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Claim: An insurance claim is when you make a request to your insurance company to pay you after a loss has occurred.
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Coverage: The protection against financial loss provided by an insurance contract.
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Deductible: The amount of the damage or loss that you’re responsible for before your insurance provider pays on a claim. (Sometimes called an “excess”)
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Fortuitous loss: An unforeseen loss is termed a fortuitous loss. Insurers will only insure fortuitous losses.
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Indemnity insurance: Type of insurance that restores the individual as close as possible to the financial position that they enjoyed before the loss.
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\r\n Insured: This is the policyholder; the person(s) protected in case of a loss or claim.\r\n
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Insurer: The insurance company that provides insurance coverage and services.
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Lapse: The termination of a policy due to failure to pay the required renewal premium.
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Premium: The amount of money an insurance company charges to provide coverage.
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Quote: An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant.
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Rebate: A refund of part or all of a premium payment.
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Rider: Usually known as an endorsement, a rider is an amendment to the policy used to add or delete coverage
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Subrogation: A situation where an insurer, on behalf of the insured, has a legal right to bring a liability suit against a third party who caused losses to the insured.
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Sum insured: The maximum liability of the insurer’s liability under an insurance contract.
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Surcharge: When an insurance company increases your rate due to a factor (like your driving record, or the distance from your house to the fire department) that increases your likelihood of suffering a loss.
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Third party: A person or entity who is not a party to an insurance contract but who has an alleged or actual right of action for injury or damages against an insured under a contract of insurance.
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Waiting period: A period of time set forth in a policy that must pass before some or all coverage begins.
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Waiver: A provision or rider agreeing to forego premium payment during a period of disability. It may be effected by the agent, adjuster, or insurance company.
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Simply having the basic understanding of insurance definitions give you a deeper understanding of the coverage in your policies and helps you make better decisions for the future.
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","export class Userdata {\r\n constructor(\r\n public EmployerName: string,\r\n public Surname: string,\r\n public Firstname: string,\r\n public Othername: string,\r\n public StaffNumber: string,\r\n public DateOfBirth: string,\r\n public PhoneEmail: string,\r\n public Gender: string,\r\n public Minors: Minor[],\r\n public NextofKins: NextofKin[]\r\n ) {}\r\n}\r\nexport class Minor {\r\n constructor(\r\n public MnSurname: string,\r\n public MnFirstname: string,\r\n public MnTrustee: string,\r\n public MnDateOfBirth: string,\r\n public MnPhoneEmail: string,\r\n ) { }\r\n}\r\nexport class NextofKin {\r\n constructor(\r\n public NkSurname: string,\r\n public NkFirstname: string,\r\n public NkRelationship: string,\r\n public NkProportion: string,\r\n public NkDateOfBirth: string,\r\n public PhoneEmail: string,\r\n ) { }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-importance-of-data-privacy-in-your-business',\r\n templateUrl: './importance-of-data-privacy-in-your-business.component.html',\r\n styleUrls: ['./importance-of-data-privacy-in-your-business.component.css']\r\n})\r\nexport class ImportanceOfDataPrivacyInYourBusinessComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
Data privacy relates to the rights and obligations of individuals and organizations with respect to the collection, use, retention, disclosure and disposal of personal information. However, it is important to note that there is a difference between data privacy and data security, as it is often misconstrued.
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Data security is the protection of data from criminal activities and deliberate hacks while data privacy deals with the governance and the legality of the collection, use and retention of data.
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Imagine that an organization is taking effective measures to secure its data but has failed to collect data lawfully; this is still in violation of data privacy laws. Thus, to properly protect personal data and comply with data protection laws, you need both data privacy and data security.
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Importance of Data Privacy in your business
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1.\tTo meet compliance: As an organization, failure to comply with the data privacy laws attracts fines in accordance with the NDPR (Nigerian Data Protection Regulation).\r\n
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2.\tTo prevent information breach: \r\n A breach of information may damage the reputation of an organization, which eventually leads to a lack of trust from your customers. It is important to implement necessary security measures to avoid breaches and exposing your customers to negative impacts.\r\n
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3.\tTo strengthen and grow your business \r\n Research shows that customers always prefer companies that allow them to have control over specific types of information that is collected about them. Practicing data privacy efficiently endears your business to customers and gives you an edge over your competitors.\r\n
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4.\tTo ensure physical safety of customers: \r\n Inadequate data privacy measures pose a physical threat to customers’ safety as information got from security breaches can be used to facilitate stalking or impersonation. Such incidents can be avoided if data privacy is taken seriously.\r\n
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In addition, as an individual, you have a lot at stake when it comes to data privacy. The more you know about it, the better able you’ll be to help protect yourself from a large number of risks. It is important that you regularly assess the privacy settings on your social media accounts. If you don’t, you may be sharing a lot more than just your name with people you’ve never met.
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Data is an incredibly important asset in today’s digital economy, and protecting it is the responsibility of each and every one of us.
A lot of people wonder if homeowners’ insurance is really worth it. Homeowners’ insurance can be expensive, and you might wonder why it is necessary to pay that premium when you’ve got plenty of other expenses to meet.
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Having the right homeowner’s insurance, could help you get your life back to normal. You wouldn’t have to bear the costs of rebuilding your home. If your home is insured for its replacement cost, your insurance can help rebuild your home from the ground up.\r\n
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If you have your own place, you would probably want to entertain guests, show them around the house, giving them the grand tour and all that. It’s one of the best parts of having your own home. But there’s a small catch – what if a guest causes damage to your precious home?\r\n
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Ideally, the guest would apologize profusely and offer to cover the costs of repairs without hesitating. Sometimes, that your friend may not offer to pay for the damage, so now you’re in the “does homeowners’ insurance cover it” boat – and you’re not very happy.\r\n
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In general, yes, home insurance could cover you if you have a guest who causes damage, but you could end up facing higher insurance rates because of it. You might want to really think hard before using your insurance to repair damage caused by a guest.
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Anyways, you also have to consider what your home insurance would cover. Does it only cover accidental damage? Does it only cover the structure of the home – like the floor and walls? These are important questions.\r\n
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As earlier stated, your guest may say, “I’m so sorry! Let me pay for that,” but unfortunately, such is not always the case. These situations can be super awkward, of course, so proceed with caution.
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If you need homeowners’ insurance, we can help with that. All you have to do is give us a call on 09048418896 or visit our website at www.nsiainsurance.com to get a quote today.
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","import { Component, OnInit } from '@angular/core';\nimport { FormBuilder, FormGroup } from '@angular/forms';\nimport { Router } from '@angular/router';;\nimport { SliderService } from 'src/app/slider/slider.service';\n\n@Component({\n selector: 'app-add-slide',\n templateUrl: './add-slide.component.html',\n styleUrls: ['./add-slide.component.css']\n})\nexport class AddSlideComponent implements OnInit {\n public sliderForm: FormGroup;\n\n constructor(private router: Router, private sliderService: SliderService, public fb: FormBuilder,) {\n }\n\n ngOnInit(): void {\n this.sliderService.GetStudentsList();\n\n this.slidForm()\n }\n\n slidForm() {\n\n this.sliderForm = this.fb.group({\n image: \"\",\n\n })\n }\n get image() {\n return this.sliderForm.get('image')\n }\n create() {\n\n this.sliderService.addMa(this.sliderForm.value)\n\n this.router.navigate([\"/access-to-slider\"])\n\n }\n\n\n}\n","
Your business is an important source of income for you and your employees,\r\n so it makes sense that you take measures to protect yourself against loss. For this reason, NSIA business insurance products provide financial protection for business-related losses or accidents\r\n
\r\n \r\n Requesting a quote is easy. Just click on the get a quote button or Call us now on 01-280-5378-9.\r\n \r\n \r\n
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Personnel Insurance
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Workers are the backbone of a business, so our Personnel Insurance product is tailored towards protecting your business and employees against financial loss in events of workplace accidents.\r\n Personnel insurance protects your workers and safeguards the future of their families.
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Engineering Insurance
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\r\n \r\n Engineering work is routinely hazardous. It is essential that you’re protected against all risks related to contractors, construction, plant(s), machinery, computers and electronics and boilers.\r\n
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Our Engineering Insurance is assembled to help you mitigate risk against potential loss or work\r\n interruption caused by damage, theft, or other hazards related to these areas.
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Office Comprehensive
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\r\n Your workplace is an important foundation of your business. Our Office Comprehensive Insurance covers the integrity of your workplace and the tools needed to operate your business.\r\n
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This policy can also be extended to cover Public Liability and Workmen’s Compensation.
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Goods-In-Transit
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If your company invests in physicals goods that have to be transported, you face the risk of damage to those goods when they are in transit.\r\n Our Goods-In-Transit policy insures them against fire, theft or accidental damage that can occur during loading, unloading or storage.\r\n
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Our goods-in-transit policy insures them against fire, theft or accidental damage that can occur\r\n during loading, unloading or storage.
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Public/Product Liability
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Wrongful use of your products by unsupervised persons may make you liable for accidental results. Our Public/Product Liability policy covers or indemnifies the insured for legal liabilities that could emanate from the following causes:
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Accidental bodily injury to or illness of any person (whether or not death results)
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Accidental loss or damage to property occurring during the period of insurance and in connection with the\r\n business carried on at any place described in the schedule.
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\r\n","import { Component } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-root',\r\n templateUrl: './app.component.html',\r\n styleUrls: ['./app.component.css']\r\n})\r\nexport class AppComponent {\r\n title = 'Nsia Website';\r\n constructor() {\r\n console.log('How to switch off logging in Production?');\r\n }\r\n}\r\n","
An unconquerable warrior who stands strong regardless of what life's challenges.
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She is fully equipped to fulfill all her roles and does them excellently.
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This month of March, we're celebrating in two folds to honour our #NSIAwomen and women all over the world.\n
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First, we will be marking International Women's Day (Wednesday, March 8) in style, followed by Mother's\n Day (Sunday, March 19).
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As usual, we have a series of activities for you to participate in, and win awesome prizes!
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International Women's Day
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This year's theme encourages us to Embrace Equity. When we embrace equity, we embrace diversity, and we\n embrace inclusion. We embrace equity to forge harmony and unity, and to help drive success for all. Equality\n is the goal, and equity is the means to get there.
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#EmbraceEquity pose
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Wonder Woman Challenge
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How to participate:
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Tag a wonder woman in the comment section and tell us why she is your Wonder Woman.
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Use the hashtags #embraceequity #IWD2023 #NSIAWonderWoman2023\n
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The comment with the highest number of engagements (likes and replies) wins.
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Note: You must be following all our social media platforms (See links below).
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Mother's Day
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Wonder Mum Challenge
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How to participate:
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Tag us in a 30-sec video telling us an unforgettable time when you experienced your mum as a wonder woman.\n
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Use the hashtags: #MothersDay #NSIAWonderMum2023\n
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The video with the highest engagements (likes and comments), wins a gift.
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Note: You must be following all our social media platforms (See links below).
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Be among the first few people to be notified when our activities kick off!
Mortgage Protection Assurance (NSIA Family Shield)
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Everyone wishes to have a home. While a few manage to save towards a new home, majority obtain mortgage loans\r\n to meet their needs. When a breadwinner obtains a mortgage loan he brings home a bounty of happiness. However,\r\n if he dies while the mortgage loan is still outstanding, the family faces the problem of repayment and this\r\n could lead to the repossession or sale of the house at a critical point when they indeed need such a home.
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NSIA Family Shield is a mortgage protection product that shields away the dependants from the hassles of\r\n mortgage debts. It keeps the home in the family.
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Key Features
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Payment of outstanding mortgage loan in the event of death or total permanent disability within the\r\n duration period of the loan
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Covers outstanding mortgage loans
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Policy duration is equal to the term of the loan taken.
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Maximum age at entry is 65 years
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Guaranteed benefit (sum assured) is the original loan taken from the mortgage institution
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Medical examinations are not required where the sum assured is below a certain amount
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Policyholder pays a single premium (purchase price) or annual premiums to NSIA Life Assurance Limited to\r\n secure the guaranteed benefit (sum assured)
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Benefits
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On Death or Disability
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In the event of death or total permanent disability of the policyholder (life assured) within the policy\r\n term, NSIA Life pays the outstanding loan to the lender (mortgage institution). With this, the policyholder’s\r\n dependants will be able to retain the house as the lender would be restricted from taking possession or\r\n selling the house.
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On Maturity/Discontinuation
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On discontinuation or survival of the policyholder till the end of the loan duration, no payment is made.
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Suitability
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NSIA Family Shield is suitable for aspiring house owners who want to protect their family against the\r\n consequences of huge debts in the event of death. It is also suitable for mortgage institutions, banks and\r\n other lenders who want to protect themselves against the financial risk of death before a mortgage loan is\r\n fully repaid.
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Loss of Job Cover
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NSIA Life also provides a Loss of Job Cover as a rider (supplementary) to the main Mortgage Protection Plan.\r\n In the event of retrenchment or disability of the life assured which prevents him from meeting his mortgage\r\n loan repayment obligations, NSIA Life takes over the responsibility of such repayments for a maximum period of\r\n six (6) months.
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Waiting Period
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\r\n","import { Component, Input, OnInit, OnChanges } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-tab',\r\n templateUrl: './tab.component.html',\r\n styleUrls: ['./tab.component.css']\r\n})\r\nexport class TabComponent implements OnChanges {\r\n\r\n constructor() {\r\n console.log(this.tabTitle);\r\n console.log(this.active);\r\n }\r\n @Input('tabTitle') tabTitle: string;\r\n @Input() active = false;\r\n onchangeNew() {\r\n this.active = !this.active;\r\n console.log(this.active)\r\n }\r\n\r\n ngOnChanges(changes): void {\r\n //Called before any other lifecycle hook. Use it to inject dependencies, but avoid any serious work here.\r\n //Add '${implements OnChanges}' to the class.\r\n console.log(changes);\r\n\r\n }\r\n\r\n}\r\n","
Funeral expenses aren’t something that most people like to think about, but having a suitable policy in place can give you peace of mind that your family will have the money to cater for funeral costs and other expenses during a distressing time.
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\r\n NSIA Family Protection Plan is a form of insurance that pays a specified amount of money in the event of a death by ensuring that the costs of a funeral will be covered so that the family members do not have to struggle financially.\r\n
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\r\n We can all agree that funerals can be very costly and this expense cannot be carried by a single person. This plan gives families peace of mind to address any financial worries in the event that an individual or a family member passes on. It provides a death benefit to the policy holder to offset the cost of funeral and associated expenses in the event of death of any of the family members covered on the policy. The policy holder pays his premium continuously for five years and stops payment while the policy is in force for life.\r\n
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\r\n An advantage of NSIA Family Protection Plan is that it provides your family with an immediate benefit. If you were to try and save for these expenses it could take many years to accumulate enough money, whilst an insurance policy gives you immediate financial reprieve regardless of how much you have paid in premiums.\r\n
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\r\n Beyond the cost of a funeral itself, there are many other associated expenses to consider. These can include paying for a headstone, transporting guests to and from the funeral ceremony venues, accommodating guests for the duration of the ceremony, etc.\r\n
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\r\n Having a Family Protection Plan in place is important to cushion oneself financially during a very tough time and can help to make the path ahead just a little easier.\r\n
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Click here www.nsiainsurance.com for more information or call customer service on 09048418896.
While you might know that you need to exercise your body, did you know that it might also be important to exercise your mind? You've probably heard the old adage \"use it or lose it.\" Many researchers do believe that this maxim applies to your brain health for keeping your mind sharp and preventing memory loss.
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For instance, strength exercises can help build muscle, balance exercises can help prevent falls; and flexibility and stretching exercises can help maintain range of motion to stay limber. Similarly, your brain's cognitive reserve — its ability to withstand neurological damage due to aging and other factors without showing signs of slowing or memory loss — can also benefit from both physical and cognitive exercise.
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New tricks and strategies to keep your brain young are being developed every day, but for now, here is a list of some methods you can start making a part of your mental fitness routine today! Once you get too good at any of these little tricks, they become routine and no longer challenge your brain. It is important to always switch things up.
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1.\tPlay Sudoku \r\n A classic brain teaser. It’s challenging and addictive and forces you to think in ways you normally don’t have to which is great for brain training.\r\n
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2.\tLearn a new sport \r\n Try taking up an athletic exercise that utilizes both mind and body such as yoga, golf, or tennis.\r\n
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3.\tTry puzzles \r\n It may seem childish, but any regular activity that involves fine-motor skills is great for getting your brain to work harder.\r\n
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4.\tSwitch hands \r\n Try using your non-dominant hand to do things like brushing your teeth or eating, it will be hard at first but greatly increases activity in your brain making it a great workout.\r\n
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5.\tChess \r\n Really any high strategy game is good for your brain, as long as conditions can change in a moment, your brain will get a workout.\r\n
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Additionally, doing things like giving your brain new experiences that combine your physical senses—vision, smell, touch, taste, and hearing—with emotional “sense” may help stimulate more connections between different brain areas, making surrounding cells stronger and more resistant to the effects of aging.
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","import { BlogsService } from './../../Services/blog.service';\r\nimport { Component, ElementRef, OnInit, ViewChild } from '@angular/core';\r\nimport { BlogModel, BLogsListModel } from '../../Classes/blogs-model';\r\nimport { BlogsDataSource } from '../helpers/blog-datasource';\r\nimport { fromEvent, merge } from 'rxjs';\r\nimport { debounceTime, distinctUntilChanged, tap } from 'rxjs/operators';\r\nimport { MatPaginator } from '@angular/material/paginator';\r\nimport { MatSort } from '@angular/material/sort';\r\n\r\n// import { MatPaginator, MatSort, MatTableDataSource } from '@angular/material/';\r\n\r\n@Component({\r\n selector: 'app-blogs',\r\n templateUrl: './blogs.component.html',\r\n styleUrls: ['./blogs.component.css']\r\n})\r\nexport class BlogsComponent implements OnInit {\r\n\r\n pageNumber: number = 0;\r\n pageSize: number = 10;\r\n blogsDetails: BLogsListModel;\r\n myBlogList: BlogModel[];\r\n blogsDataSource: BlogsDataSource;\r\n @ViewChild('input') input: ElementRef;\r\n\r\n @ViewChild(MatPaginator) paginator: MatPaginator;\r\n @ViewChild(MatSort) sort: MatSort;\r\n\r\n\r\n constructor(private _blogService: BlogsService) {\r\n\r\n\r\n\r\n }\r\n\r\n /**\r\n * Set the paginator after the view init since this component will\r\n * be able to query its view for the initialized paginator.\r\n */\r\n// ngAfterViewInit() {\r\n\r\n// fromEvent(, 'keyup')\r\n// .pipe(\r\n// debounceTime(150),\r\n// distinctUntilChanged(),\r\n// tap(() => {\r\n// this.paginator.pageIndex = 0;\r\n// this.loadRequestPage();\r\n// })\r\n// )\r\n// .subscribe();\r\n// // this.sort.sortChange.subscribe(() => this.paginator.pageIndex = 0).\r\n// // merge(this.sort.sortChange, this.paginator.page)\r\n// // .pipe(\r\n// // tap(() => this.loadRequestPage())\r\n// // )\r\n// // .subscribe();\r\n\r\n\r\n\r\n// }\r\n\r\n ngOnInit(): void {\r\n this.getBlogList('', '', '', this.pageNumber,this.pageSize);\r\n // this.blogsDataSource = new BlogsDataSource(this._blogService);\r\n // this.blogsDataSource.loadData('', '', '', this.pageNumber,this.pageSize);\r\n\r\n }\r\n\r\n\r\n loadRequestPage() {\r\n this.blogsDataSource.loadData(this.input.nativeElement, '', '', this.pageNumber,this.pageSize);\r\n }\r\n\r\n getBlogList(searchQuery: string , filter: string,\r\n sortDirection: string , pageNumber: number, pageSize: number) {\r\n\r\n this._blogService.getBlogList(searchQuery, pageNumber, pageSize).subscribe(result => {\r\n console.log(result);\r\n this.blogsDetails = result;\r\n })\r\n }\r\n pageLoad(event) {\r\n console.log(event);\r\n // this.blogsDataSource.loadData( '', '', '', event.pageIndex, this.pageSize);\r\n this.getBlogList('', '', '', event.pageIndex,event.pageSize);\r\n }\r\n\r\n}\r\n","\r\n
2023 started on a great note with the launch of a new campaign: “It’s I Time”.\n
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The purpose of this campaign is to highlight the importance of having insurance and the seriousness with\n which\n it must be addressed. It is a play on the word high to the first letter in Insurance, giving it a new look,\n with\n similar sounds and the same meaning but with relevance to Insurance.
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The phrase – It’s high time – is most used when something has either become an emergency of some sort, is\n unbearable, or is being described as overdue. Simply put, “It’s Insurance Time”.
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To further intensify the reach of the campaign, the Brand has commenced its 2023 roadshow, beginning in\n Lagos.\n The roadshow is aimed at increasing brand awareness and engagement with a broad spectrum of potential\n clients. It\n also restates the brand strategy for the year, \"It’s I-Time and serves as a means to convey the\n benefits of\n NSIA Insurance product line and custom services.
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For the next month, NSIA will be present across the following locations; Lagos, Ibadan, Abuja, Port\n Harcourt,\n Warri, and Benin. Customers who purchase one or more policies from NSIA Insurance will receive freebies at\n these\n locations. The roadshow will run from May 8-June 9, 2023.
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You can track our spots in real time via our social media channels
Its I time to get a plan that suits your needs, reach out to us on 09048418896/01-280 5378. Alternatively,\n send\n an email to customerservice@nsiainsurance.com
Any references to 'our', 'us', 'we' or 'company' within this policy are deemed to refer to NSIA Insurance, its subsidiaries, and affiliates.
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We ensure protection of your personal privacy. This privacy statement is provided to help you understand what we may do with any personal information obtained from you. By providing your personal information to us, you have signified your acceptance of our Privacy Statement and agree that we may collect, use and disclose your personal information as described in this Privacy Statement. If you do not agree to this statement, please do not provide your personal details to us. This Privacy Statement is incorporated into, and part of, the terms and conditions which govern your use of the site in general. We will use your information only for the purposes set out below.
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We may need to update this Privacy Statement from time to time. We recommend that you regularly check this page to ensure that you have read the most recent version.
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Personal Information
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Personal information is information about a specific individual, as defined by applicable law or statute. It does not include aggregated information that does not allow specific identification, nor does it include business contact information such as your name, title, and business address and business phone number.
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Collection and Processing of personal information’
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You can determine the personal information you provide to us. We will only collect personal information that you have provided. Where possible, we will enable you to select how we will use this information (for example, by choosing to opt-in or opt-out of receiving special promotional offers).
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You may choose to provide us with personal information if, for example, you: contact us with an enquiry; register on the site, fill out a proposal form with your personal information included; request us to provide you with information; request a quote.
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You have the option to decide whether or not to receive communications from us, except communications as required by law or in furtherance of any quote or\r\n \r\n transaction requested by you, at any point where we request information about you.\r\n
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By furnishing us with any personal information, it is noted that you fully understand and clearly consent to the transfer of such personal information to, and the collection and processing of such information in, other countries or jurisdictions. Any such transfer and processing by us will be in accordance with this Privacy Statement.\r\n
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\r\n For more information on NSIA’s Data Protection and Processing practices, please check our Download Forms section to access the information on NSIA’s Data Subject Access Request Procedure, Data Subject Access Form, and Data Protection Impact Assessment Policy\r\n
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Consent Withdrawal
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You may choose to withdraw your consent at any time by sending a Data Subject Consent Withdrawal mail to enquiry@nsiainsurance.com
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","import { Component, OnInit } from '@angular/core';\nimport { FormBuilder, FormGroup } from '@angular/forms';\nimport { Router } from '@angular/router';;\nimport { BoardService } from 'src/app/board/board.service';\n\nimport { AngularFireDatabase } from '@angular/fire/database';\n@Component({\n selector: 'app-addboard',\n templateUrl: './addboard.component.html',\n styleUrls: ['./addboard.component.css']\n})\nexport class AddboardComponent implements OnInit {\n public boardForm: FormGroup;\n\n constructor(private router: Router, private boardService: BoardService, public fb: FormBuilder, private db: AngularFireDatabase) {\n }\n\n ngOnInit(): void {\n this.boardService.GetStudentsList();\n\n this.boarForm()\n }\n\n boarForm() {\n\n this.boardForm = this.fb.group({\n image: \"\",\n name: \"\",\n title: \"\",\n abouta: \"\",\n aboutb: \"\",\n aboutc: \"\",\n aboutd: \"\",\n aboute: \"\"\n })\n }\n get image() {\n return this.boardForm.get('image')\n }\n get name() {\n return this.boardForm.get('name')\n }\n get title() {\n return this.boardForm.get('title')\n }\n get abouta() {\n return this.boardForm.get('abouta')\n }\n get aboutb() {\n return this.boardForm.get('aboutb')\n }\n get aboutc() {\n return this.boardForm.get('aboutc')\n }\n get aboutd() {\n return this.boardForm.get('aboutd')\n }\n get aboute() {\n return this.boardForm.get('aboute')\n }\n\n create() {\n\n this.boardService.addBo(this.boardForm.value)\n\n this.router.navigate([\"/access-to-board\"])\n\n }\n\n\n}\n","
\r\n The start of a New Year can sometimes make us anxious because it’s the start of a whole year and even though technically, it is not any different from any other day, it still can feel like you’re ending one chapter in your life and preparing to pen the next. When you look at it that way, that’s a lot of pressure to put on yourself. Here are a few small steps you can take during this new year.\r\n
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Commit selectively\r\n \r\n Over-commitment can be a huge hurdle towards achieving our goals and resolutions. It’s hard to say no and risk being the ‘bad guy’, but when we put too much pressure on ourselves to be and do everything, it leaves little to no space for us to grow and develop in the ways that matter most to us. When we take on too much we are, in essence, setting ourselves up for failure.\r\n\r\n
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Stop procrastinating, start today\r\n \r\n You don’t need to wait until a specific time of year to start making the changes you want to see in your life. Sure, the idea of having a new start in the new year is a nice one, but who says you have to wait to get started? Start today!\r\n \r\n
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Set healthy boundaries\r\n \r\n Setting healthy, sustainable boundaries can not only help you avoid taking on too much, but it can also help shape your focus, career, and goals. If you’re worried you may overload yourself with too many expectations for the upcoming year, take the time to sit down and figure out what matters most to you. Make a list of the things you want to have achieved by this time next year.\r\n \r\n
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Set healthy boundaries\r\n \r\n Setting healthy, sustainable boundaries can not only help you avoid taking on too much, but it can also help shape your focus, career, and goals. If you’re worried you may overload yourself with too many expectations for the upcoming year, take the time to sit down and figure out what matters most to you. Make a list of the things you want to have achieved by this time next year.\r\n \r\n
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Keep an eye out for burnout\r\n \r\n We all experience stress from time to time, but do you know the differences between stress and burnout? Often presenting with similar symptoms, while stress tends to be more short-term and manageable, burnout can lead to some serious problems for your health, mood, motivation, home and work life. Find a balance and make self-care a priority. \r\n \r\n
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Take care of your mind and body\r\n \r\n If worry and anxiety about the upcoming year are starting to take their toll, take this chance to step back and focus on putting you first. Health and wellbeing can take a backseat when we are feeling overwhelmed, stressed, anxious or nervous; making small changes to help you address these feelings can help you to develop ongoing positive coping mechanisms that will support you throughout the new year and beyond.\r\n \r\n
I was driving on the highway, in terrible traffic when a motorbike from nowhere rode carelessly past me and broke my side mirror in the process. The rider just said, “Oh, sorry”. Before I could come down from my car to confront him, he had driven off. I was left with no choice than to move my car off the road to assess the damage. At that point, the only consolation that came to mind was “Thank God! I have insurance”. When I got home, I took a picture of the car and reported the claim the next day.
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I filled out a claim form where I narrated the incident and how the bike man escaped. I got a repair estimate from an authorised garage, and then I scanned the completed claim form, estimate of repair and picture of my car, and sent it to my insurer.\r\n\r\n
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Within 24hours, I got my discharge voucher with value lower than the cost of repair. Surprised, I called my account handler to draw her attention to the error committed but she categorically told me that it wasn’t an error. ‘So, why the reduction?’ I asked. She then explained that EXCESS was deducted from the benefit.
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Many policyholders struggle to understand what an insurance excess is. They don’t understand why they have to pay this, especially if they were not to blame for the accident resulting in the insurance claim! Hopefully this article will provide you with some clarity.\r\n
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What is excess? \r\n An excess is a contribution you are required to pay towards a claim you make on your car insurance policy. It is an agreed amount of money that you (the policyholder) are liable to pay in the event of a claim being settled. It’s a way of you accepting a small portion of the risk yourself. Most times, the excess is used to reduce the number of claims being processed by the insurer and to consciously encourage accident-free driving by the insured.\r\n
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Many policies include an excess but not every type of policy has the same kind and level of excess. Some excesses will apply whenever you make a claim, others will depend on the circumstances of your claim.
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However, there is a way to soften the blow that the high excess inflicts on your finances when you have to make a claim by buying an excess protection policy, sometimes called Excess Buy Back, that reimburses you the paid excess.
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For more information, please call customer service on 09048418896.
\r\n Social media provides an essential bridge between businesses and their audience. It is the platform that businesses and consumer marketers believe is most crucial to building brand trust. By creating a strong brand presence on social media, you can reach a broader audience and improve your sales.\r\n
\r\n A crisis like Covid-19 affects all business sectors; while some businesses and industries were impacted by COVID-19 more than others, all had to adapt one way or another. Lockdown regulations...\r\n
\r\n Procrastination is often confused with laziness, but they are very different. It is an active process – you choose to do something else instead of the task that you know you should be doing.\r\n
\r\n At the end of your car insurance contract, your insurance provider may make changes to your insurance policy. It has the option to renew the policy as it stands,\r\n
\r\n Failure to renew your insurance policy after maturity has a negative impact on your ability to make claims in the event of an unfortunate occurrence.\r\n
\r\n The start of a new year is a great time to reevaluate and renew your insurance policies, as changing circumstances may lead to different insurance needs.\r\n
\r\n The start of a New Year can sometimes make us anxious because it’s the start of a whole year and even though technically, it is not any different from any other day,\r\n
\r\n We take safety precautions on the road, like using seatbelts, keeping a safe distance from other vehicles and maintaining our vehicles regularly, but sometimes the unexpected happens.\r\n
\r\n Step 1: Manage your energy, not your time.\r\n If you take a moment to think about it, you will probably realize that you are better at doing certain tasks at certain times.\r\n
\r\n We know you’re ready for the festivities with your holiday spirit on full blast but before you begin celebrations, take a few minutes to help ensure a safe season.\r\n
\r\n Burglary is the worst nightmare of many homeowners. The highest percentage of break-ins happen while people are away on vacation, or begin to leave their windows and doors open more often.\r\n
\r\n At NSIA Insurance, we remain committed to improving your experience with us and providing you with quality service. It is for this reason that we are consistently.\r\n
\r\n A good book can give you a new way to interpret your past experiences. Gaining knowledge is not the only reason to read. Reading for pleasure or entertainment can be a wonderful use of time...\r\n
\r\n Due to Covid-19, the increase of employees working from home has gotten up to 70% as employers have discovered that when employees work remotely, they remain productive and less time is spent commuting.\r\n
\r\n While you might know that you need to exercise your body, did you know that it might also be important to exercise your mind? You've probably heard the old adage \"use it or lose it.\"\r\n
\r\n One major benefit of life insurance is to ensure the future well-being of our loved ones. Children are the most vulnerable when unfortunate events occur since...\r\n
\r\n Sometimes we worry about our future and one major concern is life after retirement. If you’re looking for regular and guaranteed income in your sunset years...\r\n
\r\n Funeral expenses aren’t something that most people like to think about, but having a suitable policy in place can give you peace of mind that your family will have the money...\r\n
\r\n Usually when you bring up the word ‘insurance’ to anyone but a broker or agent, you might get a yawn or two. Sure, it’s not the most exciting subject on the planet...\r\n
\r\n A positive team dynamic tends to have team members who trust each other. They usually work collectively when making decisions and they are held accountable for the outcomes.\r\n
\r\n The number one reason for collisions is distracted driving. The advancements in technology over the years has made it increasingly harder to stay off the phone.\r\n
\r\n 1.\tMake sure you have an up-to-date copy of your plan's basic information (sometimes called a summary plan description). This will tell you how your plan works, its benefits, and how to file a claim.\r\n
\r\n It is true that the incident rate of cancer has decreased over the past two decades, and early diagnosis have helped reduce the death toll associated with breast cancer.\r\n
\r\n Just as everyone has their own definition of success, we all have slightly different ideas of what makes for a high-quality life. Nevertheless, there are some steps everyone can take to make life more pleasurable.\r\n
\r\n I was driving on the highway, in terrible traffic when a motorbike from nowhere rode carelessly past me and broke my side mirror in the process.\r\n
\r\n Most of us are familiar with how the life insurance policy of a family's breadwinner helps out in case of an unexpected occurrence.However, the fact that life insurance...\r\n
\r\n Since the outbreak of the novel coronavirus, the Nigeria Center for Disease Control (NCDC) has provided necessary guidelines on how best to stay safe during the...\r\n
\r\n Recently, we ran a poll on our social media platforms with a view to understanding why people are sometimes skeptical or flat-out uninterested in purchasing insurance policies.\r\n
\r\n People across society are slowly realizing the necessity of having a life insurance cover. As life increases its pace and uncertainties rise by the day, every family needs a life cover...\r\n
\r\n Customer service and the customer experience is becoming an important competitive differentiator in the insurance industry. To establish a successful relationship between insurers and customers...\r\n
\r\n Generally, this kind of insurance is not the first choice on most people's list, nevertheless it acts as an important backup in case things go wrong.\r\n
\r\n General insurance, also known as non-life insurance, covers financial loss suffered due to the loss or damage of an asset. This category of insurance covers all forms of insurance except life.\r\n
\r\n “I recall my experience on my way to the office earlier this year, where the Lagos State Traffic Management Authority (LASTMA) officials were trying to arrest a Danfo...\r\n
\r\n Data privacy relates to the rights and obligations of individuals and organizations with respect to the collection, use, retention, disclosure and disposal of personal information.\r\n
\r\n Recently, on my way back from the office, I endured very slow traffic for about 30 minutes. I later realized that we were being held up by two motorists parked in the middle of the road, arguing about scratches and dents to their cars.\r\n
\r\n A lot of business owners start off their businesses thinking that they do not need an insurance policy. This conception is not only wrong, it is also very risky. Business insurance is purchased by businesses to cover potential damages...\r\n
\r\n Most of us can relate to the decrease in our physical and fitness activities during this time of restricted movements and partial closure of businesses. Undeniably, there has been a drop in the physical activities over this period.\r\n
\r\n Insurance is of value to society in many ways but the general awareness of the contributions of insurance to the overall economy and society is low.\r\n
\r\n The importance of agriculture cannot be overemphasized as more than 80% of Nigerians rely on food from the local markets, which are highly sourced from the local farms.\r\n
\r\n Sometimes the best things in life come with risks, which is why it is important to purchase insurance cover to protect you from such risks. It is also important to ensure that you have the right type and amount of coverage to cover for financial losses...\r\n
\r\n Growing up as a child I was privileged to be exposed to teachers who used popular quotes while teaching. They would say things like: “Education is the passport to the future, for tomorrow belongs to those who prepare for it today.”\r\n
\r\n The global insurance market is experiencing a transformation to ‘digital-first’ business models following the outbreak of the COVID 19 pandemic.\r\n
\r\n There are a lot of misconceptions about insurance, especially in this part of the world. This article will throw some light on these myths and pave a way to better living.\r\n
\r\n I was on my way to my sister’s house for tête-à-tête on a Saturday morning. As I made a U-turn at the first Lekki roundabout, a saloon car hit my bumper from behind and broke it.\r\n
\r\n International Organisation for Standardization (ISO 31000), defines risk as “the effect of uncertainty on objectives”; this means the deviation from the expected objective which can be either positive or negative.\r\n
\r\n Life experiences through time have led us to believe that the type of relationship an individual maintains goes a long way to determine the extent of our network of influence.\r\n
\r\n It is totally understandable that the thought of passing away is terrifying, but have we ever stopped to ask ourselves from where the real fear comes? Could it be that you're the breadwinner of your family...\r\n
\r\n The general rule is that if someone else relies on your income to live, then you need a life insurance policy. Perhaps you fall into the category of people who often wonder: “Why do I need life insurance?\r\n
\r\n Experts often tell you to buy the car insurance you can afford, but that's not helpful unless you know the basics of how auto insurance works. Awareness of the insurance-buying process will save you time, effort...\r\n
\r\n The catastrophic nature a bomb explosion leaves much to be desired. Such dastardly acts give us reason to worry about what the future holds. It also begs the question; do the perpetrators of these cowardly and inhumane acts...\r\n
\r\n The Board of Directors of NSIA Insurance Limited is pleased to announce the appointment of Mansan Dominique Diagou Epse Ehilé, Apollos Ikpobe and Hélène Konian as Non-Executive Directors of the company with effect from February 2020.\r\n
\r\n Do you indulge in impulse buying and then find yourself unable to save for your future needs? If that is the case, we have the right product for you.\r\n
I was on my way to my sister’s house for tête-à-tête on a Saturday morning. As I made a U-turn at the first Lekki roundabout, a saloon car hit my bumper from behind and broke it. I was furious and I remember asking myself this question which was not answered “can we drive in this country without another vehicle or motorcycle carelessly bashing your car?” I requested we park off the road to discuss the cost implication of the accident.\r\n
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After parking off the road, the man apologised, asserting that he was not concentrating. I asked for his insurance certificate. “Why?” he asked, I explained that I wanted to know if he had a valid insurance certificate so that my car could be repaired. No doubt, my question freaked out this gentleman and he reacted saying “Madam, don’t worry about my insurance, my auto engineer is around this area, I will call him and he will fix your car”.\r\n
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Amidst my shock, it occurred to me that the man may have had two major concerns:\r\n
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1.\tHe wasn’t sure whether or not I was a security operative.
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2.\tHe wasn’t sure of the validity of his insurance certificate.
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I stated my profession and asked for his insurance certificate again, which he then willingly gave to me. Using the NIID (Nigerian Insurance Industry Database) platform, I quickly checked his registration details and believe me, he had a valid insurance certificate. So, what was all the fuss about? If he had known that he had a valid insurance certificate, he wouldn’t have bothered calling his auto mechanic or incurred the expenses of fixing the car on himself.”
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In here is a lesson for every driver. It is not just about having an insurance certificate for your vehicle; you need to validate the certificate to ensure that you are fully covered against any loss or damages as you journey to your various destinations.
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When you get your insurance certificate from the insurer or any vehicle registration centres, visit http://www.askniid.org/CheckPolicy.aspx to check the validity of your certificate.
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However, it is important to note that sometimes, the registration details are not uploaded immediately. So, don’t expect an instant upload. But the good news is that all insurers are instructed to upload the details of all originally insured vehicles within the earliest possible time.
THE BEIRUT EXPLOSION AND THE IMPORTANCE OF INSURANCE
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The catastrophic nature a bomb explosion leaves much to be desired. Such dastardly acts give us reason to worry about what the future holds. It also begs the question; do the perpetrators of these cowardly and inhumane acts have blood running through their veins as normal people do?\r\n
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Online videos of the recent explosion in Beirut, Lebanon that went viral on Tuesday 4th of August 2020, showed at least 137 people dead and about 5,000 wounded; a major disaster especially at this time when the Covid-19 spread is yet to be curtailed. Hundreds have also been reported missing, raising fears that the death toll will rise. Reports also show that more than 300,000 people have been displaced from their homes. It is still unclear at this time, the cause of the explosion, but questions swirled over whether the authorities had failed to act on warning signs.\r\n
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According to the prime minister of Lebanon, investigations would focus on a warehouse storing an estimated 2,750 metric tons of the explosive ammonium nitrate as a possible source of the blast.\r\n
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The debilitating effects of this event on the economy of Beirut, and Lebanon at large, raises questions as regards how dependents will survive after the loss of their breadwinners; what will be done to rebuild the affected infrastructures? What will happen to those injured and hospitalized? Are they capable of paying the hospital bills? There is also the issue of those who are presently out of a job, and how they would survive. These and more questions will linger in the minds of many, if not all of us.\r\n
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In situations like this, the importance of insurance cannot be overstated. In as much as the world mourns and sympathizes with Lebanon, it is important that we begin to take preemptive steps to ensure that the fallout from disasters like this is mitigated as much as possible.\r\n
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The onus falls on various governments and the international community to consider the level and importance of Insurance awareness in the world, thus implement strategies and legislation to mitigate losses of this nature. What affects one individual or group of individuals may in the long run, directly or indirectly affect us all, be it economically, financially, emotionally, and/or otherwise.
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Bringing it home to Nigeria, some people may raise eyebrows and say that such catastrophic events rarely happen to us in this part of the world, some may even go “spiritual” at the thought or sound of it, but suffice it to mention that a few months back we experienced a catastrophic explosion that shook the ground and roofs of several houses, shattered the windows of houses and cars parked in the area and destroyed a popular secondary school building amidst many others, killing several pupils, teachers, and passers-by in Abule Ado area, around Festac Town in AmuwoOdofin Local Government Area of Lagos. Asides this there have been reports of gas and petrol tanker explosions in recent times claiming the lives of people and properties.
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In light of this, it is pertinent to reiterate the importance of Insurance in our everyday living. For instance, a simple Life Assurance policy will cater for a child who may have lost a parent, or family members who may have lost a breadwinner. Also, a Fire and Special perils insurance policy will cover the loss suffered after a building is destroyed, and a Motor Insurance policy will cover for the loss and damage to vehicles. These are a few examples of Insurance policies that mitigate losses that may occur in our everyday living.\r\n
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Though the pain of losing a loved one can be severe knowing that human life cannot be replaced but one should not suffer both ways by failing to have a “cushion” to fall back on; let us be your cushion here at NSIA Insurance.
INSURANCE AS A MEANS TO PROTECT AGRICULTURE IN NIGERIA
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The importance of agriculture cannot be overemphasized as more than 80% of Nigerians rely on food from the local markets, which are highly sourced from the local farms. \tThis shows that agriculture is one of the most profitable businesses in Nigeria, which is why farmers take great risks, targeting high returns on investment from Agriculture.\r\n
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Why agriculture should be protected?\r\n
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It is clear that agriculture is important to the Nigerian economy and the people's day to day lives. This is why strategies should be put in place to protect the agricultural sector and ensure that many are not severely affected by eventualities. These eventualities may include windstorms, lighting, floods, etc., which may lead to loss of crops and livestock.
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Every year during the rainy season, a large number of Nigerian farmers suffer great loss as a result of floods. This affects the country as a whole as it causes a shortage in the production of food and cash crops, therefore, causing inflation in the purchase price of food items.\r\n
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This emphasizes the need for some sort of protection to cushion any losses that may occur from unforeseen circumstances.
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How can agriculture be protected?
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Agric Insurance is one of the best ways to protect farmers from losses they might incur throughout their course of investment. It is important to take up insurance policies to protect investments such as their crops, livestock and farm machineries; which is the equivalent of buying peace of mind.
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\r\n NSIA Insurance offers Agriculture insurance that covers a wide range of possible losses and they are:\r\n\r\n
THINGS TO KNOW BEFORE BUYING A HOMEOWNER/HOUSEHOLDER INSURANCE
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Generally, this kind of insurance is not the first choice on most people's list, nevertheless it acts as an important backup in case things go wrong. It is an agreement with your insurance provider that protects you, your belongings, and your house in the event of a sudden event, which causes damage to your house or personal property inside the building.\r\n\r\n
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It is a necessity for most people, especially home owners, and there are two types; house owner’s insurance and house holder’s insurance.
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House holder’s insurance covers all contents of the building against damage or loss by fire and special perils, theft etc., while house owner’s insurance covers the building and its components against damage by fire or designated “special perils” as well as theft of the accessories/contents.
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Like any other insurance policy, you will either know, or be informed of the most important questions that you need to ask before you buy it. However, do not think twice before asking questions that may seem uncommon.
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Here’s what you should know…
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1.Make a decision based on your type of house It is important that you match your home type to suit your policy to ensure you have enough coverage. Being underinsured can cost you a lot in the future. You can consider buying enough coverage for the cost of a complete rebuild.\r\n
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\r\n 2.\tKnow the history of your house. Knowing the history of your house can help you to learn about past events that occurred to enable you to plan better for the future. For example, if the area where the house is situated is prone to flooding, you may want to extend your coverage to include damages caused by flood.\r\n
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\r\n 3.\tKnow your deductibles. When taking up a policy, there are deductibles involved. This is the portion of a claim that you are responsible for. So, it’s important to have accurate knowledge of the deductibles on your policy to enable you factor it into your budget.\r\n
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\r\n 4.\tBe as detailed as possible:If you have expensive items in your house such as expensive jewelries, one-of-a-kind artwork, etc., you should state the value and factor the replacement cost of these items into your policy.\r\n
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Let us help you get started. Visit our website today at https://nsiainsurance.com/\" for more information or give us a call on 09048418896.
NSIA savings plan offers prospective policyholders a vehicle through which they can accumulate fund to meet future\r\n needs. This product is managed through a dedicated investment account into which policyholder’s contributions and\r\n attractive interest are credited. This policy also offers a life insurance policy as an attending feature which affords\r\n the beneficiary of a policy holder to be paid a certain guaranteed sum in the event of death of the policy holder. Here\r\n are some of the features:
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Policy Duration is three (3) years.
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Minimum contribution per month is N5,000.00
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The minimum sum assured is =N=100,000.00 whist the maximum sum assured is =N=2,000,000.00
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Minimum age at entry is 18 years whist the maximum age at entry is 60 years.
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The modal contribution less the cost of insurance is invested in the policyholder’s fund.
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Attractive interest is daily credited
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Waiting period is one month, if death occurs within this period, only the account balance will be paid and the policy\r\n ceases.
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The life cover on the policy lapses when premium is not paid after due date
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Benefits
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Maturity Benefit
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At the end of the policy term, the policyholder receives account value of investment.
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Death Benefit
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The chosen sum in addition to the accumulated fund value is paid in the event of death of the policyholder during the\r\n policy term
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Surrender Value Benefit
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The balance in the savings account is payable on surrender subject to the following surrender charges:
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Duration
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Surrender Charge (% of accumulated interest)
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1
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100%
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2
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50%
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3
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0%
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Permanent Disability Cover –Optional Benefit
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The chosen sum assured in addition to the accumulated fund value becomes payable where the policyholder suffered a\r\n permanent disability.
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\r\n","import { Component, OnInit } from '@angular/core';\r\nimport Swal from 'sweetalert2';\r\nimport * as $ from 'jquery';\r\nimport { NgForm } from '@angular/forms'\r\nimport { PersonalAccidentProposalForm } from 'src/app/Classes/personal-accident-proposal-form';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\n\r\n\r\n@Component({\r\n selector: 'app-personal-accident-proposal-form',\r\n templateUrl: './personal-accident-proposal-form.component.html',\r\n styleUrls: ['./personal-accident-proposal-form.component.css']\r\n})\r\nexport class PersonalAccidentProposalFormComponent implements OnInit {\r\n model;\r\n\r\n proposalModel = new PersonalAccidentProposalForm(\"\",\"\",\"\",\"\",\"\",null,\r\n null,\"\",\"\",\"\",\"\",null,\"\",\"\",null, \"\",\"\", \"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\", \"\",\"\",\"\",\"\",\"\");\r\n constructor(private _formservice: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n submitForm(myForm: NgForm){\r\n\r\n console.log($('#Telephone').val());\r\n var telLength = $('#Telephone').val().toString().length;\r\n\r\n if(telLength < 10){\r\n Swal.fire(\"Error\", \"Your telephone number is not correct\", \"error\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n this._formservice.startLoading();\r\n this._formservice.sendPersonalAccidentProposalForm(this.proposalModel)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n Swal.fire(\"Success\", \"Your form is submitted\", \"success\");\r\n myForm.resetForm();\r\n } else {\r\n Swal.fire(\"error\", data.statusMessage, \"info\");\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n //Swal.fire(\"fatal\", \"internal server error occurred\", \"error\");\r\n Swal.fire(\"Success\", \"Your form is submitted\", \"success\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n\r\n }\r\n\r\n}\r\n","\r\n
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\r\n","import { Injectable } from '@angular/core';\nimport { HttpClient } from '@angular/common/http';\nimport { Observable } from 'rxjs';\nimport { Login } from './login';\n@Injectable({\n providedIn: 'root'\n})\nexport class LoginService {\n private _url: string = \"../../assets/login.json\"\n constructor(private http: HttpClient) { }\n public get(): Observable {\n return this.http.get(this._url);\n }\n\n}\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-term-assurance',\r\n templateUrl: './term-assurance.component.html',\r\n styleUrls: ['./term-assurance.component.css']\r\n})\r\nexport class TermAssuranceComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n ngAfterViewInit() {\r\n window.scrollTo(0, 0);\r\n }\r\n}\r\n","\r\n
This product provides a lump sum of money in the event of death of the policyholder within a specified period of time.
\r\n\r\n
Key Features
\r\n \r\n
\r\n
Payment of a guaranteed sum of money (i.e. sum assured) if death occurs within a specified period of time
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Payment is also made in the event of total permanent disability or diagnosis of a critical illness
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The amount payable is specified in advance by the policyholder
\r\n
Minimum sum assured is Five Hundred Thousand Naira (N500,000)
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Payment is made to the person named by the policyholder (e.g. wife, child etc)
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Policyholder pays a single premium (purchase price) or annual payments to NSIA Life Assurance Limited to secure the guaranteed benefit
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Term Assurance is the cheapest form of life insurance an individual can obtain.
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Medical examinations may be required in certain cases (e.g. exceptionally huge benefits or old age)
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Benefits
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On Death or Disability
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NSIA Life pays the guaranteed sum assured to the policyholder’s named beneficiary/ies in the event of death, total permanent disability or diagnosis of a critical illness)
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On Discontinuation
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In the unlikely event of the policyholder stopping payment of annual premium, no benefit is payable as the product is automatically discontinued. Since the product is very cheap, we recommend payment of a single premium to immediately obtain valuable life insurance protection for the specified period.
\r\n\r\n \r\n
On Maturity
\r\n \r\n
On survival of the policyholder till the end of the specified period of cover, nothing is paid as the period of cover would have elapsed and he would have enjoyed a life insurance protection for the chosen period.
\r\n\r\n \r\n
Suitability
\r\n \r\n
Term assurance is mostly used to cover periods in an individual’s life when the consequences of an early death would be very severe. Examples of such circumstances are:
\r\n\r\n \r\n\r\n
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when a young family is growing
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when a mortgage or other loan is being repaid
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when dependants need income on death of the breadwinner
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Waiting Period
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There is a month waiting period during which a client cannot claim on non-accidental death. However, where accidental\r\n death occurs during this period, total premiums paid would be returned
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\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n","import { NgModule } from \"@angular/core\";\r\nimport { RouterModule, Routes } from \"@angular/router\";\r\nimport { BlogPostComponent } from \"./blog-post/blog-post.component\";\r\nimport { BlogsComponent } from \"./blogs/blogs.component\";\r\n\r\nconst routes: Routes = [\r\n // {path: 'blogs/post', component: BlogPostComponent}\r\n {path: 'blogs-list', component: BlogsComponent}\r\n];\r\n\r\n@NgModule({\r\n imports: [RouterModule.forRoot(routes)],\r\n exports: [RouterModule]\r\n})\r\nexport class CustomBlogsRoutingModule { }\r\n","import { Component, OnInit } from '@angular/core';\r\nimport Swal from 'sweetalert2';\r\nimport * as $ from 'jquery';\r\nimport { NgForm } from '@angular/forms'\r\nimport { CustomerServiceWeekForm } from 'src/app/Classes/customer-service-week-form';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\n\r\n@Component({\r\n selector: 'app-customer-service-week',\r\n templateUrl: './customer-service-week.component.html',\r\n styleUrls: ['./customer-service-week.component.css']\r\n})\r\nexport class CustomerServiceWeekComponent implements OnInit {\r\n proposalModel = new CustomerServiceWeekForm(null,null,\"\",\"\",null,\"\",\"\",\"\",\"\",\"\");\r\n constructor(private _formservice: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n }\r\n submitForm(myForm: NgForm){\r\n\r\n console.log(this.proposalModel);\r\n\r\n var email = this.proposalModel.EmailAddress;\r\n var regex = /^([a-zA-Z0-9_\\.\\-\\+])+\\@(([a-zA-Z0-9\\-])+\\.)+([a-zA-Z0-9]{2,4})+$/;\r\n\r\n if(!regex.test(email)) {\r\n Swal.fire(\"Error\", \"Your email is not correct\", \"error\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n var telLength = $('#PhoneNumber').val().toString().length;\r\n\r\n\r\n if(telLength < 10){\r\n Swal.fire(\"Error\", \"Your telephone number is not correct\", \"error\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.Policy == \"\") {\r\n Swal.fire(\"Error\", \"Policy is required\", \"info\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n this._formservice.startLoading();\r\n this._formservice.sendCustomerServiceWeek(this.proposalModel)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n Swal.fire(\"Success\", \"Your form is submitted.\", \"success\");\r\n\r\n\r\n myForm.resetForm();\r\n } else {\r\n Swal.fire(\"error\", data.statusMessage, \"info\");\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n Swal.fire(\"fatal\", \"internal server error occurred\", \"error\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n\r\n\r\n}\r\n\r\n}\r\n","
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\r\n","export class FireSpecialPerilProposalForm {\r\n constructor(\r\n\r\n public NameOfProposal:string,\r\n public AddressOfProposal:string,\r\n public business_type:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public StartDate: Date,\r\n public EndDate: Date,\r\n public means_of_id:string,\r\n public rcnumber:string,\r\n public Risklocation:string,\r\n public property_owner:string,\r\n public property_description:string,\r\n public property_used_for : string,\r\n public existing_insurance: string,\r\n public by_which_insurance_company: string,\r\n public fireexisitn: string,\r\n public howmanylocation: string,\r\n public YearPropertyWasbuilt: string,\r\n public SumInsured: string,\r\n public building_built_of_stones:string,\r\n public suffered_loss_by_fire:string,\r\n public Crisklocation:string,\r\n public limitperlocation:string,\r\n public firWxt:string,\r\n public howmanylocationswithfireexistingusher: string,\r\n public estimated_annual_carrying: string,\r\n public item1:string,\r\n public item2:string,\r\n public item3:string,\r\n public item4:string,\r\n public item5:string,\r\n public item6:string,\r\n public totalsuminsured:string,\r\n public total_Lien:string,\r\n public AltTelephone: string\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\nimport { Beneficiaries, DDInstructions, MedicalDetails, NextOfKin, ProposalForm } from 'src/app/Classes/proposal-form';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\nimport Swal from 'sweetalert2';\r\n\r\n\r\n@Component({\r\n selector: 'app-life-proposal-form',\r\n templateUrl: './life-proposal-form.component.html',\r\n styleUrls: ['./life-proposal-form.component.css']\r\n})\r\nexport class LifeProposalFormComponent implements OnInit {\r\n dateTemp = new Date();\r\n step:number = 1;\r\n diseases: string[] = [];\r\n otherPolicy: string[] = [];\r\n ddEnabled:number = 0;\r\n countries:any;\r\n states:any;\r\n banks:any;\r\n termAgreed:boolean = false;\r\n showBeneficiaryTable: boolean = false\r\n ddModel = new DDInstructions(\"\",\"\",\"\",null);\r\n beneficiaryModel = new Beneficiaries(\"\", \"\", \"\", null, this.dateTemp);\r\n nextOfKinModel = new NextOfKin(\"\",\"\",\"\",\"\");\r\n productType:number = 0;\r\n medicalModel = new MedicalDetails(\"\",\"\",\"\",\"\",\"\",this.dateTemp,null,\"\",\"\",\"\",null,null,this.dateTemp, [],null,\"\",null,\"\");\r\n proposalModel = new ProposalForm(null,null,\"\",\"\",null,\"\",null,\"\",\"\",\"\",\"\",\"\",\"\",\"\",this.dateTemp,null,\"\",\r\n \"\",\"\",\"\",\"\",\"\",\"\",\"\",null,this.medicalModel,\"\",\"\",null,null,[],\"\",[],this.beneficiaryModel,this.nextOfKinModel,\"\",\"\",this.ddModel);\r\n constructor(private _formservice: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n this._formservice.GetCountries()\r\n .subscribe(\r\n (data) => {\r\n this.countries = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n this._formservice.GetStates()\r\n .subscribe(\r\n (data) => {\r\n this.states = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n this._formservice.GetBanks()\r\n .subscribe(\r\n (data) => {\r\n this.banks = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n }\r\n\r\n assignProductType(){\r\n this.productType = this.proposalModel.ProductType;\r\n if (this.productType > 0) {\r\n console.log(this.productType);\r\n this.step = 2;\r\n }\r\n\r\n }\r\n Previous(){\r\n if (this.step == 2) {\r\n this.proposalModel.ProductType = null;\r\n this.productType = null;\r\n }\r\n this.step--;\r\n\r\n window.scrollTo(0, 0);\r\n }\r\n Next(){\r\n if (this.step == 2) {\r\n\r\n if (this.proposalModel.PremiumType <= 0) {\r\n Swal.fire(\"error\", \"Premium Type is Required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.Surname == \"\") {\r\n Swal.fire(\"error\", \"Surname/Scheme name is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.ResidentialAddress == \"\") {\r\n Swal.fire(\"error\", \"Residential/office address is required\", \"info\");\r\n return;\r\n }\r\n\r\n if (this.proposalModel.EmailAddress == \"\") {\r\n Swal.fire(\"error\", \"Email address is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.Telephone == \"\") {\r\n Swal.fire(\"error\", \"Telephone is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.PaymentFrequency <= 0) {\r\n Swal.fire(\"error\", \"Frequency of payment /Annuity is required\", \"info\");\r\n return;\r\n }\r\n if (this.productType == 1) {\r\n if (this.proposalModel.OtherNames == \"\") {\r\n Swal.fire(\"error\", \"Other names is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.Sex <= 0) {\r\n Swal.fire(\"error\", \"Gender is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.MaritalStatus <= 0) {\r\n Swal.fire(\"error\", \"Marital is required\", \"info\");\r\n return;\r\n }\r\n\r\n\r\n if (!this.proposalModel.DateOfBirth) {\r\n Swal.fire(\"error\", \"Date of birth is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.Age <= 0) {\r\n Swal.fire(\"error\", \"Age is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.StateOfOrigin == \"\") {\r\n Swal.fire(\"error\", \"State of origin is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.Nationality == \"\") {\r\n Swal.fire(\"error\", \"Nationality is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.Occupation == \"\") {\r\n Swal.fire(\"error\", \"Occupation is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.EmployerName == \"\") {\r\n Swal.fire(\"error\", \"Employer name is required\", \"info\");\r\n return;\r\n }\r\n // if (this.proposalModel.Position == \"\") {\r\n // Swal.fire(\"error\", \"Position is required\", \"info\");\r\n // return;\r\n // }\r\n\r\n // if (this.proposalModel.EmployersAddress == \"\") {\r\n // Swal.fire(\"error\", \"Employers Address is required\", \"info\");\r\n // return;\r\n // }\r\n\r\n } else {\r\n if (this.proposalModel.RICNumber == \"\") {\r\n Swal.fire(\"error\", \"RIC Number is required\", \"info\");\r\n return;\r\n }\r\n }\r\n\r\n\r\n\r\n\r\n }\r\n if (this.step == 3) {\r\n // this.proposalModel.MedicalData.RecurringDesease.filter(opt => opt['checked']).map(opt => opt);\r\n // console.log(this.proposalModel);\r\n // if (this.medicalModel.Name == \"\") {\r\n // Swal.fire(\"Error\", \"Hospital name is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.Address == \"\") {\r\n // Swal.fire(\"Error\", \"Hospital address is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.PhoneNumber == \"\") {\r\n // Swal.fire(\"Error\", \"Hospital Phone number is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.EmailAddress == \"\") {\r\n // Swal.fire(\"Error\", \"Hostpital Email Address is required\", \"info\");\r\n // return;\r\n // }\r\n // if (!this.proposalModel.ComencementDate) {\r\n // Swal.fire(\"Error\", \"Commencement date is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.proposalModel.Duration == \"\") {\r\n // Swal.fire(\"Error\", \"Duration is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.proposalModel.SumAssurred <= 0) {\r\n // Swal.fire(\"Error\", \"Sum assurred is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.productType == 1) {\r\n // if (this.medicalModel.AttendanceLifeSpan == \"\") {\r\n // Swal.fire(\"Error\", \"Attendance life span is required\", \"info\");\r\n // return;\r\n // }\r\n // if (!this.medicalModel.DateLastAttended) {\r\n // Swal.fire(\"Error\", \"Date last attended is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.AttendanceReason <= 0) {\r\n // Swal.fire(\"Error\", \"Attendance reason is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.Height == \"\") {\r\n // Swal.fire(\"Error\", \"Height is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.Weight == \"\") {\r\n // Swal.fire(\"Error\", \"Weight is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.BloodPressure == \"\") {\r\n // Swal.fire(\"Error\", \"Blood pressure is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.AlchoholConsumption <= 0) {\r\n // Swal.fire(\"Error\", \"Alcohol consumption is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.IsPregnant <= 0) {\r\n // Swal.fire(\"Error\", \"Pregnancy indication is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.IsPregnant == 1 && !this.medicalModel.Edd) {\r\n // Swal.fire(\"Error\", \"EDD is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.TerminalDesease <= 0) {\r\n // Swal.fire(\"Error\", \"Terminal desease option is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.TerminalDesease == 1 && this.medicalModel.DiseaseDetails == \"\") {\r\n // Swal.fire(\"Error\", \"Terminal desease details is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.ISGoodHealth <= 0) {\r\n // Swal.fire(\"Error\", \"Good Health option is required\", \"info\");\r\n // return;\r\n // }\r\n // if (this.medicalModel.ISGoodHealth == 2 && this.medicalModel.HealthReason == \"\") {\r\n // Swal.fire(\"Error\", \"Health reason is required\", \"info\");\r\n // return;\r\n // }\r\n // } else {\r\n // if (this.proposalModel.NumberOfMembers <= 0) {\r\n // Swal.fire(\"Error\", \"Number of Members\", \"info\");\r\n // return;\r\n // }\r\n // }\r\n }\r\n if (this.step == 4) {\r\n if (this.proposalModel.BeneficiariesData.length == 0) {\r\n Swal.fire(\"Error\", \"You need to add atleast one beneficiary\", \"info\");\r\n return;\r\n }\r\n\r\n }\r\n if (this.step == 5) {\r\n if (this.productType == 1) {\r\n if (this.nextOfKinModel.FullName == \"\") {\r\n Swal.fire(\"Error\", \"Next of kin name is required\", \"info\");\r\n return;\r\n }\r\n if (this.nextOfKinModel.Address == \"\") {\r\n Swal.fire(\"Error\", \"Next of kin address is required\", \"info\");\r\n return;\r\n }\r\n if (this.nextOfKinModel.Relationship == \"\") {\r\n Swal.fire(\"Error\", \"Next of kin relationship is required\", \"info\");\r\n return;\r\n }\r\n if (this.nextOfKinModel.PhoneNumber == \"\") {\r\n Swal.fire(\"Error\", \"Next of kin phone number is required\", \"info\");\r\n return;\r\n }\r\n if (this.proposalModel.PolicyHolder == \"\") {\r\n Swal.fire(\"Error\", \"Policy holder is required\", \"info\");\r\n return;\r\n }\r\n if (this.nextOfKinModel.Relationship == \"\") {\r\n Swal.fire(\"Error\", \"Policy holder relationship is required\", \"info\");\r\n return;\r\n }\r\n }\r\n\r\n }\r\n if (this.step == 6) {\r\n if (this.ddEnabled <= 0) {\r\n Swal.fire(\"Error\", \"Direct debit option is required\", \"info\");\r\n return;\r\n }\r\n if (this.ddEnabled == 1) {\r\n if (this.ddModel.AccountName == \"\") {\r\n Swal.fire(\"Error\", \"Direct debit account name is required\", \"info\");\r\n return;\r\n }\r\n if (this.ddModel.AccountNumber == \"\") {\r\n Swal.fire(\"Error\", \"Direct debit account number is required\", \"info\");\r\n return;\r\n }\r\n if (this.ddModel.Bank == \"\") {\r\n Swal.fire(\"Error\", \"Direct debit bank name is required\", \"info\");\r\n return;\r\n }\r\n if (this.ddModel.AccountType <= 0) {\r\n Swal.fire(\"Error\", \"Direct debit account type is required\", \"info\");\r\n return;\r\n }\r\n }\r\n }\r\n if (this.step == 3) {\r\n if (this.productType == 2) {\r\n this.step = 6;\r\n }\r\n } else {\r\n this.step++;\r\n }\r\n\r\n\r\n window.scrollTo(0, 0);\r\n }\r\n addPolicy(e){\r\n let value = e.srcElement.value;\r\n // let type = true;\r\n if (e.srcElement.checked) {\r\n this.otherPolicy.push(value);\r\n }else{\r\n const index: number = this.otherPolicy.indexOf(value);\r\n if (index !== -1) {\r\n this.otherPolicy.splice(index, 1);\r\n }\r\n }\r\n }\r\n addDisease(e){\r\n let value = e.srcElement.value;\r\n // let type = true;\r\n if (e.srcElement.checked) {\r\n this.diseases.push(value);\r\n }else{\r\n const index: number = this.diseases.indexOf(value);\r\n if (index !== -1) {\r\n this.diseases.splice(index, 1);\r\n }\r\n }\r\n\r\n // console.log(e);\r\n\r\n\r\n }\r\n submitForm(){\r\n if (!this.termAgreed) {\r\n Swal.fire(\"Error\", \"You need to agree to the terms and agreement\", \"info\");\r\n return;\r\n }\r\n this._formservice.startLoading();\r\n this._formservice.sendProposalForm(this.proposalModel)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n Swal.fire(\"Success\", \"Your form is submitted\", \"success\");\r\n } else {\r\n Swal.fire(\"error\", data.statusMessage, \"info\");\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n Swal.fire(\"fatal\", \"internal server error occurred\", \"error\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n\r\n }\r\n testThis(){\r\n console.log(this.termAgreed);\r\n\r\n }\r\n Add(){\r\n if (this.beneficiaryModel.BenefitProportion == \"\") {\r\n Swal.fire(\"Error\", \"Beneficiary proportion is required\", \"info\");\r\n return;\r\n }\r\n if (this.beneficiaryModel.Relationship == \"\") {\r\n Swal.fire(\"Error\", \"Beneficiary relationship is required\", \"info\");\r\n return;\r\n }\r\n if (this.beneficiaryModel.FullName == \"\") {\r\n Swal.fire(\"Error\", \"Beneficiary full name is required\", \"info\");\r\n return;\r\n }\r\n if (this.beneficiaryModel.Sex <= 0) {\r\n Swal.fire(\"Error\", \"Beneficiary gender is required\", \"info\");\r\n return;\r\n }\r\n if (!this.beneficiaryModel.DateOfBirth) {\r\n Swal.fire(\"Error\", \"Beneficiary Date of birth is required\", \"info\");\r\n return;\r\n }\r\n this.proposalModel.BeneficiariesData.push(this.beneficiaryModel);\r\n this.beneficiaryModel = new Beneficiaries(\"\", \"\", \"\", null, this.dateTemp);\r\n if (this.proposalModel.BeneficiariesData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }\r\n }\r\n editBen(i){\r\n this.beneficiaryModel.BenefitProportion = this.proposalModel.BeneficiariesData[i].BenefitProportion\r\n this.beneficiaryModel.DateOfBirth = this.proposalModel.BeneficiariesData[i].DateOfBirth\r\n this.beneficiaryModel.FullName = this.proposalModel.BeneficiariesData[i].FullName\r\n this.beneficiaryModel.Relationship = this.proposalModel.BeneficiariesData[i].Relationship\r\n this.beneficiaryModel.Sex = this.proposalModel.BeneficiariesData[i].Sex\r\n this.proposalModel.BeneficiariesData.splice(i, 1);\r\n if (this.proposalModel.BeneficiariesData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }else{\r\n this.showBeneficiaryTable = false;\r\n }\r\n // console.log(i);\r\n\r\n\r\n }\r\n deleteBen(i){\r\n this.proposalModel.BeneficiariesData.splice(i, 1);\r\n if (this.proposalModel.BeneficiariesData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }else{\r\n this.showBeneficiaryTable = false;\r\n }\r\n }\r\n\r\n}\r\n","
NSIA Anticipated Endowment Plan is a unique product that provides a combination of life insurance protection and savings\r\n in a flexible manner. The policyholder withdraws certain percentage of the guaranteed benefit (sum assured) during the\r\n currency of the policy and still collects 100% of the original sum assured at the end of the policy term.
\r\n \r\n\r\n\r\n
Key Features
\r\n \r\n
\r\n
The original guaranteed sum assured is specified in advance by the policyholder
\r\n
Minimum sum assured is Five Hundred Thousand Naira (N500,000)
\r\n
Payment of the full sum assured and bonus at the maturity date of the policy despite the period payments earlier made
\r\n \r\n
Policy terms are 6, 9, 12 and 15 years
\r\n
A simple reversionary bonus (profit) which begins to accrue from the beginning of the second year is added to the sum\r\n assured, this is currently guaranteed at 2% of sum assured per annum.
\r\n
Policy can be used as collateral for loan
\r\n
Maximum age at inception is 64 while the maximum maturity age is 70 years.
\r\n
Policyholder pays single, annually, half-yearly, quarterly or monthly to NSIA Insurance Limited to secure the guaranteed\r\n benefit and bonuses
\r\n
Medical examinations may be required in certain cases
\r\n
The policy would naturally lapse if premiums are not paid within 60 days after due date.
\r\n
\r\n\r\n \r\n
Benefits
\r\n \r\n
During the period of cover
\r\n\r\n \r\n
\r\n
Payment of 25% of the guaranteed sum assured at the end of one-third of the policy term, if the policyholder is alive
\r\n
Payment of another 25% of the guaranteed sum assured at the end of two-third of the policy term, if the policyholder is\r\n alive
\r\n
Payment of 100% of the guaranteed sum assured together with accrued bonuses at the maturity of the policy
\r\n\r\n
\r\n\r\n \r\n
On Death
\r\n\r\n \r\n\r\n
NSIA Life pays 100% of the guaranteed sum assured and all accrued bonuses to the policyholder’s named beneficiary/ies.
\r\n \r\n\r\n
On Maturity
\r\n\r\n \r\n\r\n
If the policyholder lives till the end of the policy term, he receives the sum assured together with all accrued\r\n bonuses.
\r\n \r\n\r\n
On Discontinuation
\r\n\r\n \r\n\r\n
If the policyholder discontinues the policy after two complete years’ of premium payment and two years of being in\r\n force, NSIA Life will pay a reduced benefit known as surrender value.
\r\n \r\n\r\n
Policy Loan
\r\n\r\n \r\n\r\n
On acquiring a surrender value after two years, the policyholder can apply to NSIA for a loan of up to 90% of the\r\n surrender value on the policy.
\r\n \r\n\r\n\r\n
Termination
\r\n\r\n \r\n\r\n
No payment is made if the policy is terminated within two years of its inception.
\r\n \r\n
Waiting Period
\r\n\r\n \r\n\r\n
There is a month waiting period during which a client cannot claim on non-accidental death. However, where accidental\r\n death occurs during this period, total premiums paid would be returned
\r\n \r\n\r\n
Suitability
\r\n\r\n
The Anticipated Endowment product is suitable for an individual who:
\r\n
\r\n
wants a combination of life insurance cover and savings
\r\n
wants to enjoy part of the guaranteed benefit before the agreed maturity date
\r\n
who needs emergency fund
\r\n\r\n
\r\n\r\n
\r\n
\r\n\r\n\r\n \r\n
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\r\n
\r\n\r\n\r\n\r\n\r\n","import { Component, OnInit } from '@angular/core';\r\nimport { UserClass } from 'src/app/Classes/user-class';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\nimport swal from 'sweetalert2';\r\n@Component({\r\n selector: 'app-contact-form',\r\n templateUrl: './contact-form.component.html',\r\n styleUrls: ['./contact-form.component.css']\r\n})\r\nexport class ContactFormComponent implements OnInit {\r\n model;\r\n userData = new UserClass(\"\", \"\", \"\", \"\");\r\n constructor(private _formService: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n }\r\n OnContactSubmit() {\r\n this._formService.startLoading();\r\n this._formService.sendContact(this.userData)\r\n .subscribe(\r\n (data) => {\r\n console.log(data);\r\n if (data.statusCode == \"00\") {\r\n swal.fire(\"Success\", \"Your message is submitted. We will contact you shortly\", \"success\");\r\n } else {\r\n swal.fire(\"Error\", data.statusMessage, \"info\");\r\n }\r\n this._formService.stopLoading();\r\n this.userData = new UserClass(\"\", \"\", \"\", \"\");\r\n },\r\n (error) => {\r\n console.log(error);\r\n swal.fire(\"Fatal\", \"Internal server error occurred\", \"error\");\r\n this._formService.stopLoading();\r\n }\r\n )\r\n }\r\n}\r\n","\r\n
It is the desire of every parent to provide their children with quality education. NSIA education endowment\r\n product\r\n (NSIA Education Support) serves as a vehicle for saving towards future education of the children. The policy\r\n also\r\n supports the child in the event of early death of the parent.
\r\n \r\n
Key Features
\r\n \r\n
\r\n
\r\n
The original guaranteed sum assured is specified in advance by the parent/guardian (policyholder)
\r\n
\r\n
\r\n
Minimum sum assured is Five Hundred Thousand Naira (N500,000)
\r\n
\r\n
\r\n
Maturity date (term) of the policy will usually coincide with commencement date of the child’s education\r\n
\r\n
\r\n
\r\n
The product is available at policy term of 5 - 20 years
\r\n
\r\n
\r\n
The minimum age at entry is 18 years while the maximum age at maturity is 70 years.
\r\n
\r\n
\r\n
A simple reversionary bonus (profit) which begins to accrue from the beginning of the second year is\r\n added to the sum\r\n assured, this is currently guaranteed at 2% of sum assured per annum.
\r\n
\r\n
\r\n
Policy can be used as collateral for loan
\r\n
\r\n
\r\n
Policyholder pays single, annually, half-yearly, quarterly or monthly to NSIA Insurance Limited to secure\r\n the guaranteed\r\n benefit and bonuses
\r\n
\r\n
\r\n
Medical examinations may be required in certain cases
\r\n
\r\n
\r\n
The policy will lapsed if premiums are not paid within 60 days after due date
\r\n
\r\n
\r\n \r\n\r\n
Benefits
\r\n \r\n
On Maturity Date
\r\n\r\n \r\n
Payment of the guaranteed sum assured and all accrued bonuses to fund child’s education
\r\n \r\n
Payment could be spread over the period of education
\r\n\r\n \r\n
On death of the Policyholder (parent)
\r\n\r\n \r\n\r\n
In the event of death of the policyholder before maturity,10% of the guaranteed sum assured is payable as an\r\n annual\r\n family income benefit. This is payable to the named beneficiary from the date of death to maturity year\r\n subject to a\r\n maximum of 100% of the sum assured
\r\n \r\n
Also, the guaranteed sum assured is payable to the named beneficiary at the maturity of the policy
\r\n \r\n
All outstanding premiums will be waived
\r\n\r\n \r\n \r\n
\r\n
If the child dies before the maturity date, he can be replaced with another child.
\r\n
If there is no other child, NSIA will refund the total premium paid.
\r\n
\r\n\r\n \r\n \r\n \r\n
On Discontinuation
\r\n\r\n \r\n\r\n
If the policyholder discontinues the policy after two complete years’ of premium payment and two years of\r\n being in\r\n force, NSIA Life will pay a reduced benefit known as surrender value.
\r\n\r\n \r\n
Policy Loan
\r\n\r\n \r\n\r\n
On acquiring a surrender value after two years, the policyholder can apply to NSIA for a loan of up to 90% of\r\n the\r\n surrender value on the policy
\r\n \r\n\r\n \r\n
Termination
\r\n\r\n
No payment is made if the policy is terminated within two years of its inception.
\r\n \r\n\r\n
Suitability
\r\n\r\n \r\n\r\n
The Education Endowment product is suitable for:
\r\n \r\n
\r\n
\r\n
An individual who wants to save for future education of the children
\r\n
\r\n
\r\n
An individual who wants to ensure that his/her children’s future education is not disrupted in the event\r\n of early death
\r\n
\r\n
\r\n
Educational institutions who want to make their schools more attractive to parents/children
\r\n
\r\n
\r\n
Financial institutions granting children education loans
\r\n
\r\n
\r\n
Any individual who wants to save towards his/her future education
NSIA Living Companion product helps an individual to live life confidently without worrying about any possible financial\r\n difficulties on death, disability or diagnosis of critical illness. As the name suggests, the product offers life\r\n insurance throughout the entire lifetime of an individual.
\r\n\r\n
Key Features
\r\n \r\n
\r\n
\r\n Payment of a guaranteed sum of money (sum assured) in the event of death, disability or diagnosis of a critical illness.\r\n
\r\n
\r\n The amount payable is specified in advance by the policyholder\r\n
\r\n
\r\n Minimum sum assured is N500,000.00 while the maximum benefit is N5,000,000.00 .\r\n
\r\n
\r\n Payment is made to the person named by the policyholder (e.g. wife, child etc)\r\n
\r\n
\r\n Policyholder stops payment of premium at age 45, 50, 55, 60 or 65, yet cover continues for life.\r\n
\r\n
\r\n Policyholder pays a single premium (purchase price) or annual premiums to NSIA Insurance Limited to secure the\r\n guaranteed benefit\r\n
\r\n
\r\n A policyholder who purchases the product between ages 60 and 65 can only pay single premium. He cannot pay annual\r\n premium.\r\n
\r\n
\r\n Medical examinations may be required in certain cases\r\n
\r\n\r\n
\r\n \r\n
Waiting Period
\r\n \r\n
Except for accidental death, the policyholder waits for three months from the effective date of the policy before rights\r\n to benefits starts to accrue.
\r\n \r\n
Benefits
\r\n \r\n
\r\n
\r\n
On Death or Disability
\r\n
\r\n
NSIA Life pays the guaranteed sum assured to the policyholder’s named beneficiary/ies in the event of death after the\r\n waiting period of three months as in the case of non-accidental deaths.
\r\n
\r\n
\r\n
\r\n
On Discontinuation
\r\n
In the unlikely event of the policyholder stopping payment of the premium within the policy period, no benefit is\r\n payable as the policy is automatically discontinued. Since the product is low-cost, payment of a single premium is\r\n recommended to immediately obtain valuable life insurance protection for the specified period.
\r\n
\r\n\r\n
\r\n
Suitability
\r\n \r\n
This product is suitable for anyone who wants a life cover and some level of profit for a lengthy period of time.
THE NSIA PLAN THAT GIVES YOU LIFE INSURANCE AND SAVINGS IN ONE PACKAGE
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Do you indulge in impulse buying and then find yourself unable to save for your future needs? If that is the case, we have the right product for you.\r\n
\r\n \r\n
The NSIA Endowment Assurance Plan takes care of two needs - life insurance protection against early death and saving towards a lump sum.\r\n
\r\n \r\n
The plan offers you a flexible pattern of premium payment which could be monthly, quarterly, half yearly or annually. You decide how much to save and for how long.\r\n
\r\n \r\n
What are the key features of the NSIA ENDOWMENT ASSURANCE PLAN? \r\n
\r\n \r\n
\r\n
Payment of a guaranteed sum of money at a chosen maturity date or in event of death within the duration of the policy
\r\n
The minimum guaranteed amount payable is Five Hundred Thousand Naira (N500,000.00)
\r\n
A bonus is added every year to the guaranteed amount you will be paid and it starts to count from the second year
\r\n
Medical examinations may be required in certain cases
\r\n
\r\n \r\n
Who should buy the NSIA ENDOWMENT ASSURANCE PLAN?
\r\n\r\n\r\n
\r\n
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Salary earners
\r\n
Small business owners
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Professionals such as doctors, lawyers, engineers, etc
\r\n
Government workers
\r\n
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If the policy is discontinued after two years, NSIA Life will pay a reduced benefit known as surrender value.
\r\n\r\n \r\n
The surrender value is the difference between the premium paid and the termination charges.
\r\n \r\n
If a surrender value is acquired after two years, you can apply to NSIA Life for a loan of up to 90% of the surrender value on the policy.
\r\n \r\n
Upon the policyholder’s demise, NSIA Life pays the guaranteed amount and all accrued bonuses to the policyholder’s named beneficiary/ies.
\r\n \r\n
Would you like to learn more about the NSIA Endowment Assurance Plan? Click here to learn more or request for a quote.
The number one reason for collisions is distracted driving. The advancements in technology over the years has made it increasingly harder to stay off the phone. Most new cars have screens where you can see a text or call come in which makes it harder to resist. Here are a few tips to help avoid distractions:
\r\n \r\n\r\n
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1.\tPhones \r\n Calling, texting, or switching a song on your phone can be dangerous. Nowadays, you see electronic billboards on the side of the highways say “Don’t Text and Drive.” It has become too common that drivers do not take the time to pull over to answer a call or text. If it is necessary to make a call be sure to use the hands-free option in your vehicle, if this is not an option then take the time to pull over and make the call.\r\n
\r\n\r\n \r\n
2.\tMusic \r\n Most drivers enjoy listening to the radio or music when on the road. As it turns out music can be a distraction just as much as holding a conversation with a passenger. When your favorite song comes on you may not have your full attention on the road and listening to fast paced music may lead to you speeding. You are at a higher risk of an accident when you are speeding due to the fact that it is harder to stop when needed. It is a good idea to set up your music before you start driving. This way you can focus on getting to your destination instead of adjusting controls.\r\n
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Similarly, eating or drinking while driving may cause you to lose focus and lead to a collision. It is advisable to finish eating or drinking before you take off on your journey. In some cases, having pets in the vehicle causes a major distraction while driving. If you absolutely need to have a pet in the car, ensure you keep them in the back seat.
\r\n \r\n
In conclusion, being distracted when driving can lead to dangerous and even fatal events. When behind the wheel be responsible by giving your undivided attention to the road. Make sure you are keeping your eyes on the road, not taking your hands off the wheel and keeping your mind on track when operating a motor vehicle. Take the right step and encourage others to do the same.
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Drive safe!
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","
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Please wait...
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","import { Component, OnInit } from '@angular/core';\r\nimport { Subscription } from 'rxjs';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\n\r\n@Component({\r\n selector: 'app-loading-page',\r\n templateUrl: './loading-page.component.html',\r\n styleUrls: ['./loading-page.component.css']\r\n})\r\nexport class LoadingPageComponent implements OnInit {\r\n showLoading: boolean = false;\r\n loadingSubscription: Subscription;\r\n\r\n constructor(private _formService: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n this.loadingSubscription = this._formService.loadingStatus.subscribe((value) => {\r\n this.showLoading = value;\r\n });\r\n }\r\n ngOnDestroy(): void {\r\n this.loadingSubscription.unsubscribe();\r\n }\r\n }\r\n\r\n\r\n","import { NgModule } from '@angular/core';\nimport { RouterModule, Routes } from '@angular/router';\n\nconst routes: Routes = [];\n\n@NgModule({\n imports: [RouterModule.forChild(routes)],\n exports: [RouterModule]\n})\nexport class PaymentIntegrationRoutingModule { }\n","export class HouseHolderForm {\r\n constructor(\r\n public Name: string,\r\n public HouseData:HouseHolder[],\r\n public propertyAddress:string,\r\n public Phonenumber: string,\r\n public EmailAddress: string,\r\n public agent:string,\r\n public filenameId:string,\r\n public filetypeId:string,\r\n public base64textStringId:string,\r\n public filestringId: string,\r\n public src:string\r\n ) {\r\n\r\n }\r\n}\r\n\r\n\r\nexport class HouseHolder {\r\n constructor(\r\n public Products:string,\r\n public Quantity:string,\r\n public Value:string\r\n ) {\r\n\r\n }\r\n}\r\n","export class CustomerClass {\r\n constructor(\r\n public fullname: string,\r\n public email: string,\r\n public phoneno: string,\r\n public address: string,\r\n public dob: string\r\n ) {\r\n\r\n }\r\n}\r\n","\r\n\r\nexport class SendClaimsModel {\r\n policyNo: string;\r\n productType: string;\r\n claimDescriptions: string;\r\n uploadPictures :FileUplaod []\r\n}\r\n\r\nexport class FileUplaod {\r\n fileName: string;\r\n fileType: string;\r\n fileBinary: string;\r\n extensions : string;\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-fostering-health-relationships',\r\n templateUrl: './fostering-health-relationships.component.html',\r\n styleUrls: ['./fostering-health-relationships.component.css']\r\n})\r\nexport class FosteringHealthRelationshipsComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
Life experiences through time have led us to believe that the type of relationship an individual maintains goes a long way to determine the extent of our network of influence.\r\n
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Though the workplace is an environment that requires a high level of professionalism, it is also important to foster cordial and healthy relationships that encourage mutual respect among employees, irrespective of hierarchy.\r\n\r\n\r\n
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We spend the better part of our daily lives at work thus the environment has an impact on staff commitment, directly or indirectly, as well as an impact on the organization. Encouraging healthy relationships in the work environment helps employees carry out their duties without unnecessary bottlenecks due to friction. It boosts confidence, helps to reduce tension and encourages positive thinking.\r\n
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Some healthy work relationships come naturally, while others take more effort. Some turn into friendships, while others remain strictly professional. Whatever the case, keep these suggestions in mind when nurturing a rapport with your coworkers:
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Take the first step
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If you are new on the job, it may be hard to start up a conversation but you can ask a trusted friend for tips. Start a daily conversation with the person who sits next to you. Small interactions will help you learn about those around you, and help you begin to form connections with certain people.\r\n
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Make your connections positive
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You’re fortunate when you find people you really connect with at work, but it’s important to look at what’s bringing you together. Maybe you collaborate effectively with your boss because you listen to one another well. Or maybe you get along with your team member because you often exchange stories about your favourite TV shows. These are healthy bonds built on what you both enjoy doing.
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Offer what you want to receive
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Treat everyone as you would like to be treated. When it comes to interacting with people at work, offering what you would want out of the relationship—respect, thoughtfulness, optimism—is the best approach.
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Manage your expectations
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It’s not everyone’s goal to get along with their coworkers. It’s important to be conscious of those situations so you can be realistic in your approach and response to interactions.
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Communicate
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Being clear about your feelings is key to maintaining any relationship. Oftentimes we misinterpret the tone of an email or body language during a meeting, and we take it personally. Communicating these concerns makes understanding possible.
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“Teamwork makes the dream work” – John C. Maxwell
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","export class WhistleClass {\r\n constructor(\r\n public fullname: string,\r\n public email: string,\r\n public phoneno: string,\r\n public officer: string,\r\n public conduct: string,\r\n public remarks: string,\r\n public complaintType: string,\r\n ) {\r\n\r\n }\r\n}\r\n","export const environment = {\r\n production: true,\r\n baseUrl: \"https://api.nsiainsurance.com\",\r\n firebaseConfig: {\r\n apiKey: \"AIzaSyCQYiIqaa-2XBO0_efgTv533TpXjKiQGV0\",\r\n authDomain: \"nsia-web.firebaseapp.com\",\r\n databaseURL: \"https://nsia-web-default-rtdb.firebaseio.com\",\r\n projectId: \"nsia-web\",\r\n storageBucket: \"nsia-web.appspot.com\",\r\n messagingSenderId: \"296710376456\",\r\n }\r\n};\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-nsia-education-protection-plan',\r\n templateUrl: './nsia-education-protection-plan.component.html',\r\n styleUrls: ['./nsia-education-protection-plan.component.css']\r\n})\r\nexport class NsiaEducationProtectionPlanComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
One major benefit of life insurance is to ensure the future well-being of our loved ones. Children are the most vulnerable when unfortunate events occur since they do not have the capacity to financially support themselves. Failing to prepare for your child’s educational future goes on to affect important aspects of their lives.
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\r\n Various situations have disrupted the schooling of many children, such as the loss of the breadwinner in a family. Certain events could place the dreams of a loved one on hold, this makes it necessary to seek measures to help protect their dreams even if the worst were to happen.\r\n
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\r\n NSIA Education Protection Plan is specifically designed to protect group of families and individuals against the ongoing cost of their child’s education upon the death of any of the two parents or physical incapacitation of the fee-paying parents. It is a safety net that would help your child focus without worrying about financial challenges in your absence. The returns will be sufficient enough to help your child meet future needs even when you’re not around.\r\n
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\r\n NSIA Education Protection Plan comes in two variations: Individual and Group. The individual plan is taken up by individual parents on behalf of one or more of their children, and the group plan is targeted at protecting the pupils/students of participating schools from premature stoppage of schooling.\r\n
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\r\n NSIA Education Protection Plan is price-friendly and is suitable for Private Nursery, Primary and Secondary schools; Private Universities and polytechnics; Public universities and polytechnics; Individual parents/guardians or sponsors and any other institution of learning.\r\n
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Plan towards quality education for your child today, partner with NSIA Insurance. Click here www.nsiainsurance.com to learn more, or give us a call on 09048418896.
THIRD-PARTY MOTOR INSURANCE VS. COMPREHENSIVE MOTOR INSURANCE
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People often get confused about the difference between a third-party motor insurance and a comprehensive motor insurance. This article will help you understand the difference and enable you to make a choice that best suits you.\r\n
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In Nigeria, it is compulsory that every owner of a car, motorcycle and other kinds of vehicles, whether private or commercial must have at least a third-party insurance.
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Third-Party Motor Insurance\r\n
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A Third-Party motor insurance offers financial coverage to the policyholder against any legal liability arising due to loss or damage caused to a third-party person or property.
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It covers death or bodily injury to a third party, damage to a third-party vehicle and damage to third-party property. One major limitation of third-party motor insurance is that it does not cover the damages done to the insured's car. As the name implies, it focuses on compensating the third-party for damages caused by the policyholder.
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Taking up a third-party motor insurance policy enables you to drive legally and protects you from unexpected accidental losses. It is also important to state that it is not as expensive as comprehensive motor insurance
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Comprehensive Motor Insurance
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Comprehensive motor insurance offers financial coverage to the policyholder including compensation for third-party damage or loss.
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It covers theft of the insured car, damage due to fire to the insured car, damage caused by natural and man-made disasters, and third-party damage or loss.
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Purchasing a comprehensive motor insurance policy enables you to drive legally and it will never allow the insured to end up with losses as it covers for both the insured's property and third-party damages or losses,
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Click Here or call customer service on 09048418896 to get started today!
We are pleased to present NSIA Value Deal to DSTV Subscribers, a product combination that will provide protection for\r\n your lives/assets at affordable rates and with great value.
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To be part of the DStv Thanks campaign and qualify for the discounted NSIA Insurance products, you must be on any of the\r\n DStv packages (Family, Access, Compact, Compact+ or Premium), stay connected and have renewed your account on time.
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The discounted NSIA Insurance products are in the following categories:
The NSIA Householder insurance provides cover for your home (building) and its contents in the event of loss or damage resulting from the following:
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Fire, explosion, lightning, earthquake, the impact of aircraft, vehicles or animals
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Theft or attempted theft
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Damage caused by riot and malicious persons
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Storm, flood, burst pipes and tanks
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Loss or Rent/ Cost of Alternative Accommodation
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Personal liability for bodily injury to Third Parties
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Compensation for Death / Cost of Medical Expenses to the insured or Members of his household for injuries sustained.
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The following can be covered: Buildings, Household contents and Personal Belongings (excluding Laptops and Mobile phones; though we can cover these under a different policy type).
\r\n The NSIA Personal Accident Insurance provides compensation in the event of injuries, death and disablement resulting from physical accidents. It also provides medical expenses for treatment of injuries. The cover is for 24 hours and is also applicable worldwide. The benefits are payable in the event of:\r\n
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Death
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Permanent Disability
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Physical Accidents (Medical Expenses)
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Below is a schedule of benefits to Subscribers per band.
\r\n The Motor Insurance Plan proposed is a Comprehensive Motor Insurance product which offers immense benefits especially to you as a DSTV Subscriber.\r\n
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Exclusive Rates & Special Benefits for Multichoice Subscribers.
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10% discount on premium
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Cost of repairs/Pre-accidental value paid in the event of accidental damage, fire and theft to the vehicle
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Cost of replacement paid for Vandalism of Car
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Towing – up to N25,000 will be paid for towing services
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Up to N50, 000 paid for Medical Bill (Cost of medical treatment for driver in the event of an accident.
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Up to N300,000 (75,000 per passenger) paid in the event of death/bodily injury to Passenger(s)
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Up to N1,000,000.00 paid in the event of damage to Third Party Property
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Unlimited liability in the event of Injury/Death of Third Party
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Additional Benefits
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Excess Free Policy (Applies to Cars of N20M value and above)
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Free tracking device on vehicle (Applies to Cars of N7M value)
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Cost of repairs/ Pre-accidental Car value paid in the event of damages from Flood, Storm and Tempest
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Cost of repairs/ Pre-accidental Car value paid in the event of Strike, Riot & Civil commotion
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Subscribers will enjoy the following additional benefits:
The NSIA Value Insurance Cover is a Third Party Fire and Theft Insurance plan. Subscribers will be covered against fire and theft as well as damage to third party vehicle or property. This is in case they damage someone else’s vehicle or property.
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Exclusive Rates & Special Benefits for Multichoice Subscribers
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Pre-accidental value paid in the event of theft of the vehicle
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Cost of repairs/Pre-accidental value paid in the event of fire damage to Car
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Up to N1,000,000.00 paid in the event of damage to Third Party Property
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Unlimited liability in the event of Injury/Death of Third Party
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Subscribers will enjoy the following additional benefits:
NSIA claims process is seamless. We require not more than three documents where all pre-insurance requirements have been submitted. It is our commitment to issue Discharge Voucher not more than 48 hours after full documentation. Also, we are committed to payment of claims not more than 48 working hours after receipt of Discharge Voucher from Subscribers.
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OUR SERVICE PROMISE
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Our promise at NSIA is to ensure that we provide excellent services in all classes of insurance and to take good care of you. It is our goal to become the leading insurance provider and advisor to our clients.
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\r\n\r\n \r\n","export class ProposalForm {\r\n constructor(\r\n public ProductType: number,\r\n public PremiumType:number,\r\n public Surname:string,\r\n public OtherNames:string,\r\n public Sex:number,\r\n public MaidenName:string,\r\n public MaritalStatus:number,\r\n public ResidentialAddress:string,\r\n public PostalAddress:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public OfficeTelephone:string,\r\n public AlternativeTel:string,\r\n public AverageAge:string,\r\n public DateOfBirth:Date,\r\n public Age:number,\r\n public RICNumber:string,\r\n public StateOfOrigin:string,\r\n public Nationality:string,\r\n public Occupation:string,\r\n public EmployerName:string,\r\n public Position:string,\r\n public NatureOfWork:string,\r\n public EmployersAddress:string,\r\n public PaymentFrequency:number,\r\n public MedicalData:MedicalDetails,\r\n public ComencementDate: string,\r\n public Duration:string,\r\n public SumAssurred:number,\r\n public NumberOfMembers:number,\r\n public OtherPolicy: string[],\r\n public IneligibilityFactor:string,\r\n public BeneficiariesData:Beneficiaries[],\r\n public BeneficiariesTemp:Beneficiaries,\r\n public NextOfKinData:NextOfKin,\r\n public PolicyHolder:string,\r\n public RelationshipToPolicyHolder: string,\r\n public DebitMandateInstruction:DDInstructions\r\n\r\n\r\n ) {\r\n\r\n }\r\n\r\n}\r\nexport class MedicalDetails {\r\n constructor(\r\n public Name:string,\r\n public Address:string,\r\n public PhoneNumber:string,\r\n public EmailAddress:string,\r\n public AttendanceLifeSpan:string,\r\n public DateLastAttended: Date,\r\n public AttendanceReason: number,\r\n public Height: string,\r\n public Weight: string,\r\n public BloodPressure: string,\r\n public AlchoholConsumption: number,\r\n public IsPregnant: number,\r\n public Edd: Date,\r\n public RecurringDesease: string[],\r\n public ISGoodHealth: number,\r\n public HealthReason:string,\r\n public TerminalDesease:number,\r\n public DiseaseDetails:string,\r\n\r\n\r\n ) {\r\n\r\n }\r\n}\r\nexport class Beneficiaries {\r\n constructor(\r\n public FullName:string,\r\n public Relationship:string,\r\n public BenefitProportion:string,\r\n public Sex:number,\r\n public DateOfBirth:Date,\r\n\r\n ) {\r\n\r\n }\r\n}\r\nexport class NextOfKin {\r\n constructor(\r\n public FullName:string,\r\n public Address:string,\r\n public Relationship:string,\r\n public PhoneNumber:string\r\n\r\n ) {\r\n\r\n }\r\n}\r\nexport class DDInstructions {\r\n constructor(\r\n public AccountName:string,\r\n public AccountNumber:string,\r\n public Bank:string,\r\n public AccountType: number\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","
\n This month of March, we're celebrating in two folds to honour our #NSIAwomen and women all\n over the world.\n First, we will be marking International Women's Day (Wednesday, March 8) in style, followed\n by Mother's Day (Sunday, March 19).\n As usual, we have a series of activities for you to participate in, and win awesome prizes!\n
\n 2023 started on a great note with the launch of a new campaign: “It’s I Time”. The phrase –\n It’s high time – is most used when something has either become an emergency of some sort, is\n unbearable, or is being described as overdue. Simply put, “It’s Insurance Time”.\n
NSIA Health Insurance in collaboration with a leading African\r\n insurance company and one of the\r\n largest health insurers in the world, provides health insurance for companies who want to insure their key\r\n resources and a solution for multinationals looking to harmonize their health insurance benefits across\r\n Africa.
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We know that people are the most important assets of an\r\n organization, and that a healthy team is\r\n a productive team. Having us as your Health Insurance partner shows that you are passionate about investing in\r\n the power, efficacy and well-being of your people.
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Why Choose NSIA HEALTH INSURANCE?
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\r\n NSIA Health Insurance offers you a combination of health insurance plans that provides you with optimised\r\n coverage for your budget. From plans that provide expatriates with cover wherever they are in the world, to\r\n plans combining local and best-in-Africa cover, our premium product suite covers all eventualities when it\r\n comes to addressing your unique health insurance requirements.\r\n
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\r\n Regardless of what combination you choose, you’ll always get access to experienced and committed health care\r\n professionals in Africa. We go one step further and make it easy for your employees through quick and simple\r\n resolution of claims, access to a 24/7 toll-free call Centre and an industry-leading set of digital tools to\r\n deal with any queries, we ensure quality service as your health insurer.\r\n
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YOU CAN CHOOSE FROM 4 AREAS OF COVER
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Area of cover 1: Africa and India
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Area of cover 2: Africa, India and Europe
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Area of cover 3: Worldwide excluding US
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Area of cover 5: Worldwide*
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YOU CAN CHOOSE FROM 6 PLANS WITHIN THE FOLLOWING STEPS:\r\n
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\r\n You can choose Step 1(Basic Plan) only, which will give you access to inpatient care, condition\r\n management,\r\n wellness and preventive care, evacuation and out-of-country care.\r\n
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\r\n Depending on your need per time, you can decide to add Step 2 (Enhanced Plan) which gives you all the\r\n benefits\r\n of the Basic Plan in addition to outpatient care.\r\n
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\r\n Finally, you could add all 3 steps, which is the Complete Plan, and gives you all the benefits of the\r\n Basic\r\n and Enhanced plan, with an additional benefit of Dental and Vision.\r\n
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\r\n Within each step, you can choose from Options 1 to 5, depending on your budget. Please note that, you cannot\r\n skip a step, but you can mix and match your options.
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Global Wellbeing Solutions
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Peace of mind may be hard to come by when helping your employees\r\n balance the demands of their\r\n work and personal lives. That’s where we create a balance with our health and wellbeing programmes. We offer a\r\n comprehensive, integrated wellness approach to create a healthier, more engaged and more productive workforce.\r\n
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\r\n Employee Assistance Programme\r\n
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Telehealth
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\r\n Online Health Risk Assessment\r\n
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\r\n Online Coaching targeting identified Health Risks\r\n
THREE MONEY RULES THAT WILL INCREASE YOUR NET WORTH
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What’s your personal finance strategy? If you find that you cannot answer this question confidently, this article is for you. Enjoy!
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Most people think, “All my problems will be solved once I have a little bit more cash on hand.” But the truth is, as your bank account grows, so do your ‘problems’.
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Yes, earning more is important. However, we must stop thinking that the solution to all our problems is more money. We’re better off by creating a strategy that helps us to manage money better.
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1.\tKnow how the economy works When does the interest rate generally go up? When does it go down? What are bonds? What’s inflation? When do you get inflation? What’s the market cycle?\r\n
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You don’t have to be an economist to be able to answer these questions in simple terms. Do yourself a favor, read a book that summarizes how the economy and investment works. Or, spend some time on the internet to figure out the answers to all the above questions and more.
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2.\tDesire less and save as much as you can: \r\n Everyone knows it takes more time to make money than to spend it. You work thousands of hours to make a certain amount of money only to drop it all on a new car, a vacation, a new watch, or anything else that you desire. \r\n
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The easiest way to grow your bank account is to SAVE. How much in savings is enough? That’s up to you. No matter what you do, always make sure you have enough cash so you can make an investment if/when you spot an opportunity.
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3.\tStart now \r\n The most important question you can ask yourself today is this: Can I generate value?\r\n
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If the answer is no, then make it your first priority turn that into a yes. You can’t learn this from one article. Read books, study investors, try things out, talk to wealthy people, etc.
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You want to generate value; either by working for it or investing. Certainly, it is important to have multiple income streams, but it is best to focus your energy on getting better at dealing with the cash you already have before going on to generate more money.
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When you figure out how to make your bank account grow instead of decreasing it, you’re already on the way to making your net worth grow.
Sometimes the best things in life come with risks, which is why it is important to purchase insurance cover to protect you from such risks. It is also important to ensure that you have the right type and amount of coverage to cover for financial losses resulting from an unfortunate event.
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Here are some simple mistakes to avoid when looking to purchase an insurance cover:\r\n
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1. Underinsuring yourself This can be quite costly when you realize that your basic insurance will not cover needed expenses. You should consider the maximum amount your insurance will pay for each accident.\r\n
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2. Not knowing your policy \r\n Sometimes, customers do not bother to know what is in the fine print of their policy documents; what their deductibles are, and what is not covered until disaster strikes. We advise that you talk to your agents and do an evaluation each year.\r\n
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3.\tNot updating your coverage \r\n Evaluate your coverage whenever you go through a major change, such as childbirth or marriage, or at least once annually. For instance, if you move from an apartment to a house you now own, consider getting house owner’s comprehensive insurance to protect your building and belongings against fire or theft.\r\n
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4.\tNot shopping around for a new policy \r\n It is important that you shop around for a basic insurance policy. You can save money by switching to a new policy. Additionally, you should look at policies that offer discounts.\r\n
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Additionally, deciding to save money by not having insurance is a costly mistake that you do not want to make. You should have motor vehicle insurance that covers accidents and thefts. You should have householder or house owner’s insurance to cover thefts and fire. Additionally, you absolutely need basic health insurance. Medical bills can add up quickly, and can be financially crippling.
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NSIA Insurance offers all the tools and resources available to make finding the right coverage a smoother process. Ready to get started? Visit us at https://nsiainsurance.com/homeinsurance or call customer service on 09048418896. .
\r\n At NSIA, we rank among the best workplaces in Nigeria by the Great\r\n Place to Work Institute Nigeria for having a positive workplace\r\n culture that values employees as the heart of our organisation.\r\n
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\r\n If you envision yourself building a career in a workplace with\r\n progressive work-balance policies, low turnover rate, commitment to a\r\n gender-balanced talent pool and strong level of support for employee\r\n innovation, NSIA could be the perfect fit for you.\r\n
If you are ready to take this exciting and bold step, kindly send your CV and Application to\r\n humancapitalmgt@nsiainsurance.com.\r\n
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NOTE: ONLY SHORTLISTED CANDIDATES WILL BE CONTACTED
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\r\n","import { ClamsModel } from './../../Classes/blogs-model';\r\nimport { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-career',\r\n templateUrl: './career.component.html',\r\n styleUrls: ['./career.component.css']\r\n})\r\nexport class CareerComponent implements OnInit {\r\n onClick: boolean = false;\r\n myId: number | undefined;\r\n constructor() { }\r\n claims: ClamsModel[] = [\r\n // {id: 1, name: \"HEAD, UNDERWRITING \",\r\n // jobDetails: 'Can you establish and implement sound underwriting policies and procedures, evaluating and making good decisions on risk acceptance in line with our underwriting strategy? ',\r\n // location: 'Victoria Island, Lagos.',\r\n // jobCode: 'HUW422',\r\n // applicationDeadline: 'Friday, May 20, 2022',\r\n // requirements:[\r\n // \"BSC, PGD in Insurance/ Actuarial Sciences an added advantage.\",\r\n // \"Minimum of 10 years relevant experience with at least 3 years in a supervisory role \",\r\n // \"Professional Qualification: ACII is an added advantage \"\r\n // ],\r\n // imageUrl: \"../../../assets/img/articles/1.png\"},\r\n // {id: 2, name: \"BANK OPERATIONS COLLECTIONS \",\r\n // jobDetails: 'Can you effectively monitor account receivables for Life & Non-Life Operations to ensure accuracy and prompt premium collection? ',\r\n // location: 'Victoria Island, Lagos.',\r\n // jobCode: 'BOC422',\r\n // applicationDeadline: 'Friday, May 20, 2022',\r\n // requirements:[\r\n // \"Minimum of HND, B. Degree in Accounting, Finance or any related field\",\r\n // \"0 – 1year experience post completion of NYSC\",\r\n // \"Professional Qualification: ACCA/CIIN\"\r\n // ],\r\n // imageUrl: \"../../../assets/img/articles/2.jpg\"},\r\n {id: 3, name: \"Enterprise Application Support (GIBS)\",\r\n jobDetails: 'You will be responsible for the development, operations, and maintenance of NSIA’s core Insurance application (GIBs) to ensure seamless access.',\r\n location: 'Victoria Island, Lagos.',\r\n jobCode: 'EAS422',\r\n applicationDeadline: 'Friday, May 20, 2022',\r\n requirements:[\r\n \"BSC, in information Technology, Computer Science, Engineering or any related field\",\r\n \"Minimum of 5 years relevant experience preferably in a similar IT role \",\r\n \"Professional Qualification: MCSA/MCSD\"\r\n ],\r\n imageUrl: \"../../../assets/img/articles/3.jpg\"},\r\n {id: 4, name: \"CORPORATE MARKETING (HEALTH)\",\r\n jobDetails: 'To support the achievement of NSIA’s Sales/Marketing strategy through the development of new businesses and retention of existing businesses.',\r\n location: 'Lagos (Victoria Island)',\r\n jobCode: 'CMH422',\r\n applicationDeadline: 'Friday, May 20, 2022',\r\n requirements:[\r\n \"First Degree in any discipline \",\r\n \"Two (2) years post NYSC experience in a corporate sales function\",\r\n \"Membership in CIIN \",\r\n \"Bancassurance Certification \",\r\n \"Agency proficiency Certification\"\r\n ],\r\n imageUrl: \"../../../assets/img/articles/6.png\"},\r\n {id: 5, name: \"REGIONAL MARKETING\",\r\n jobDetails:'Are you smart, resilient, confident and can fit into our Sales/Marketing team?',\r\n location: 'Onitsha',\r\n jobCode: 'RMON322',\r\n applicationDeadline: 'Friday, May 20, 2022',\r\n requirements:[\r\n \"BSC in any discipline\",\r\n \"Professional Membership: CIIN and the Agency Proficiency Certificate \",\r\n \"Resident in Onitsha or very close environs\",\r\n \"Must be fluent in the native language\"\r\n ],\r\n imageUrl: \"../../../assets/img/articles/7.png\"},\r\n {id: 6, name: \"REGIONAL MARKETING\",\r\n location: 'Ibadan, Oyo State',\r\n jobDetails: 'Are you smart and confident professional team player with up to 2 years’ work experience in Sales/Marketing?',\r\n jobCode: '',\r\n applicationDeadline: 'Friday, May 20, 2022',\r\n requirements:[\r\n \"BSC in any discipline\",\r\n \"Membership of CIIN and the Agency Proficiency Certificate will be an added advantage\",\r\n \"Resident in Ibadan or very close environs\" ], imageUrl: \"../../../assets/img/articles/8.png\"},\r\n {\r\n id: 7,\r\n name: \"AGRIC INSURANCE SPECIALIST\",\r\n location: 'Victoria Island, Lagos.',\r\n jobDetails: 'You will be responsible for assessing Agric and Micro insurance proposals to determine suitability and terms for accepting same into the company risk portfolio.',\r\n jobCode: 'TMAU422',\r\n applicationDeadline: 'Friday, May 20, 2022',\r\n requirements:[\r\n \"•\tMinimum of BSC, PGD in Agriculture, Animal/Crop/Soil Science, Risk Management.\",\r\n \"•\tMinimum of 1-year relevant experience in the insurance industry \",\r\n \"•\tProfessional Qualification:(ACII) \" ], imageUrl: \"../../../assets/img/articles/8.png\"},\r\n\r\n ]\r\n ngOnInit(): void {\r\n }\r\n readMoreClick(value, id) {\r\n if(id!==null) {\r\n this.onClick = true;\r\n console.log(id);\r\n this.myId = id;\r\n\r\n }\r\n\r\n }\r\n\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-nsia-deferred-annuity-plan',\r\n templateUrl: './nsia-deferred-annuity-plan.component.html',\r\n styleUrls: ['./nsia-deferred-annuity-plan.component.css']\r\n})\r\nexport class NsiaDeferredAnnuityPlanComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
Sometimes we worry about our future and one major concern is life after retirement. If you’re looking for regular and guaranteed income in your sunset years, now is the best time to invest in a deferred annuity plan. In this plan, you can pay a lump sum money or in instalments to buy the annuity.
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\r\n “An annuity plan covers the financial risk of ‘living too long’ without adequate money for comfortable living,” - Dr. P. Nandagopal\r\n
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\r\n NSIA Deferred Annuity Plan is an insurance contract designed for long-term savings that provides you with an avenue through which you can save towards a regular income in retirement. It also serves as an avenue to convert lump sums into regular income that help you to enjoy a luxurious life after your retirement.\r\n
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\r\n The term “annuity” refers to a series of payments, and “defer” refers to the act of waiting to annuitize or take action on the annuity. If you eventually decide to annuitize, you can select a payment option from your insurance company’s list of choices. For example, you might choose income to be payable for your lifetime or your spouse’s lifetime (whichever is longer), or you might prefer to have payments continue subject to a five or ten-year guaranteed period.\r\n
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\r\n An annuity plan can cover one life (say, husband) or two lives (husband and wife) where after the death of one person, the other person would continue to receive annuity payments for his/her lifetime. In the unfortunate event of death of the policyholder, all premiums paid will be refunded - plus interest, if death occurs before the retirement date.\r\n
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\r\n If the annuity has entered the payout phase, however, the insurer may simply keep the remaining money unless the contract includes a provision to keep paying benefits to the owner's heirs for a certain number of years.\r\n
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For more information, click here www.nsiainsurance.com or give us a call on 09048418896.
Due to Covid-19, the increase of employees working from home has gotten up to 70% as employers have discovered that when employees work remotely, they remain productive and less time is spent commuting. However, despite the benefits of remote working, there are cyber security risks that an organization may suffer if proper planning is not done to ensure protection from cyber-attacks.\r\n
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One important thing to bear in mind is that your personal devices, company's devices, customer sensitive data are all as secure as the weakest link. Below will provide you with ways to protect your devices, customer's sensitive data, etc. from cyber-attacks.\r\n
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How to protect your devices from cyberattacks:
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1. Secure your home router \r\n
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The simple act of changing your router's password from the default one to a strong and exclusive one, can protect your home network from cyber attacks. Also, make sure to download firmware updates so that known vulnerabilities are not exploited.
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2. Use strong passwords and invest in a password manager \r\n
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Try not to use easy or repetitive passwords. Don't use anything that is related to you, such as your address, date of birth, etc. Invest in a password manager as they help with creating strong passwords and remember them. They also make it easy to use a unique password for each website you use. This means that if you reuse the same password and it is exposed to a cyber attack, your other accounts will remain safe.
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3. Two-factor authentication and use an authenticator app
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Two-factor authentication is an authentication method where access is granted only after successfully presenting two pieces of evidence to an authentication mechanism. It can dramatically reduce the risk of successful malware infections because even if the attacker is able to get your password, they are unable to login because they do not have the second piece of evidence.
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4. Beware of Covid-19 related scams
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Cyber attackers have largely taken advantage of the Covid-19 outbreaks. It has been used as topics of phishing and scam links. Phishing is a cyber attack that uses disguised emails as a weapon to its targets. Employers should ensure that they train their employees on how to identify suspicious links or attachment files related to Covid-19 and how to get rid of them.
\r\n NSIA Family Protection Plan is a Funeral Plan designed to address any financial worries in the event that an individual or their family members pass on. It provides a death benefit to the policy holder to defray the cost of funeral and associated expenses in the event of death of any of the family members covered on the policy. The following family members can be covered on the policy - spouse, parents and parents-in-laws.\r\n
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\r\n It is a life product that product cover the policyholder and can also cover the following policyholder’s family members:\r\n
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o\tSpouse(s) (multiple spouses allowed)
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o\tParents (up to age 70)
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o\tParents in law (up to age 70)
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The sum assured for the policyholder is between N1M – N5M.
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\r\n The spouse’s sum assured is maximum of 100% of policyholder’s sum assured\r\n
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The other lives’ sum assured is maximum of 50% of the policyholder’s sum assured (subject to a maximum of N2M).
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The age at entry is 18-60 years. However, the maximum age at entry for parents and parents in law is 70.
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Frequency of premium payments are monthly, quarterly, bi-annually and annually
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The policy holder pays his premium continuously for five years and stops payment while the policy is in force for life.
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•\tWhere a premium is missed, the cover will remain effective for a grace period of 30 days, however, after these days, the cover will cease to be effective but reinstatement is possible within 6 months on the same terms
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Benefit Payable
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Death Benefit
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The sum assured becomes payable in the event of death of the covered lives
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Where death benefit is paid on a life other than the main policyholder, the policy continues but the premium for that life will no longer be paid.
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Where death benefit is paid on the death of the main policyholder, the policy ceases.
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Waiting Periods
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There is a waiting period of 6 months. The policy will not pay any benefit to the policyholder or policyholder’s beneficiary in the event of death during the waiting period. However, in case of death due to an accident, the benefit will be paid.
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Lapsation
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Where the premium is not paid within the grace period of 30 days, the policy will be in a reinstatement period for another 6 months during which it can be reinstated by paying the premiums. However, if the premium is still not paid during the six month period, the policy lapses. Where the policy lapses, it will not be possible to accept premiums into this policy and the policyholder will have to take out a new policy if cover is required. The policy will also lapsed if it has entered the reinstatement period for more than three times
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Riders
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Family Support Benefit
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\r\n This is a 3-month benefit of N150, 000 in each month payable to the beneficiaries upon the death of the policyholder where this option is chosen in addition to the basic cover\r\n
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Accidental Death Benefit
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\r\n In case of death due to an accident, 150% of the sum assured becomes payable. This benefit is payable where the policyholder chooses this plan as a rider to the basic cover.\r\n
NSIA Investment linked plan offers prospective policyholders a vehicle through which they can accumulate fund over a\r\n short period of time to meet future needs. The product is managed through a dedicated investment account into which\r\n policyholder’s contributes and attractive interest are credited. This policy also offers a life insurance policy as an\r\n attending feature which affords the beneficiary of a policy holder to be paid a certain guaranteed sum in the event of\r\n death of the policy holder while the policy is running.\r\n \r\n Here are some of the features:\r\n
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Policy Duration is one (1) year, however, policy holder can choose to roll over the fund value at expiration date
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A dedicated investment account is opened for each policyholder\r\n
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All contributions (premiums) are allocated into the investment account after deducting the life cover premium from the\r\n first contribution
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The minimum age at entry is 18 years whilst the maximum age at entry is 60 years
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Attractive daily interest is credited into the account on a monthly basis
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The minimum sum assured is N100,000.00 while the maximum sum assured is N1,000,000.00
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Minimum contribution per month is N10,000.00
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Frequency of premium payment can be single, annually, half-yearly, quarterly or monthly
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There is a waiting period of one month in the event of claim. If death occurs within this period, only the account\r\n balance will be paid and the policy ceases.
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Benefits
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Maturity
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At the end of the policy term, the policyholder receives the total amount credited into his investment account plus\r\n interest.
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On Death
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NSIA pays the chosen sum assured in addition to the accumulated fund value in the event of death of the policyholder\r\n during the policy term.
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On Discontinuation
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The balance in the savings account less the accrued interest is payable on surrender.\r\n
\r\n A greater part of global cargo are transported via waterways, but this doesn’t mean that marine transportation\r\n is perfectly risk-free. Our Marine Insurance product is designed to protect you against financial loss in the\r\n event of loss of shipped cargo or shipping equipment.\r\n
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\r\n Marine Cargo Insurance\r\n
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Marine Cargo Insurance Indemnifies the Insured against financial liability suffered as a result of loss\r\n or damage to goods being transported from the point of origin to final destination either by sea or air.\r\n
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\r\n Marine Hull & Machinery\r\n
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Marine Hull & Machinery insurance reimburses the insured against financial loss suffered as a result of\r\n physical damage or loss to the hull and machinery which constitutes the ship.
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\r\n","export class FidelityProposalForm {\r\n constructor(\r\n\r\n public NameOfProposal:string,\r\n public AddressOfProposal:string,\r\n public TradeOrBusiness:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public StartDate: Date,\r\n public EndDate: Date,\r\n public covertype:string,\r\n public CategoryOfEmployee:string,\r\n public paidemployees:string,\r\n public negotiableinstruments:string,\r\n public purchaseandsaleofgoods:string,\r\n public employeeduties : string,\r\n public internalauditprocedure: string,\r\n public externalauditprocedure: string,\r\n public otherinformationprocedures: string,\r\n public writtenreference: string,\r\n public writtenreference_No: string,\r\n public independent_system: string,\r\n public loss_through_employee_fraud:string,\r\n public numberofoccurrence:string,\r\n public maximuamount:string,\r\n public totalamountofdirectlosses:string,\r\n public limitanyoneloss:string,\r\n public limitperperson:string,\r\n public aggregateamount: string,\r\n public AltTelephone:string\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","export class NewMotorProposalForm {\r\n constructor(\r\n\r\n public Surname:string,\r\n public OtherNames:string,\r\n public Sex:string,\r\n public RegistrationNumber:string,\r\n public MaidenName:string,\r\n public MaritalStatus:string,\r\n public ResidentialAddress:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public CompanyName:string,\r\n public Identification_type:string,\r\n public DateOfBirth:Date,\r\n public Age:number,\r\n public IdRegistrationNumber:string,\r\n public Occupation:string,\r\n public EmployerName:string,\r\n public EmployersAddress:string,\r\n public title:string,\r\n public filenameId:string,\r\n public filetypeId:string,\r\n public base64textStringId:string,\r\n public processedImagesId: any = [],\r\n public filestringId: string,\r\n public src:string,\r\n public covertype:string,\r\n public additionalcover:string,\r\n public use_of_vehicle:string,\r\n public Cover:string,\r\n public VehicelRegNo:string,\r\n public VehicleMake_Type:string,\r\n public chasis_no:string,\r\n public Engine_No:string,\r\n public Colour:string,\r\n public body_type:string,\r\n public authorizedtodrive:string,\r\n public driving_motor_vehicles: string,\r\n public offence:string,\r\n public DeclinedProposal:String\r\n ) {\r\n\r\n }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-group-life',\r\n templateUrl: './group-life.component.html',\r\n styleUrls: ['./group-life.component.css']\r\n})\r\nexport class GroupLifeComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n
A group life insurance contract covers members of a group. The group could be employees, members of a club, society, association, church, mosque etc. It provides financial compensation in the event of death of a member of the group. Death, for this purpose, includes natural or accidental death. The scheme operates on a 24-hour, world-wide basis.
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Section 4(5) of PRA 2014 makes it mandatory for employers of labour to provide life insurance cover for their employees. The minimum benefit specified by the Act is three times the employee’s total emolument. NSIA group life insurance scheme fulfils this requirement perfectly.
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Aims of the Scheme
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The main aims of a group life scheme are as follows:
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Employer/Employee
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To provide specified benefits on death of an employee (minimum of 3 times total emolument)
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To relieve the employer of financial commitments associated with employee’s death (e.g. compulsory payments, burial cost etc)
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To attract and retain good employees
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To create goodwill between the employer and the employees
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To give peace of mind to the employees while working
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To comply with the provisions of the law
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Clubs, Associations etc.
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To provide specified benefits on death of a member (e.g. fixed amount of N5m)
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To relieve the group of financial burden associated with a member’s death (eg burial cost, child education etc)
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To encourage membership
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To promote the concept of brotherhood and social responsibility
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Key Features
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The scheme is arranged primarily to provide benefits in the event of death only whether natural or due to accident.
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Benefits are usually in form of Lump sum.
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It is very cheap and, indeed, the cheapest form of life insurance
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Medical evidence may be required in certain cases
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It is arranged for a period of 1 year but renewed annually thereafter
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Cost is usually met solely by the Employer. Employees do not contribute towards the cost of the scheme.
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It operates on a 24-hour, world-wide basis.
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Our Requirements
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The following data are required for necessary computation of benefits and the corresponding premium:
To restore the individual to his/her original state before the occurrence of the loss, It gives a feeling of security knowing that you are covered in the case of any eventual loss/Mishap. Examples of risk that can be insured: Theft, motor accident, fire.
Insurance is an effective method of handling risks/dangers that people are exposed to on daily basis, e.g. loss from fire, motor accident or any other type of accident.
\r\n NSIA Education Endowment Product serves as a vehicle for saving\r\n towards future education of the children. The policy also\r\n supports the child in the event of early death of the parent. It\r\n is the desire of every parent to provide their children with\r\n quality education...\r\n
\r\n NSIA Anticipated Endowment Plan is a unique product that\r\n provides a combination of life insurance protection and savings\r\n in a flexible manner. The policyholder withdraws certain\r\n percentage of the guaranteed benefit (sum assured) during the\r\n currency\r\n ...\r\n
\r\n NSIA Health Insurance is in collaboration with leading African\r\n insurance companies and one of the largest health insurers in\r\n the world....\r\n
\r\n Everyone wishes to have a home. While a few manage to save\r\n towards a new home, majority obtain mortgage loans to meet their\r\n needs. NSIA Family Shield is a Mortgage Protection Product that\r\n shields away the dependants from\r\n ...\r\n
At Groupe NSIA, we believe that providing the best risk management for companies and individuals comes from our expert\r\n knowledge of the industries in which we operate combined with our dedication to looking out for our clients' interest,\r\n always.
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Following our successful acquisition of ADIC Insurance Ltd., one of Nigeria's leading distributors of diversified\r\n insurance products and services, NSIA has continued ADIC's tradition of providing services that consistently meet\r\n customer and regulatory requirements.\r\n
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Groupe NSIA's Holding companies currently operate throughout Africa including Cameroon, Congo, Gabon Benin, Cote d'ivoire,\r\n Ghana, Guinea, Guinea Bissau, Mali, Nigeria, Togo, Senegal. We are driven by our commitment to innovation,\r\n professionalism, reliability and rates that are highly competitive and matched only by the excellence of the products and\r\n services provided.
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So whether you need to protect your business, the investment you have in your home or automobile, or your family in case\r\n of tragedy, NSIA is here to help you manage risk wisely and invest in peace of mind.
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Call or email us today to let our professional team guide you through your options and help you decide what cover is the\r\n best for your needs.
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Our Mission
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To Create, Protect and Preserve Wealth.
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Our Vision
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To distinguish NSIA as the trusted and preferred financial services partner in every home and enterprise in Nigeria.
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Core Values
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Care \r\n We are concerned about the wellbeing of our stakeholders and because satisfaction is our ultimate goal, we go the extra mile.\r\n
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Innovation\r\n \r\n We are continuously creative in meeting the different needs of our customers.\r\n
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Integrity\r\n \r\n Transparency is our watchword. We have strong moral principles and maintain consistent standards in all our dealings.\r\n
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Professionalism\r\n \r\n We pride ourselves in the competence and skills of our people, which is evident in the quality of our work.\r\n
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NSIA Quality Objectives
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To pay claims on all classes of business within 48 hours following the receipt of the signed discharged vouchers.
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To ensure zero-infraction in compliance with statutory requirements.
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To achieve Customer Satisfaction Index of 90%.
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To achieve Employee Satisfaction Index of 90%.
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To ensure improvement of QMS in compliance with ISO 9001:2015 standard by conducting annual quality audit and ensuring\r\n all identified non-conformance are remediated within three months.
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NSIA Quality Policy
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At NSIA Insurance, we are committed to the continuous improvement of the effectiveness of our Quality Management System. In order\r\n to achieve this, we review and monitor the validity of our strategic direction whilst assessing internal and external\r\n influencers to determine the effect on our business. NSIA strives to operate transparently and comply with relevant\r\n regulations and statutory requirements; we review our products and services to ensure that they meet customers'\r\n requirements and encourage quality consciousness among all interested parties.
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\r\n","import { Directive } from '@angular/core';\r\n\r\n@Directive({\r\n selector: '[appAlphabetOnly]'\r\n})\r\nexport class AlphabetOnlyDirective {\r\n\r\n constructor() { }\r\n\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-ways-to-retain-more-of-every-book',\r\n templateUrl: './ways-to-retain-more-of-every-book.component.html',\r\n styleUrls: ['./ways-to-retain-more-of-every-book.component.css']\r\n})\r\nexport class WaysToRetainMoreOfEveryBookComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
A good book can give you a new way to interpret your past experiences. Gaining knowledge is not the only reason to read. Reading for pleasure or entertainment can be a wonderful use of time, but this article is about reading to learn. Here are some of the best reading comprehension strategies.\r\n
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1. Quit More Books \r\n
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\r\n It doesn't take long to figure out if something is worth reading. Skilled writing and high-quality ideas stick out. As a result, most people should probably start more books than they do. This doesn't mean you need to read each book page-by-page. You can skim the table of contents, chapter titles, and subheadings. Pick an interesting section and dive in for a few pages. Maybe flip through the book and glance at any bolded points or tables. In ten minutes, you'll have a reasonable idea of how good it is.\r\n\r\n Start more books. Quit most of them. Read the great ones twice.\r\n
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2. Choose Books You Can Use Instantly \r\n
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One way to improve reading comprehension is to choose books that contain knowledge you can immediately apply. Putting the ideas you read into action is one of the best ways to secure them in your mind. Practice is a very effective form of learning. Choosing a book that has implications to your everyday life also provides a strong incentive to pay attention and remember the material. That’s particularly true when something important hangs in the balance. If you’re starting a business, for example, then you have a lot of motivation to get everything you can out of the sales book you’re reading.
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3. Create Searchable Notes
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Keep notes on what you read. You can do this however you like. It doesn't need to be a big production or a complicated system. Just do something to emphasize the important points and passages.
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You can do this in different ways depending on the format of the book you are reading. Highlight passages when reading on Kindle, type out interesting quotes as you listen to audiobooks, dog-ear pages and transcribe notes when reading a print book.
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But here's the real key: store your notes in a searchable format.
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4. Read It Twice
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Revisiting great books is helpful because the problems you deal with change over time. Sure, when you read a book twice maybe you'll catch some stuff you missed the first time around, but it's more likely that new passages and ideas will be relevant to you. It's only natural for different sentences to leap out at you depending on the point you are at in life. You read the same book, but you never read it the same way.
This product covers birds (broilers, layers, parent stock, grandparents stock, hatchery stock,\r\n cockerel, ornamental birds) against death as a result of fire, lightning, windstorm damage, flood,\r\n uncontrollable disease and accident. Premium rate is dependent on the risk exposure, standard of risk\r\n management, biosecurity, size of the farm, and the type of birds to be insured. The sum insured is based on\r\n the declared market value of the bird at table size, and layers at point of lay.
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Livestock Insurance Policy
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This policy insures livestock (e.g. cattle, sheep, goats, rabbits, and pigs) against death\r\n caused by fire, lightning, windstorm, flood, accident, outbreak of uncontrollable disease. The coverage\r\n provided by this policy indemnifies based on the value of insured animals in the event of death. Premium rate\r\n is dependent on the risk exposure, standard of risk management, biosecurity, size of the farm, and the type of\r\n animal to be insured. The sum insured is dependent on the declared, and/or projected, market value of the\r\n animal.
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Fish Farm Insurance
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This policy insures fish against death and fish pond against collapse as a result of fire, lightning, windstorm damage, flood, uncontrollable disease and accident.\r\n The sum insured is based on the declared, and/or projected market value of the fish. Premium rate is dependent on the risk exposure, standard of risk management, biosecurity, size of the farm, and the type of fish to be insured.\r\n
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Plantation Fire Insurance
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This policy covers cocoa, sugar cane, palm oil and other plantation farms against loss or damage as a result of fire, lightning, flood, windstorm, and aircraft perils. The sum insured is based on the declared market value of the crops on maturity. Premium rate is dependent on the risk exposure, standard of risk management, biosecurity, size of the farm, and the type of crop(s) to be insured.\r\n
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Crop Insurance
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This policy covers food crops and cash crop farms against loss or damage as a result of fire, lightning, flood, windstorm, pest/diseases and aircraft perils. The sum insured is based on the declared market value of the crops on maturity. Premium rate is dependent on the risk exposure, standard of risk management, biosecurity, size of the farm, and the type of crop(s) to be insured.\r\n
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Below are the requirements for Poultry farm, Livestock, Fish farm, Plantation fire and Crop Insurance (All five policies have the same requirements)
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Completion of our proposal form
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Physical inspection/pre-loss survey of your farm
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Standard farm management and Good Agronomy Practice (GAP)
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Farm Property & Produce Insurance
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\r\n This policy provides cover against loss or damage to farm property (e.g. warehouse and farm equipment) and agricultural produce as a result of fire, burglary/housebreaking, lightning, flood, windstorm, explosion, aircraft, earthquake, and machines/machinery damage or breakdown and impact risks. Premium rate is dependent on the risk exposure, standard of risk management measures implemented in order to protect the property/produce.\r\n
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Requirements for Farm property & produce Insurance
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Inventory of items to be insured
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Completion of our proposal form
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Physical inspection/pre-loss survey of the items to be insured
This product fulfills two needs – life insurance protection against early death during the chosen term of\r\n cover and savings towards a lump sum at the end of the term. Based on his needs and financial capability, the\r\n policyholder chooses a suitable guaranteed benefit (sum assured) and the period of cover. In addition, the\r\n product offers a flexible pattern of premium payment which could be monthly, quarterly, half yearly or\r\n annually.
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Key Features
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Payment of a guaranteed sum of money (sum assured) at a chosen future maturity date (say 5, 10, 20 years\r\n etc) or earlier death within the duration of the policy.
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The amount payable is specified in advance by the policyholder
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Minimum sum assured is Five Hundred Thousand Naira (N500,000)
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A simple reversionary bonus (profit) is added to the sum assured every year. This is currently guaranteed\r\n at 2% of sum assured per annum.
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Policy can be used as collateral for loan
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Policyholder can apply for policy loan after the policy has been actively maintained for two consecutive\r\n years
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Maximum age at inception is 60 while the maximum maturity age is 65 years.
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Policyholder pays annually, half-yearly, quarterly or monthly to NSIA Life Assurance Limited to secure\r\n the guaranteed benefit and bonuses
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Medical examinations may be required in certain cases
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Benefits
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On Death
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NSIA Life pays the guaranteed sum assured and all accrued bonuses to the policyholder’s named\r\n beneficiary/ies.
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On Maturity
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If the policyholder lives till the end of the policy term, he receives the sum assured together with all\r\n accrued bonuses.
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On Discontinuation
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If the policyholder discontinues the policy after two complete years premiums have been paid and the policy\r\n has been in force for two years, NSIA Life will pay a reduced benefit known as surrender value.
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Policy Loan
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On acquiring a surrender value after two years, the policyholder can apply to NSIA Life for a loan of up to\r\n 90% of the surrender value on the policy.
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Termination
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No payment is made if the policy is terminated within two years of its inception.
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Suitability
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Endowment product is suitable for an individual who wants a combination of life insurance cover and savings.\r\n
Fire & Special Perils Insurance policy provides indemnity for losses or damage resulting from\r\n fire or Special perils such as Storm, Flood, Riots and Strikes, Malicious damage, Impact damage and Falling\r\n Aircrafts or Aerial Devices.
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This cover can be taken by individuals, business and corporate entities. Assets that can be covered include\r\n Buildings, Plant and Machinery, Stock or inventory held for sale, home and office contents.
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Burglary Insurance
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\r\n This class of insurance provides indemnity to the Insured for loss of or damage to insured property following\r\n theft accompanied with forcible or violent entry or exit. It provides compensation for misfortune\r\n suffered as a result of theft of any of the insured items.\r\n
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Business Interruption Insurance
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\r\n Business interruption insurance (formerly consequential loss insurance) is a type of insurance that covers\r\n loss of income that a business suffers after a disaster. The income loss covered may be due to\r\n disaster-related closing of the business facility due to the rebuilding process after a disaster or damage to\r\n machinery.\r\n
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Plant All Risk Insurance
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\r\n The Plant All Risks Insurance is designed to cover Plants and Machines against physical loss or damage\r\n resulting from fire, explosion, theft and other unforeseen perils.\r\n
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Computer & Electronics Insurance
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\r\n The policy covers loss or damage to Computers and other Electronic Equipment from causes such as Fire,\r\n Lightning, Explosion, Burglary, Theft, Water damage and other accidental causes. \r\n The policy may be extended to cover cost or reinstalling lost data, income loss or increased cost of working\r\n due to business interruption resulting from damage to the computer or electronic equipment.\r\n\r\n
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Machinery Breakdown
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\r\n The policy covers all those who own and use different types of plant machinery and mechanical equipment. This is a policy designed to cover damages caused by internal forces, such as power surges, electrical shorts, mechanical breakdowns and motor burnout.\r\n
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The insurance policy covers the loss due to sudden and accidental machinery damage emerging from internal causes. Some of the causes can be short circuit, structural defects, loosening of parts, excessive speed and lack of lubrication.
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Construction All Risk Insurance
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\r\n The policy covers contract work (both permanent and temporary works) including all materials, it also protects the insured against all sums they may become liable to pay for in respect to:\r\n
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death or bodily injury or illness or disease of any third party
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loss or damage to third party’s property
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loss of amenities, as a result of obstruction to third parties trespass or nuisance
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denial of access, interference with light, air, water way and any other form of third party liabilities.
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Erection All Risks Insurance
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\r\n The policy is designed to cover the risk of loss arising from the erection, installation, commissioning and testing of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery, and liability for third-party bodily injury or property damage (PD) arising from these operations.\r\n
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","import { Injectable } from '@angular/core';\r\nimport {throwError as observableThrowError, Observable} from 'rxjs';\r\nimport {catchError, map} from 'rxjs/operators';\r\nimport { HttpClient,HttpHeaders } from '@angular/common/http';\r\nimport { environment } from 'src/environments/environment';\r\n\r\n@Injectable({\r\n providedIn: 'root'\r\n})\r\nexport class MakeModelService {\r\n private baseUrl = environment.baseUrl + \"/NSIAMobile/api\";\r\n constructor(private http:HttpClient) { }\r\n\r\n getModelold():Observable\r\n{\r\n return this.http.get(\"/assets/make-model.json\").pipe(\r\n map(this.onSuccess),\r\n catchError(this.onError),)\r\n}\r\ngetMake()\r\n{\r\n let headers = new HttpHeaders({\r\n 'content-type': 'application/json'\r\n });\r\n let requestOptions = {\r\n headers:headers\r\n };\r\n\r\n // return this.http.get(this.url.getUrl() + \"api/GetMake\", requestOptions)\r\n return this.http.get(this.baseUrl + \"/GetMake\",requestOptions).pipe(\r\n map(this.onSuccess),\r\n catchError(this.onError),)\r\n}\r\ngetModel(makeid)\r\n{\r\n let headers = new HttpHeaders({\r\n 'content-type': 'application/json'\r\n });\r\n let requestOptions = {\r\n headers:headers\r\n };\r\n let serviceBody=\r\n {\r\n id:makeid\r\n }\r\n let body = JSON.stringify(serviceBody);\r\n // return this.http.post(this.url.getUrl() + \"api/GetModel\",body,requestOptions)\r\n return this.http.post(this.baseUrl + \"/GetModel\",body,requestOptions).pipe(\r\n map(this.onSuccess),\r\n catchError(this.onError),)\r\n}\r\ngetstate()\r\n{\r\n let headers = new HttpHeaders({\r\n 'content-type': 'application/json'\r\n });\r\n let requestOptions = {\r\n headers:headers\r\n };\r\n headers.append('content-type', 'application/json');\r\n\r\n // return this.http.get(this.url.getUrl() + \"api/GetState\",requestOptions)\r\n return this.http.get(this.baseUrl + \"/GetState\",requestOptions).pipe(\r\n map(this.onSuccess),\r\n catchError(this.onError),)\r\n}\r\ngetLGA(stateid)\r\n{\r\n let headers = new HttpHeaders({\r\n 'content-type': 'application/json'\r\n });\r\n let requestOptions = {\r\n headers:headers\r\n };\r\n let serviceBody=\r\n {\r\n stateid:stateid\r\n }\r\n let body = JSON.stringify(serviceBody);\r\n // return this.http.post(this.url.getUrl() + \"api/GetLga\",body,requestOptions)\r\n return this.http.post(this.baseUrl + \"/GetLga\",body,requestOptions).pipe(\r\n map(this.onSuccess),\r\n catchError(this.onError),)\r\n}\r\nprivate onSuccess(res: Response) {\r\n return res.json();\r\n}\r\n\r\nprivate onError(res:Response){\r\n return observableThrowError(res.json() || 'Server Error');\r\n}\r\n}\r\n","
Comprehensive house holder’s insurance covers all contents of the building against damage or loss by fire and special perils, theft etc.
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House Owners Comprehensive
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\r\n The policy covers the building and accessory components against damage by fire or designated “special perils” as well as theft of the accessories/contents. The sum of the building should be clearly stated, distinct from the sum on the contents to be endorsed to the policy. A schedule of the insured contents must be obtained as part of the policy, and a preliminary survey report should accompany each proposal form.\r\n
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Personal Accident Insurance
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\r\n This class of business provides compensation for the insured persons in respect of injuries, death and disablement resulting from accidents physical. It can be extended to cover the medical expenses for treatment of injuries.\r\n
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Fire & Special Perils Insurance
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Fire & Special Perils insurance policy provides indemnity for losses or damage resulting from fire or Special perils such as Storm, Flood, Riots and Strikes, Malicious damage, Impact damage and falling aircrafts or aerial devices.\r\n
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Burglary Insurance
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This class of insurance provides indemnity to the Insured for loss of or damage to insured property following from theft accompanied with forcible or violent entry or exit. It provides compensation for misfortune suffered as a result of theft of any of the insured items.
At NSIA Insurance, we remain committed to improving your experience with us and providing you with quality service. It is for this reason that we are consistently working on innovations to make this a reality, which is why we are going paperless.\r\n
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\"Going Paperless\" means that we are adapting most of our paper documents to a digital version. It is not possible for us to eliminate paper completely, but we are changing our processes so that the majority of our documents are now sent digitally rather than using paper. You can now complete product proposal forms, direct debit mandate form and make premium payment with just a CLICK to help reduce our organization’s carbon footprint.
You can also update your personal information with us Here
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Please be reminded that NSIA Insurance Limited operates a NO CASH POLICY and under no circumstance will we instruct you to pay your premium/contribution into a personal account of any of our staff members or agents. Kindly notify us if you receive such a request by giving us a call on 09048418896.
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KINDLY NOTE THAT OUR BANK ACCOUNT DETAILS HAVE NOT CHANGED. WE WILL NOT CHANGE OUR BANK DETAILS VIA EMAIL. Make sure to check account details with us in person or through our authorized channel(s) if in doubt. NSIA Insurance will not be held responsible for accidental payments made to third-party accounts.
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You can also follow us on Facebook and LinkedIn: NSIA Insurance Limited, Instagram and Twitter: @nsia_insure.
\r\n NSIA Deferred Annuity Plan provides a sustainable vehicle through which policyholders can save towards a regular income in retirement. It also serves as an avenue to convert lump sums into regular income at retirement (i.e. pension)\r\n
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\r\n Those who want to make regular contributions for a certain period in return for a future stream of income (pension).\r\n
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Those who have a lump sum available and want to use it to secure regular income (pension) at old age.
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\r\n Employees who want to argument their Retirement Saving Account Benefits under the Pension Reform Act 2004.\r\n
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Key Features
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Policyholder pays regular premium or a lump sum for a period for a regular pension (annuity) from NSIA Life at a later date.
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Interest is accumulated on the contributed premium during the contribution phase before the annuity payment phase
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Policyholder decides on a target income (annuity) in retirement.
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Frequency of premium payments are monthly, quarterly, bi-annually and annually
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The policy provides a compulsory funeral benefit cover of N500,000.00 at a reduced annual premium rate.
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Policyholders can choose income to be payable for their lifetime at retirement subject to nil , five (5), or ten (10) years guaranteed period.
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Amount contributed can be withdrawn before the annuity phase of payment.
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The minimum and maximum age at entry are ages 25 and 64.
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Optional retirement ages of 50, 55, 60 or 65 are available
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Death Benefit
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The following benefits are paid on death:
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Refund of all premiums paid plus interest if death occurs before the retirement date
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The sum of N500,000.00 as the funeral benefit
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If death occurs in retirement before the guaranteed period of say 5 or 10 years is over, the difference between total income payable for the guaranteed period and total income paid as at the time of death would be paid to policyholder’s dependents\r\n\r\n
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Retirement Benefit
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Payment of regular income (annuity) to the policyholder from retirement age till death occurs
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\r\n Payment is guaranteed for a number of years depending on the policyholder’s option (for a period of 5 or 10 years)\r\n
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Discontinuation
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On discontinuation of a deferred annuity plan within three years after commencement, the premiums paid will be refunded and subject to termination charges.
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No termination charges will be imposed if discontinuation takes place after three (3) years.
Career advancement refers to the upward progression of one's career. An individual can advance by moving from an entry-level job to a management position within the same field, or from one occupation to another. When considering a suitable career path, it is important to learn about the advancement opportunities that will be available after gaining the necessary experience.
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Below are some steps to take in order to thrive in the career of your choice:
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Network, network, network \r\n A good professional network can be a source of friendships, mentors, and more importantly, referrals. Your network can also provide objective insights for evaluating opportunities and problems. Remember job security comes and goes, but a solid network of like-minded individuals is invaluable.\r\n
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Seek out a mentor \r\n Mentors can help guide you through various stages of your career journey such as challenges with coworkers and potential career-growth opportunities presented to you. They can help you improve upon your soft-skills (communication, networking, decision-making), offer up ideas around strategy and oftentimes provide advice around career choices.\r\n
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Expand your skill set \r\n Each person has a different skill set depending on their interests, natural abilities, personal qualities. Skills can expand your professional competency and allow you to perform your job excellently. You can gain and improve skills with education and experience. The more advanced you are in performing certain skills, the more likely you are to get or progress in a job.\r\n
The global insurance market is experiencing a transformation to ‘digital-first’ business models following the outbreak of the COVID 19 pandemic. This sudden change has led to a heavy reliance on technology to continue day to day business operations. However, this change had to happen to control the spread of the pandemic in order to save lives and businesses.\r\n
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Challenges faced by insurance industries
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The main challenge was adjusting to the new mode of operation considering the fact that no one envisaged how rapidly the virus was going to spread. Once the directives from various governments came to lockdown states as a means to curtail the spread of the virus, most insurers had to urgently purchase laptops and other mobile devices to ensure their employees were well equipped to work remotely. Some had more extreme challenges as they could not handle the pressure, leading them to stop day to day business and call for compulsory leave for their employees.
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Most businesses including some insurance companies had to increase their Virtual Private Network (VPN) portals and gateways to manage the protection of sensitive data, adding more layers of privacy due to the amount of people using the company's network simultaneously.
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Remote working has taken largely from insurers pockets as they had to invest largely in the IT departments to ensure security of confidential data. Virtual and physical infrastructure needed to be put in place through the use of various cloud providers to manage peak periods adequately. Also, provision had to be made for the swift adoption of improved call and video conferencing systems to carry out usual meetings and conferences.
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It is important to remain vigilant
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Time has allowed the insurance industry slowly become accustomed to our new normal, even though it has not been all that affordable. However, it is important that this new configuration is maintained with caution and vigilance to avoid major losses. It is important to carry out constant reviews to identify if there are any failures, discover solutions, adopt methods to enable us measure outcomes and make informed decisions for the future.
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As COVID-19 has increased the use of technology, there have been an increased number of cyber threats on a daily basis. Fraudsters have taken advantage of this and are constantly finding avenues to extort data or gain access to company systems. Cyber threats can come in the form of COVID-19 themed spear-phishing attacks to lure their targets to fake websites. Such risks can be mitigated if insurers ensure that their employees are aware and ensure that they follow due protocol to avoid any chances of falling prey to such risks.
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The current situation of remote working has put the company confidential information at risk as it is taken out of the confines of office buildings, increasing the risk of deliberate insider malpractice. These risks call on everyone to take the necessary precaution to guard against cyber-attacks, ensuring maximum levels of security and compliance.
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Stepping up the insurance industry through digital transformation
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The use of digital technology has evolved from a specialized and limited role in the information processing. Therefore, it is important that digital transformation is used to achieve its highest potential, even in the insurance industry. This implies that, insurers have to come up with innovative ways to cater to customers digitally, starting from the inception of an insurance process to the delivery of customer claims. In order to achieve this, it is expected that there would be an increase in the IT budget as more work has to be done in that area to bring about great resource management, greater customer insights and better customer experience.
\r\n","export class Formclass {\r\n constructor(\r\n public EmployerName: string,\r\n public Surname: string,\r\n public Firstname: string,\r\n public Othername: string,\r\n public StaffNumber: string,\r\n public DateOfBirth: dateFormat,\r\n public EmailAddress: string,\r\n public PhoneNumber: string,\r\n public Gender: string,\r\n public MnSurname: string,\r\n public MnFirstname: string,\r\n public MnTrustee: string,\r\n public MnDateOfBirth: dateFormat,\r\n public MnPhoneNumber: string,\r\n public MnEmailAddress: string,\r\n public NkSurname: string,\r\n public NkFirstname: string,\r\n public NkRelationship: string,\r\n public NkProportion: string,\r\n public NkDateOfBirth: dateFormat,\r\n public NkPhoneNumber: string,\r\n public NkEmailAddress: string,\r\n ) { }\r\n}\r\nexport class dateFormat{\r\n constructor(\r\n public year: number,\r\n public month: number,\r\n public day: number\r\n ){}\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-life-insurance',\r\n templateUrl: './life-insurance.component.html',\r\n styleUrls: ['./life-insurance.component.css']\r\n})\r\nexport class LifeInsuranceComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","
Life insurance is a good way to provide financial security for yourself and loved ones. Experience the peace of mind\r\nthat comes from knowing that your loved ones are financially secured no matter the unforeseen incident.
\r\n\r\nRequesting a quote is easy. Just click on the get a quote button or Call us now on 09048418896\r\n\r\n \r\n\r\n
Call or e-mail us today for a professional guide through available health insurance options and to help you decide what cover is best for you and your family. Learn More
ISO 9001:2015 QUALITY MANAGEMENT SYSTEMS CERTIFICATION
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NSIA Insurance is proudly certified to the ISO 9001:2015 Quality Management Systems Standard. The Company achieved this certification due to its successful implementation of a quality management system and priority for customer satisfaction. This has ensured that all processes within the organization are standardized to meet best practices. The certification aligns with NSIA’s drive for excellence.
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NSIA became ISO certified in April 2018 and continues to sustain the standard and quality of service across all of its branches to provide clients with excellent service delivery.
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ISO 9001:2015 is the latest and most advanced international standards for quality management systems and our prompt adoption of this standard is evidence of our commitment to quality in all of our business processes and products.
The immediate annuity plan enables the conversion of lump sum savings into lifetime income. This removes the uncertainty\r\n of running out of income after retirement. The product is targeted mainly at retirees, and individuals who consider\r\n annuities as an alternative investment\r\n
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Key Features
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The insured makes a single lump sum payment to purchase the annuity
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The insurer pays the annuity regularly until death of the annuitant
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The annuity payments may be level or increasing, and may be guaranteed for a number of years.
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When the guaranteed option is taken, on death of policyholder before the expiration of the guaranteed period, the\r\n annuity benefits will continue to be paid to the beneficiary till the end of the guaranteed period, or a lump sum\r\n equivalent value can be paid
\r\n
\r\n \r\n
Immediate Annuity Options
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Option 1: Level Annuity in payment with no guarantee
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Annuity payments remain at the same level for life.
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If death occurs the annuity payment expires immediately without any further regular/lump sum payment.
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Option 2: Level Annuity in payment; guaranteed for 5 years
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Annuity payments remain at the same level for life.
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If death occurs in the first 5 years, annuity will continue to be paid to the named beneficiary(ies) until the 5 years\r\n expire or a lump sum equal to the discounted value of the balance of the guaranteed period annuity becomes payable to\r\n the named beneficiary(ies)
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Option 3: Level Annuity in payment; guaranteed for 10 years
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Annuity payments remain at the same level for life.
\r\n
If death occurs in the first 10 years, annuity will continue to be paid to the named beneficiary(ies) until the 10 years\r\n expire or a lump sum equal to the discounted value of the balance of the guaranteed period annuity becomes payable to\r\n the named beneficiary(ies).
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\r\n","import { Component, Input, OnInit, OnChanges } from '@angular/core';\n\n@Component({\n selector: 'app-nav-bar-tab-view',\n templateUrl: './nav-bar-tab-view.component.html',\n styleUrls: ['./nav-bar-tab-view.component.css']\n})\nexport class NavBarTabViewComponent implements OnInit, OnChanges {\n @Input() name;\n constructor() {\n this.lifeModel =\"Life Business\";\n this.generalModel =\"General Business\";\n console.log(this.lifeModel);\n this.isLifehidden = false;\n this.isGeneralhidden = true;\n\n }\n lifeModel: string;\n generalModel: string;\n isLifehidden: boolean = false;\n isGeneralhidden: boolean = true;\n ngOnInit(): void {\n this.isLifehidden = false;\n this.isGeneralhidden = true;\n // this.lifeClick();\n // this.generalClick();\n }\n ngOnChanges(changes): void {\n //Called before any other lifecycle hook. Use it to inject dependencies, but avoid any serious work here.\n //Add '${implements OnChanges}' to the class.\n console.log(changes);\n }\n\n\n changeFn(changes) {\n console.log(changes);\n }\n\n lifeClick() {\n alert(\"test\")\n this.isLifehidden = true;\n this.isGeneralhidden = false;\n console.log(this.isLifehidden);\n }\n\n generalClick() {\n alert(\"test\")\n this.isLifehidden = false;\n this.isGeneralhidden = true;\n console.log(this.isLifehidden);\n }\n\n}\n","\n
\"Another flaw in human character is that everybody wants to build and own good things but nobody wants to do maintenance.\" - Kurt Vonnegut
\r\n \r\n
These words are indeed true because for most of us, our cars are one of the most expensive assets we own and we rely on them on a daily basis, but we fail to inculcate a habit of carrying out simple maintenance procedures as often as possible. It is important that we know the basics of car maintenance to save us a lot of money on repairs and replacement of parts.
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1. Check the oil: It important to check that your car has the right type and amount of oil required. A frequent check is important because an oil and filter change helps to keep away particles from the engine. You can check the oil level using the dipstick and please ensure that your car is turned off while doing it.\r\n
\r\n\r\n \r\n
2. Test your car battery \r\n The average life of a car battery is about three years if well maintained. To sustain and even extend your battery life, you should test the battery voltage using a car battery tester. If it's below an optimal level, make sure to consult your mechanic.\r\n
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3. Top up your car fluids \r\n It's important to check the level of your car's water or coolant to avoid overheating.\r\n
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4. Check the tyre pressure: \r\n Adjust tyre pressure accordingly. Improperly inflated tyres can lower your gas mileage, increase wear and tear or even cause a blown tyre. Make sure to know the right amount of pressure required for your car tyres.\r\n
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5. Inspect your car brakes: \r\n The best way to care for car brakes is by sticking to the suggested maintenance schedule from your car’s manual. Following a routine car maintenance schedule can prevent brake failure and expensive repairs.\r\n
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6. Have an auto insurance policy \r\n An auto insurance policy can protect you, your family, your passengers and other drivers in the event of an accident. It can also be extended to cover medical costs incurred from bodily injury resulting from the accident. For more information, please visit https://nsiainsurance.com/motorinsurance or call 09048418896.\r\n
\r\n \r\n\r\n\r\n
You have invested a lot of money in your vehicle, so you need to be sure to maintain it properly. Vehicle maintenance might cost you a few thousands while replacements and emergency repairs can cost a lot more. This one factor highlights the importance of vehicle maintenance.
Most of us can relate to the decrease in our physical and fitness activities during this time of restricted movements and partial closure of businesses. Undeniably, there has been a drop in the physical activities over this period. Closing of gyms had a huge role to play in this. It has forced us to jog around our homes and carry out our daily exercises in confined spaces. This has demotivated many from practicing regular exercises.
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Now that some gyms are reopening, motivation is back! Here are few tips on how to safely resume your routines, to avoid the risk of severe body pains. It is important to be patient and gradually work your way to continuing your normal fitness routines.
\r\n \r\n
1. TAKE GRADUAL STEPS It is normal to feel very enthusiastic to work out after a long break of being deprived but it is important to note that you cannot go from zero to hundred. In epidemiological studies of sports-related injuries, it was discovered that there is a higher risk of harm to the body when people hastily increase the intensity of their body exercises. We should take care not to put our bodies under more pressure than it can handle.\r\n
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2. WARM UP \r\n Before intense body exercise, it is important to warm up the body. Do warm ups that focus on the joints and muscles, especially after a long break of no exercise. Joint and muscle warm up exercises consist of joint rotations, walking, jogging, skipping, upper and lower body mobility.\r\n
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3. TAKE A STEP BACK \r\n It is important to give yourself a 48-hour break between sessions. Three days a week for the first two weeks is fine for a start as it will give all of your body tissues time to adapt to intense body exercises.\r\n
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4. EAT AND SLEEP WELL \r\n Sleeping after exercising is very beneficial as it can repair your muscles and aid quick recovery. When you sleep, your pituitary glands release growth hormones to repair and build the body tissues. It is important to get 7-9 hours of sleep. Furthermore, there are no doubts that a couple of pounds may have been gained during the lockdown; always eating a responsible and healthy diet is the best way to live a healthy life.\r\n
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5. SEEK PROFESSIONAL HELP IF NEED BE \r\n If you feel unbearable pains after exercising, it is important that you do not hesitate to seek professional help to get you back on track.\r\n
\n We’re starting 2022 on a great note, with the launch of a new\n campaign: “Plan i is the new plan B”. \n
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\n The purpose of this campaign is to highlight the importance of\n having a backup plan, which is often referred to as plan B,\n but in this case, a Plan i. It is a play on the first letter\n of the word insurance, as a replacement for the B in\n Plan B. Meaning that, for maximum guarantee and peace of mind,\n your plan B should be insurance.\n
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\n The idea is to juxtapose the usual contingency plans we all\n make, with a Plan i, showing how insurance is more reliable\n than a plan B could ever be. \n
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\n Simply put,\n “Insurance is Life’s Backup Plan”.\n
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\n To further intensify the reach of the campaign, the Brand will\n be present on traditional media, e.g. radio, outdoor and the\n likes, in the locations where NSIA offices operate; Lagos,\n Abuja, Ibadan, Warri, Onitsha, Port Harcourt, Kaduna and\n Kano. \n
\n
There are 5 elements of the radio campaign:
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1. Spot Adverts (April 4 – May 11) – 6 weeks
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2. Time Check (May 2 – July 6) – 10 weeks
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3. Hypes (June 14 – July 19) – 6 weeks
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4. Live Appearances (July 5 – July 26) – 4 weeks
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5. Sponsorship (July 18 – October 3) – 12 weeks
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\n The first 2 elements focus on creating increased awareness for\n the Brand, after which the hypes will dwell more on Plan i as\n life’s backup plan. Then there will be Live Appearances\n featuring #NSIApeople which will focus on its business\n operations and product offerings.\n
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\n We kicked off our Radio Campaign on Monday, April 4, with the\n first element: Spot Adverts! \n
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\n Spot Advert is a multimedia advertisement that airs at a\n specific time. It usually airs between radio programs or\n during breaks, also known as the spot. This will help us to\n broaden our reach to a wide range of potential consumers, who\n listen to the radio. \n
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Take a look at the schedule:
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\n \n
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\n Location/Radio Station\n
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\n Airing Days & Times (am | pm)\n
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Monday
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Tuesday
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Wednesday
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Lagos
\n
Lagos Talks (91.3)
\n
Inspiration FM (92.3)
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6.45am, 7.45am | 5.45pm
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\n 8.30am, 9.20am | 4.50pm, 5.50pm\n
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7.45am | 5.45pm
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8.30am | 4.50pm
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7.15am | 5.45pm
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8.30am | 4.50pm
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Warri
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Melody FM (88.6)
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7.25am | 4.45pm
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7.25am | 4.45pm
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7.25am | 4.45pm
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Asaba
\n
Trend FM (100.9)
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8.35am | 4.35pm
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8.35am | 3.35pm
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8.35am | 3.35pm
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Enugu
\n
Family Love (99.9)
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8.05am | 4.05pm
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8.05am | 4.05pm
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8.05am | 4.05pm
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Onitsha
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Radio Sapientia (95.3)
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8.45am | 4.45pm
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8.45am | 4.45pm
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8.45am | 4.45pm
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Kaduna
\n
Liberty FM (91.7)
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8.30am | 4.30pm
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8.30am | 4.30pm
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8.30am | 4.30pm
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Port-Harcourt
\n
Cool FM (95.9)
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6.30 - 7am | 5pm - 6pm
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6.30am - 7am | 5pm - 6pm
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6.30am - 7am | 5pm - 6pm
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Abuja
\n
Wazobia FM (99.5)
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6.25am-6.55am | 5pm - 6pm
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6.25am-6.55am | 5pm - 6pm
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6.25am-6.55am | 5pm - 6pm
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Kano
\n
Wazobia FM (95.1)
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6.25am-6.55am | 5pm - 6pm
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6.25am-6.55am | 5pm - 6pm
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6.25am-6.55am | 5pm - 6pm
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Ibadan
\n
Splash FM (100.5)
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\n 7.40am - 7.45am | 5.30 - 5.35pm\n
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\n 7.40am - 7.45am | 5.30 - 5.35pm\n
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\n 7.40am - 7.45am | 5.30 - 5.35pm\n
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\n Don’t forget to inform your family/friends, and remember to\n look out for social media materials showing these airing times\n and stations. \n
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\n There are loads of other exciting activities coming your way\n which would attract some juicy rewards for our customers.\n
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\n To be a part of this journey, follow our social media\n platforms to see how it all unfolds.\n
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\n Get a Plan i today that suits your needs, reach out to us on 09048418896/01-280 5378. Alternatively, send an email to customerservice@nsiainsurance.com.\n\n
Customer service and the customer experience is becoming an important competitive differentiator in the insurance industry. To establish a successful relationship between insurers and customers, companies must focus on meeting consumer demands during each phase of the customer journey. Additionally, customer expectations are at an all-time high. People expect fast, personalized service wherever and whenever they need it.\r\n\r\n
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In order to remain relevant, insurers need to offer the best, most seamless experiences possible across technologies, apps, communications, and customer service. Insurance providers have to understand not only when, but also how to best help customers with their needs.
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1.Clarity of Pricing. People want to know where their money is going and what additional value you are creating for them in exchange for an increased premium.\r\n
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\r\n 2.\tEmpathy. Your customers want to be treated well throughout their customer lifecycle with you – not just when they sign on the dotted line for a new policy. An insurance company will not be showing empathy if they sent a condolence letter and a renewal/termination of policy letter in one envelope or on the same day, even in different envelopes.\r\n
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\r\n 3.\tLoyalty. Insurers should be focused on building loyalty with their clients. Loyalty is a two-way street if you give your customers your loyalty, they’ll give you theirs.\r\n
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\r\n 4.\t\tCommunication. This needs to be more innovative to better engage with customers; personalizing the experience for thousands, or even millions, of customers. You should be able to illustrate the value in any product from the customer’s perspective. Insurers also need to embrace ‘digital millennials’ because a lot can be learned from them.\r\n
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Whether you’re responding to a customer in real time or anticipating a need that they didn’t even know they had, today’s insurance communications functions must exceed expectations to give their companies a competitive edge. It’s not just about speed. It’s about the experience.
General insurance, also known as non-life insurance, covers financial loss suffered due to the loss or damage of an asset. This category of insurance covers all forms of insurance except life. Other covers may include insurance against errors and omissions for professionals, credit insurance etc. Common forms of general insurance are motor, fire, home, marine, health, travel, accident and other forms of non-life insurance.\r\n\r\n
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Unlike life insurance policies, the tenure of general insurance policies is normally durational or for a given period of time. Most general insurance products are annual contracts. Also, general insurance is typically known as property and casualty insurance and it can be classified as follows: Motor Insurance, Fire and Special Perils, Burglary Insurance, Money-in-transit Insurance, Goods-in-transit Insurance, Aviation Insurance, Marine cargo and hull insurance, Insurance of employees, Fidelity guarantee Insurance, Product liability Insurance and Oil insurance, etc.
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When looking to buy general insurance plans, here are some points which you should always keep in mind:
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1.\tChoose a plan you require. If you have a vehicle you definitely need motor insurance. Travel insurance plans are relevant when you are going on a trip. So, understand your coverage requirements and then buy a plan to suit your needs.\r\n
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\r\n 2.\tEnsure that the coverage level is optimal to cover your financial losses. You should give adequate thought to this by taking into consideration the projected growth of your assets and liabilities, and the financial requirements that you foresee in the future.\r\n
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\r\n 3.\tThe premiums of the plan should be affordable so that you don’t face a financial strain in paying for the policy.\r\n
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\r\n 4.\tAlways compare before buying. There are different policies available in the market and each policy offers something better than the other. When you compare you would be able to find the best general insurance policy which not only provides extensive coverage but also comes at a lower premium.\r\n
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General insurance plans are the ideal solution for covering your financial risks. The different types of general insurance policies provide coverage for all possible types of financial risks that you might face.
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Let us help you get started. Visit our website today at https://nsiainsurance.com/\" for more information or give us a call on 09048418896.
Usually when you bring up the word ‘insurance’ to anyone but a broker or agent, you might get a yawn or two. Sure, it’s not the most exciting subject on the planet, but it’s necessary in many walks of life! Insurance policies help to protect us when we need a safety net underneath the things that matter to us the most.
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\r\n The world of insurance is far more interesting than you probably think. Here's a look at 7 fun facts about insurance:\r\n
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1.\tThe word ‘insurance’ comes from the old-world French term ‘ensurer’, meaning, engaged to marry!\r\n
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2.\tInsurance has been a facet of society since the 14th Century. The first insurance contract was signed back in 1347 – and from there, people often sought to insure their estates in line with financial backing.\r\n
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3.\tThere is such a thing as body part insurance. It is not unheard of for famous people such as actors and singers to insure their bodies. Ben Turpin happened to be the first – though this was as a result of the star not wanting to lose his crossed eyes, which was his signature look! Turpin took out a $25,000 policy to protect them in 1920.\r\n
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4.\tPeople used to take out insurance policies against dying of laughter when comedy movies first started heading to the cinema.\r\n\r\n
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5.\tSteven Spielberg has one of the most expensive life insurance policy in the world at $1.2 billion.\r\n
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6.\tIn 2003, Pepsi hosted a lottery with a grand prize of $1 billion and paid $10 million in insurance in case anyone actually won the grand prize.
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7.\tBelieve it or not, the very concept of a fire department has ties to insurance. That’s because they were originally set up purely to put out the fires of specific households and policyholders!
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Give us a call today on 09048418896 or visit www.nsiainsurance.com let us help you protect what’s most important to you and keep you feeling secure in the face of uncertain situations.
\r\n Traveling, whether for work, education or leisure comes with\r\n associated risks. NSIA Insurance provides International Travel\r\n Insurance to protect you from those risks, ensuring you have a\r\n stress-free trip\r\n
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\r\n Medical emergencies such as sudden sickness, accidents and dental\r\n emergencies or trip cancellations may ruin a vacation. NSIA Travel\r\n Insurance provides cover for medical emergencies and unforeseen\r\n expenses that may arise during foreign trips.\r\n
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\r\n NSIA Travel Insurance provides a comprehensive range of benefits at an\r\n affordable cost to ensure a stress-free trip.\r\n
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BENEFITS
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\r\n Medical Expenses for Sickness and Injuries, whether hospitalized or\r\n as out-patient\r\n
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Treatment for Dental Emergencies resulting from an accident
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\r\n Emergency medical Evacuation to your home country or another\r\n location for treatment\r\n
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\r\n Convalescence expenses such as additional cost of accommodation to\r\n enable you recover after hospitalization\r\n
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\r\n Should you be injured in a terrorist attack, we provide for medical\r\n treatment for injuries;\r\n
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We also provide a range of non-medical benefits
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Compensation for Loss of baggage, trip cancellations
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\r\n Where catastrophic events such as floods, hurricane or fire makes\r\n your accommodation un-inhabitable, we provide the cost of\r\n alternative accommodation\r\n
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Replacement of Lost of passport or travel documents
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\r\n Payment of the fees of a lawyer or translator where the insured\r\n requires legal assistance\r\n
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\r\n NSIA TRAVEL Insurance offers three plans to suit your need depending\r\n on your travel destination.\r\n
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\r\n Schengen Travel Plan \r\n\r\n Worldwide Excluding USA, Canada, Australia and Japan Travel Plan\r\n \r\n\r\n Worldwide Travel Plan \r\n\r\n See below the full range of benefits and limits offered in each\r\n category.\r\n
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\r\n SCOPE OF COVER FOR THE NSIA TRAVEL INSURANCE POLICY\r\n
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Cover 1 – (Sections 1 – 7)
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MEDICAL SERVICES
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World Wide
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\r\n Worldwide Excluding USA, Canada, Australia & Japan\r\n
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Schengen
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\r\n \r\n \r\n
\r\n
Section 1
\r\n
\r\n Medical Expenses for Sickness and Injuries \r\n Medical expenses from injury or sickness suffered while\r\n overseas\r\n
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$100,000
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$80,000
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$45,000
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Section 2
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\r\n Emergency Medical Evacuation \r\n Movement from one location to another for medical care\r\n
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Real cost
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Real cost
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Real cost
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Section 3
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\r\n Emergency Medical Repatriation \r\n Return to country of residence, if you become sick or injured\r\n
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Real cost
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Real cost
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Real cost
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Section 4
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\r\n Repatriation of Mortal Remains to Home Country \r\n Transfer of remains of the one with the cover to usual country\r\n of residence\r\n
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Real cost
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Real cost
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Real cost
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Section 5
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\r\n Compassionate Visit \r\n Carters for relative or friend during final arrangements for\r\n repatriation in event of death\r\n
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$10,000
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$10,000
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$10,000
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Section 6
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\r\n Convalescence Expense \r\n Additional accommodation due to hospitalisation & emergency\r\n evacuation\r\n
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$1,000
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$1,000
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$1,000
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Section 7
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Dental Emergency Treatment Due to Accident
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$500
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$400
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$300
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\r\n Personal Accident Cover Paid \r\n Benefits to legal beneficiaries for accidental death\r\n
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$50,000
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$30,000
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$25,000
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\r\n Personal Liability \r\n Enables you pay compensation to another person for injury,\r\n death or loss of/damage to property\r\n
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$25,000
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$15,000
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N/A
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Cover 2 – (Sections 1 – 7)
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TRAVEL ASSISTANCE
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World Wide
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\r\n Worldwide Excluding USA, Canada, Australia & Japan\r\n
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Schengen
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Section 1
\r\n
\r\n Terrorism Cover \r\n Pays for medical and evacuation expenses following an act of\r\n terrorism*\r\n
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$20,000
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$15,000
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$10,000
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Section 2
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\r\n Catastrophe Cover \r\n Pays for travel expenses and accommodation in the event of\r\n catastrophe*\r\n
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$1,000
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$750
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$500
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Section 3
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\r\n Sea & Mountain Search and Rescue \r\n Pays for search and rescue cost\r\n
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$20,000
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$15,000
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$10,000
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Section 4
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Loss of Passport & Travel Documents
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$400
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$300
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$200
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Section 5
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\r\n Loss of Luggage \r\n Pays the difference of what the airline would pay within the\r\n limit due to the customer\r\n
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$1,000
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$800
\r\n
$600
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\r\n
Section 6
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\r\n Trip Cancelation (Per flight) \r\n Reimburses you for tickets and accommodation when flights are\r\n cancelled, if you buy the ticket alongside your travel\r\n Insurance*\r\n
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$250
\r\n
$200
\r\n
$200
\r\n
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Section 7
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\r\n Legal Fees \r\n Pays for any legal issues requiring a legal defense or\r\n translator\r\n
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$3,000
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$2,000
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$1,000
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Cover 3
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ADDITIONAL FREE MEDICAL ASSISTANCE
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1
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\r\n 24 HOURS Assistance service \r\n We are available round the clock to assist with flight and\r\n hotel accommodation, in the event of an emergency\r\n
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2
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\r\n Delivery of Medicines \r\n If prescribed medicines cannot be found at your location of\r\n travel, we will work with our partners to deliver the\r\n medicines to you\r\n
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3
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\r\n Relay of Urgent Messages \r\n We will assist in contacting family or friends in event of\r\n emergency\r\n
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4
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\r\n Long Distance Medical Information Services \r\n \r\n\r\n We work with our partners to ensure a specialised medical Team\r\n is at your disposal when required\r\n
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5
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\r\n Medical Referral to Local Medical Specialist\r\n \r\n We will make an appointment with a local medical specialist on\r\n your behalf, if you require such services\r\n
International Organisation for Standardization (ISO 31000), defines risk as “the effect of uncertainty on objectives”; this means the deviation from the expected objective which can be either positive or negative. It defines Risk Management as “Coordinated activities to direct and control an organisation with regards to risk.”\r\n
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Risk management has also been defined as “the process of making and implementing decisions that enable an organisation to optimize its level of risk”. Hence it can be inferred that risk management is the act of controlling the outcome of risk.\r\n
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There are four main risk categories. They are: Hazard Risks, Operational Risks, Financial Risks and Strategic Risks.\r\n
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Benefits of Risk Management\r\n
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It reduces the overall cost of risk for an organisation.
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It minimizes the fallout from future accidental losses by making these losses less frequent, less severe and more foreseeable.
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It provides the organisation with a framework to analyse the risks associated with an opportunity and then to manage those risks.
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It helps to achieve the optimal risk-adjusted return on capital
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What are the goals of risk management?
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To ensure compliance with legal and regulatory obligations.
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To ensure the longevity of an organisation by identifying threats and managing those risks appropriately.
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To ensure business continuity.
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To ensure profitability and growth.
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To ensure stability and sustainability of earnings.
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Traditional Risk Management is concerned with an organisation’s pure risk and primarily hazard risk while Enterprise Risk Management (ERM) is concerned with managing all the organisation’s risks, including operational, financial and strategic risks. Pure risk is a type of risk that cannot be controlled or predicted. A good example is natural disaster and death.
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Enterprise Risk Management
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Risk and Insurance Management Society (RIMS) defined ERM as “a strategic business discipline that supports the achievement of an organisation’s objectives by addressing the full spectrum of its risks and managing the combined impact of those risks as an interrelated risk portfolio.”
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ERM framework encompasses all stakeholders by making the entire organisation at all levels responsible for risk management. Also, effective communication is important for a successful ERM program, the risk management professionals must have access to data from all organisational areas and levels to identify and assess the organisation’s risks.
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ERM identifies operational, financial, strategic, and hazard risks, develops understanding of their relationships; and evaluates the potential effect of the risk portfolio on an organisation’s ability to achieve its objectives. ERM seeks to optimize a risk management strategy that is integrated into the entire organisation.
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Operational Risk
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Operational risk is the risk of loss resulting from inadequate or failed internal processes, people and system or from external events. It is essential that each organisation defines its operational risk tolerance. An organisation can develop a framework for managing its operational risk by categorising operational risk into people, process, system and external events.
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Financial Risk
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Financial risk has two characteristics. First, it is an external risk with the potential to affect an organisation’s objectives. Second, the risk can be reduced through financial contracts, such as derivatives. There are three major types of financial risk: Market risk, Credit risk and Price risk.
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Strategic Risk
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Strategic Risk is defined as “risk that is common to all securities of the same general class and that therefore cannot be eliminated by diversification.” Strategic risks are external to an organisation. They are systemic and speculative risks that are outside the control of any individual organisation.
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Although organisations cannot control these risks, risk management professionals can identify and understand these risks to help their organisations minimize negative risks while maximizing opportunity risks. The major strategic risks are: Economic environment, Demographics, and Political environment.
Experts often tell you to buy the car insurance you can afford, but that's not helpful unless you know the basics of how auto insurance works. Awareness of the insurance-buying process will save you time, effort and money throughout the transaction.\r\n
\r\n \r\n
Typically, auto insurance companies use many different criteria when evaluating an insurance application during a process called underwriting. During this process, auto insurance applicants are placed in a group based on how much money and how many claims the insurance company believes it may have to pay.\r\n
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Auto insurance rates differ significantly from one insurance company to another. That's because each insurance company uses its own formula to assess risk and decide what you pay for coverage. The best plan is to decide what coverage and options you need and compare costs so you can find cheap auto insurance that still provides sufficient coverage.\r\n
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Most insurance companies view drivers who are licensed but don't have insurance as risky, which may be why you end up paying more when you go back to buy auto insurance, if you let your policy expire lapse.\r\n
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Generally, there are two types of coverage one can purchase when looking to purchase auto insurance:\r\n
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Third-Party Liability: Third Party Motor Insurance is one of the compulsory insurance covers in the country, made mandatory by the Insurance Act of 2003. It is the minimum insurance cover that every car owner must possess. Legally, you are not expected to drive on any public road without insurance. This policy provides indemnity to Third Parties for death, bodily injury and property damage resulting from an accident with the automobile of the insured. It has a limit of N1, 000,000.
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\r\n Comprehensive Liability: Comprehensive auto insurance policy offers protection to the policyholder against any accidental loss or damage to the vehicle, risk of fire, theft, and the cover provided under the Third-Party Liability.\r\n
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It is essential to know the difference between these two covers. In the case of third-party liability, damage to your vehicle or injury to you in case of an accident is not covered. The policy only covers damage to other vehicles and injury to the other vehicle's passenger(s). In comparison, comprehensive liability covers damage to your vehicle and injuries to you and your passenger(s), as well as damage against injury to driver and passenger(s) of the other vehicle(s) in the event of an accident.\r\n
\r\n This class of business provides compensation for the insured persons in respect of injuries, death and\r\n disablement resulting from accident. It can be extended to cover the medical expenses for treatment\r\n of injuries.\r\n
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","export class AllRiskProposalForm {\r\n constructor(\r\n public NameOfProposal: string,\r\n public AddressOfProposal:string,\r\n public TradeOrBusiness:string,\r\n public long_established:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public OfficeTelephone:string,\r\n public contact_person:string,\r\n public AddressOfPropertyToBeInsured:string,\r\n public SecurityMeasure:string,\r\n public LockedSafeMobileGadgets:string,\r\n public FireBurglaryInsurance:string,\r\n public claimfromanyinsurer:string,\r\n public companydecline:string,\r\n public RenewPolicy:string,\r\n public ImposedSpecialTerms:string,\r\n public twelveMonths:string,\r\n public DetailDescription:string\r\n\r\n\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\nimport { BoardService } from 'src/app/board/board.service';\nimport { FormBuilder, FormGroup } from '@angular/forms';\nimport { Router, ActivatedRoute } from '@angular/router';\n@Component({\n selector: 'app-editboard',\n templateUrl: './editboard.component.html',\n styleUrls: ['./editboard.component.css']\n})\nexport class EditboardComponent implements OnInit {\n editForm: FormGroup;\n\n constructor(private route: ActivatedRoute,\n private router: Router,\n private boardService: BoardService, private fb: FormBuilder) { }\n\n ngOnInit() {\n this.updateStudentData();\n const id = this.route.snapshot.paramMap.get('id');\n this.boardService\n .GetStudent(id)\n .valueChanges()\n .subscribe((data) => {\n this.editForm.setValue(data);\n });\n }\n\n get image() {\n return this.editForm.get('image')\n }\n get name() {\n return this.editForm.get('name')\n }\n get title() {\n return this.editForm.get('title')\n }\n get abouta() {\n return this.editForm.get('abouta')\n }\n get aboutb() {\n return this.editForm.get('aboutb')\n }\n get aboutc() {\n return this.editForm.get('aboutc')\n }\n get aboutd() {\n return this.editForm.get('aboutd')\n }\n get aboute() {\n return this.editForm.get('aboute')\n }\n\n\n updateStudentData() {\n this.editForm = this.fb.group({\n image: \"\",\n name: \"\",\n title: \"\",\n abouta: \"\",\n aboutb: \"\",\n aboutc: \"\",\n aboutd: \"\",\n aboute: \"\"\n });\n }\n updateForm() {\n this.boardService.editBo(this.editForm.value);\n\n this.router.navigate(['/access-to-board']);\n }\n}\n\n","
WORKING REMOTELY? HERE ARE 4 WAYS TO BOOST PRODUCTIVITY
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It is a known saying that you should not bring your work home with you — but it is a little different when your work is at home. Whether you are working remotely on specific days of the week or all 5 working days, it is important to ensure that you are set up to be productive. This includes having a designated workspace with the adequate work tools.
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Here are some strategies and tips to not only be successful at working from home but to also maintain productivity:
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Create a dedicated office space \r\n It is critical to have a private, quiet space for your work. This space should only be for work related activities. By dedicating a space to work, you create a clear boundary between personal and work life.\r\n
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Stay organized and on a schedule \r\n Keeping track of your daily responsibilities is essential to maintaining productivity and is a lot simpler than you think. Say, for example, your job is done at a computer, just open a brand-new spreadsheet or word document and plan out the rest of your tasks for the week or month. Save the file to your computer’s desktop and remember to keep it open throughout your workday. Always remember to check it periodically to ensure you are completing your tasks. Keeping a daily schedule of when you begin and end work helps you to be focused and motivated.\r\n
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Minimize distractions \r\n It is also important to keep distractions out of the way when working remotely. When you take a break, doing something fun can help wipe your mind and refresh it for when you return to work. If your home area is always noisy, consider investing in noise cancelling headphones.\r\n
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Do whatever makes you happy \r\n The importance of finding happiness in what you do cannot be overemphasized. When you are happy, relaxed and motivated in your workspace, it becomes easier to accomplish the tasks you have for the day. This can range from putting on some good music, taking a walk outdoors when you have breaks, or just social communication with friends and family.\r\n
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","export class GroupPersonalAccidentProposalForm {\r\n constructor(\r\n public NameOfProposal: string,\r\n public AddressOfProposal:string,\r\n public TradeOrBusiness:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public SecondTelephone:string,\r\n public contact_person:string,\r\n public StartDate:Date,\r\n public EndDate: Date,\r\n public NatureOfContract:string,\r\n public SupervisoryRole:string,\r\n public WorkingRole:string,\r\n public Others:string,\r\n public SportEngage:string,\r\n public DeathBenefit:string,\r\n public PermanentDisability:string,\r\n public TemporaryDisablement:string,\r\n public MedicalExpenses:string,\r\n public limitcover:string,\r\n public additionalCover:string,\r\n public applicant:string,\r\n public legalRepresentative:string\r\n\r\n\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\nimport Swal from 'sweetalert2';\r\nimport * as $ from 'jquery';\r\nimport swal from 'sweetalert2';\r\nimport { NgForm } from '@angular/forms'\r\nimport { NewMarineCargoProposalForm } from 'src/app/Classes/new-marine-cargo-proposal-form';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\nimport { Utilities } from 'src/app/Helpers/utilities';\r\n\r\n\r\n@Component({\r\n selector: 'app-marine-cargo-proposal-form',\r\n templateUrl: './marine-cargo-proposal-form.component.html',\r\n styleUrls: ['./marine-cargo-proposal-form.component.css']\r\n})\r\nexport class MarineCargoProposalFormComponent implements OnInit {\r\n month:any;\r\n day:any;\r\n year:any;\r\n maxDate:any;\r\n\r\n public DateOfBirth: any;\r\n Duration:number;\r\n //public Age: number;\r\n dateTemp = new Date();\r\n step:number = 1;\r\n diseases: string[] = [];\r\n otherPolicy: string[] = [];\r\n ddEnabled:number = 0;\r\n countries:any;\r\n states:any;\r\n banks:any;\r\n termAgreed:boolean = false;\r\n showBeneficiaryTable: boolean = false\r\n proposalModel = new NewMarineCargoProposalForm(null,null,\"\",\"\",null,\"\",null,\"\",\"\",\"\",\"\",\"\",\"\",null,null,null,\"\",\r\n \"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",null,\"\",\"\");\r\n constructor(private _formservice: FormserviceService, private _utils: Utilities) { }\r\n\r\n ngOnInit(): void {\r\n window.scrollTo(0, 0);\r\n this._formservice.GetCountries()\r\n .subscribe(\r\n (data) => {\r\n this.countries = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n this._formservice.GetStates()\r\n .subscribe(\r\n (data) => {\r\n this.states = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n this._formservice.GetBanks()\r\n .subscribe(\r\n (data) => {\r\n this.banks = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n\r\n\r\n var dtToday = new Date();\r\n\r\n this.month = dtToday.getMonth() + 1;\r\n this.day = dtToday.getDate();\r\n this.year = dtToday.getFullYear();\r\n if(this.month < 10)\r\n this.month = '0' + this.month.toString();\r\n if(this.day < 10)\r\n this.day = '0' + this.day.toString();\r\n }\r\n\r\n selected(files: FileList)\r\n {\r\n let theFile = files[0];\r\n this._utils.ResizeImage(theFile, 128, 128)\r\n .subscribe(\r\n (file : File) =>{\r\n var reader = new FileReader();\r\n reader.readAsDataURL(file);\r\n reader.onload = (_event) => {\r\n this.proposalModel.src= reader.result.toString()\r\n this.proposalModel.filenameId= file.name\r\n this.proposalModel.filetypeId= file.type\r\n this.proposalModel.filestringId =this.proposalModel.src.substr(this.proposalModel.src.indexOf(',')+ 1)\r\n }\r\n }\r\n )\r\n\r\n }\r\n\r\n\r\n selected2(files: FileList)\r\n {\r\n let theFile = files[0];\r\n this._utils.ResizeImage(theFile, 128, 128)\r\n .subscribe(\r\n (file : File) =>{\r\n var reader = new FileReader();\r\n reader.readAsDataURL(file);\r\n reader.onload = (_event) => {\r\n this.proposalModel.src2 = reader.result.toString()\r\n this.proposalModel.filenameId2 = file.name\r\n this.proposalModel.filetypeId2 = file.type\r\n this.proposalModel.filestringId2 =this.proposalModel.src.substr(this.proposalModel.src.indexOf(',')+ 1)\r\n }\r\n }\r\n )\r\n\r\n }\r\n dob: Date;\r\n result: string;\r\n com :number;\r\n newDate:any;\r\n policy: string;\r\n //event handler for the select element's change event\r\n focusOutFunction () {\r\n this.dob = this.proposalModel.DateOfBirth;\r\n\r\n var today = new Date();\r\n var birthDate = new Date(this.dob);\r\n var age = today.getFullYear() - birthDate.getFullYear();\r\n var m = today.getMonth() - birthDate.getMonth();\r\n if (m < 0 || (m === 0 && today.getDate() < birthDate.getDate())) {\r\n age--;\r\n }\r\n this.proposalModel.Age = age;\r\n if(age < 18){\r\n Swal.fire(\"Error\", \"Under age, kindly put age 18 & above\", \"info\");\r\n }\r\n }\r\n\r\n\r\n\r\n submitForm(myForm: NgForm){\r\n\r\n console.log(this.proposalModel);\r\n\r\n var email = this.proposalModel.EmailAddress;\r\n var filestringId = this.proposalModel.filestringId;\r\n var regex = /^([a-zA-Z0-9_\\.\\-\\+])+\\@(([a-zA-Z0-9\\-])+\\.)+([a-zA-Z0-9]{2,4})+$/;\r\n\r\n if(!regex.test(email)) {\r\n swal.fire(\"Error\", \"Your email is not correct\", \"error\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n var telLength = $('#Telephone').val().toString().length;\r\n\r\n if (this.proposalModel.Occupation == \"\") {\r\n Swal.fire(\"Error\", \"Occupation is required\", \"info\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n if (this.proposalModel.EmployerName == \"\") {\r\n Swal.fire(\"Error\", \"Name Of Business is required\", \"info\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n\r\n\r\n if (this.proposalModel.EmployersAddress == \"\") {\r\n Swal.fire(\"Error\", \"Business Address is required\", \"info\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n\r\n\r\n if (!this.termAgreed) {\r\n Swal.fire(\"Error\", \"You need to agree to the terms and agreement\", \"info\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n else if(filestringId==''){\r\n swal.fire(\"Error\", \"Upload your signature\", \"error\");\r\n this._formservice.stopLoading();\r\n }\r\n else\r\n {\r\n\r\n this._formservice.startLoading();\r\n this._formservice.sendMarineCargoProposalForm(this.proposalModel)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n Swal.fire(\"Success\", \"Your form is submitted, Also you will get a copy of the email.\", \"success\");\r\n\r\n\r\n myForm.resetForm();\r\n } else {\r\n Swal.fire(\"error\", data.statusMessage, \"info\");\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n Swal.fire(\"fatal\", \"internal server error occurred\", \"error\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n\r\n }\r\n}\r\n\r\n}\r\n","\r\n
A QUICK GUIDE TO HOMEOWNERS’ INSURANCE FOR FIRST-TIME HOME BUYERS
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In this article, we’re going to tackle some Frequently Asked Questions (FAQs) about homeowners’ insurance for first-time home buyers. Enjoy!
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Q: What Is Homeowners Insurance? \r\n A: Homeowners’ insurance provides coverage for your private home and compensates you in the event of a loss. If your home is burgled, is partially or totally destroyed by a cause that is covered by your policy, homeowners’ insurance will help you replace your belongings, repair your home, or even rebuild.\r\n
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Q: What Does Homeowners Insurance Cover? \r\n A: In the event that you suffer a loss, the benefits you receive will depend upon several factors, including; the limits set on your policy, both for your structural property and your belongings; the deductible amount you pay before your coverage kicks in and whether you have chosen coverage for the actual cash value (depreciated) or the replacement value of your home and belongings.\r\n
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Q: How Much Does Homeowners Insurance Cost? \r\n A: The value of your home and the amount of coverage you buy will largely dictate the amount you will pay for your premiums. But there are other factors that can affect your premium as well, including things like the crime rate in your area, and how many claims you have filed in the past.\r\n
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Q: Where Can I Get Homeowners Insurance? \r\n A: When you start your search for homeowners’ insurance, it’s important to assess your needs to determine the right amount of coverage. It can be tempting to choose a policy based on price alone, but you probably won’t get the right amount of protection using that method.\r\n
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If you have further questions about homeowners’ insurance, you can call our customer service on 09048418896 or visit our website www.nsiainsurance.com.
\r\n \r\n The start of a new year is a great time to reevaluate and renew your insurance policies, as changing circumstances may lead to different insurance needs. Did you have a baby? Get married? Purchase a new home or car? If so, you'll want to check whether you have the right fit in policy protection. The renewal date of your insurance policy is based on the date your policy took effect and the length of your policy period.\r\nTake some time to talk with your agent to review your policies and see if they meet your current needs. Your agent or company can help determine whether your current policies provide adequate coverage or if you might need more or less. \r\nYour renewal is a good time to review your policy to verify discounts or make changes to coverage. It helps to have a reminder because insurance can be easy to forget about if you haven’t needed to use it recently. It's a good time to contact your insurance agent or your insurance company to review your policy. You may want to make changes to your coverage if your situation has changed. You may want to shop for another policy if you're not happy with your rates or service.\r\nThe global insurance industry has seen substantial changes over the past decade. The availability of data has skyrocketed. Advancements in digital and mobile technology have raised the bar on transparency and service quality as customers can now file claims and access agents, insurance quotes, and policy information with a few taps on a screen. Several areas now offer opportunities for personalization that can strengthen customer relationships. \r\nIf you plan to continue your coverage, it's important to continue making your payments. Making your payment notifies the insurance company that you want to continue the policy. It's especially important to pay your renewal fees on time because some carriers don't allow any grace period on renewals. It's equally important to cancel your insurance policy if you don't want to continue your policy. This is because some companies do extend a grace period and you may be charged for the grace period if they are not notified of the cancellation.\r\nLet us help you begin this year right. Talk to us today on 09048418896 to get started on the renewal process. \r\n\r\n
Oil and Gas Insurance is an insurance policy that covers human life, the environment and property from any accidents and oil and gas organization activities.\r\n
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Bonds & Guarantees
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\r\n Bond is a guarantee by one party often referred to as the Guarantor or Surety to another party who is requesting for the bond.\r\n
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It ensures that the party applying for the bond will meet its contractual obligations.
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Construction All Risk Insurance
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\r\n The policy covers contract work (both permanent and temporary works) including all material, it also protects the insured against all sums they may become liable to pay for damage in respect to:\r\n
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Death or bodily injury or illness or disease of any third party
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Loss or damage to third party’s property
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Loss of amenities, as a result of obstruction to third parties trespass or nuisance
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Denial of access, interference with light, air, water way and any other form of third party liabilities.
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Erection All Risks Insurance
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\r\n The policy is designed to cover the risk of loss arising from the erection, installation, commissioning and testing of machinery, plant and steel structures, including physical damage to the contract works, equipment and machinery, and liability for third-party bodily injury or property damage (PD) arising from of these operations.\r\n
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Marine Hull
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\r\n The policy provides protection for your vessel or fleet against physical damage caused by a peril of the sea or other covered perils while the vessel is in transit over water.\r\n
\n","export class ContractorAllRiskProposalForm {\r\n constructor(\r\n public NameOfProposal: string,\r\n public AddressOfProposal:string,\r\n public TradeOrBusiness:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public Rcnumber:string,\r\n public idnumber:string,\r\n public dateofincorporation: Date,\r\n public theprincipal:string,\r\n public SubContractor:string,\r\n public locationofcontractsite:string,\r\n public decriptionofcontract:string,\r\n // public HEIGHTANDDEPTH:string,\r\n public CONTRACTSITEPRONE:string,\r\n public CONTRACTOR_HAVE_EXPERIENCE:string,\r\n public constructionPeriodStart:Date,\r\n public constructionPeriodEnd:Date,\r\n public maintenancePeriodStart:Date,\r\n public maintenancePeriodEnd:Date,\r\n public Permanentworks:string,\r\n public TemporaryWorks:string,\r\n public RemovalofDebris:string,\r\n public Architects:string,\r\n public ConstructionalPlant:string,\r\n public ExistingBuilding:string,\r\n public COVERAGE_FOR_THIRD_PARTY_LIABILITY:string,\r\n public MinimumDistanceOfNeigboring:string,\r\n public POSSIBILITY_OF_A_THIRD_CATASTROPHE:string,\r\n\r\n // public WITH_REGARDS_TO_PROPERTY_DAMAGE:string,\r\n // public WITH_REGARDS_TO_BODILY_INJURY:string,\r\n // public FOR_PROPERTY_DAMAGE:string,\r\n // public FOR_BODILY_INJURY:string,\r\n public existingathirdparty:string,\r\n public CLAIMS_EXPERIENCE:string,\r\n public INSURER_DECLINED_TO_RENEW:string,\r\n // public DIRECTORS_OR_PARTNERS_EVER_BEEN:string,\r\n // public DIRECTOR_BEEN_INVOLVED:string,\r\n // public DATE_FROM_WHICH_INSURANCE_IS_REQUIRED:Date,\r\n public StartDate:Date,\r\n public EndDate:Date,\r\n public AltTelephone:String,\r\n public Tunnelling:string\r\n ) {\r\n\r\n }\r\n}\r\n","export class DebitMandateModel {\r\n constructor (\r\n public id: number,\r\n public surName: string,\r\n public firstName: string,\r\n public otherName: string,\r\n public emailAddress: string,\r\n public telephone: string,\r\n public accountNumber: string,\r\n public accountName: string,\r\n public policy: string,\r\n public amountInFigure: number,\r\n public amountInWords: string,\r\n public PaymentFrequency: string,\r\n public from: string,\r\n public to: string,\r\n public branch: string,\r\n public accountType: string,\r\n public agentName :string,\r\n public bankName: string,\r\n public termAgreed: boolean,\r\n public policyNumber: string,\r\n public filenameId:string,\r\n public filetypeId:string,\r\n public base64textStringId:string,\r\n public processedImagesId: any = [],\r\n public filestringId: string,\r\n public src:string,\r\n public Address:string\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-general-business-proposal-form',\r\n templateUrl: './general-business-proposal-form.component.html',\r\n styleUrls: ['./general-business-proposal-form.component.css']\r\n})\r\nexport class GeneralBusinessProposalFormComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","
Procrastination is often confused with laziness, but they are very different. It is an active process – you choose to do something else instead of the task that you know you should be doing. In contrast, laziness suggests indifference, inactivity and an unwillingness to act.
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Procrastination usually involves ignoring an unpleasant, but likely more important task, in favor of one that is more enjoyable or easier. Giving in to this impulse can have serious consequences, leading to reduced productivity and can cause us to miss out on achieving our goals.
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As with most habits, it is possible to overcome procrastination. Follow the steps below to help you to deal with and prevent procrastination:
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1.\tRecognize that you're procrastinating You might be putting off a task because you've had to re-prioritize your workload. If you're briefly delaying an important task for a genuinely good reason, then you aren't necessarily procrastinating. However, if you start to put things off indefinitely, or switch focus because you want to avoid doing something, then you probably are.\r\n
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2.\tWork out why you're procrastinating \r\n You need to understand the reasons why you are procrastinating before you can begin to tackle it. For instance, are you avoiding a particular task because you find it boring or unpleasant? If so, take steps to get it out of the way quickly, so that you can focus on the aspects of your job that you find more enjoyable\r\n
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3.\tAdopt anti-procrastination strategies \r\n Procrastination is a habit – a deeply ingrained pattern of behavior. This means that you probably can't break it overnight. Habits only stop being habits when you avoid practicing them, so try the strategies below to give yourself the best possible chance of succeeding.\r\n
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\r\n -\tPrioritize your To-Do List \r\n -\tPromise yourself a reward \r\n -\tMinimize distractions \r\n -\tBe accountable to someone other than yourself \r\n -\tTackle the hardest tasks at your peak times \r\n\r\n
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We hope this article has been helpful.
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\r\n","import { Component, OnInit } from '@angular/core';\r\nimport * as $ from 'jquery';\r\nimport { NgForm } from '@angular/forms'\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\nimport { Beneficiaries, DDInstructions, MedicalDetails, NextOfKin, } from 'src/app/Classes/proposal-form';\r\nimport { Utilities } from 'src/app/Helpers/utilities';\r\n\r\n\r\n@Component({\r\n selector: 'app-group-life-proposal-form',\r\n templateUrl: './group-life-proposal-form.component.html',\r\n styleUrls: ['./group-life-proposal-form.component.css']\r\n})\r\nexport class GroupLifeProposalFormComponent implements OnInit {\r\n model;\r\n month:any;\r\n day:any;\r\n year:any;\r\n maxDate:any;\r\n\r\n telephone :string;\r\n dateTemp = new Date();\r\n step:number = 1;\r\n diseases: string[] = [];\r\n otherPolicy: string[] = [];\r\n ddEnabled:number = 0;\r\n countries:any;\r\n states:any;\r\n banks:any;\r\n termAgreed:boolean = false;\r\n showBeneficiaryTable: boolean = false\r\n ddModel = new DDInstructions(\"\",\"\",\"\",null);\r\n beneficiaryModel = new Beneficiaries(\"\", \"\", \"\", null, this.dateTemp);\r\n nextOfKinModel = new NextOfKin(\"\",\"\",\"\",\"\");\r\n productType:number = 0;\r\n medicalModel = new MedicalDetails(\"\",\"\",\"\",\"\",\"\",this.dateTemp,null,\"\",\"\",\"\",null,null,this.dateTemp, [],null,\"\",null,\"\");\r\n proposalModel = new ProposalForm(null,null,\"\",\"\",null,\"\",null,\"\",\"\",\"\",\"\",\"\",\"\",\"\",this.dateTemp,null,\"\",\r\n \"\",\"\",\"\",\"\",\"\",\"\",\"\",null,this.medicalModel,\"\",\"\",null,null,[],\"\",[],this.beneficiaryModel,this.nextOfKinModel,\"\",\"\",this.ddModel, \"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\",\"\", \"\",\"\",\"\",\"\");\r\n constructor(private _formservice: FormserviceService, private _utils:Utilities) { }\r\n\r\n ngOnInit(): void {\r\n window.scrollTo(0, 0);\r\n this._formservice.GetCountries()\r\n .subscribe(\r\n (data) => {\r\n this.countries = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n this._formservice.GetStates()\r\n .subscribe(\r\n (data) => {\r\n this.states = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n this._formservice.GetBanks()\r\n .subscribe(\r\n (data) => {\r\n this.banks = data\r\n },\r\n (error) => {\r\n console.log(error);\r\n }\r\n );\r\n\r\n\r\n\r\n var dtToday = new Date();\r\n this.month = dtToday.getMonth() + 1;\r\n this.day = dtToday.getDate();\r\n this.year = dtToday.getFullYear();\r\n if(this.month < 10)\r\n this.month = '0' + this.month.toString();\r\n if(this.day < 10)\r\n this.day = '0' + this.day.toString();\r\n\r\n this.proposalModel.ComencementDate = this.year + '-' + this.month + '-' + this.day;\r\n\r\n document.getElementById(\"ComencementDate\").setAttribute(\"min\", this.proposalModel.ComencementDate);\r\n }\r\n selected(files: FileList)\r\n {\r\n let theFile = files[0];\r\n this._utils.ResizeImage(theFile, 128, 128)\r\n .subscribe(\r\n (file : File) =>{\r\n var reader = new FileReader();\r\n reader.readAsDataURL(file);\r\n reader.onload = (_event) => {\r\n this.proposalModel.src= reader.result.toString()\r\n this.proposalModel.filenameId= file.name\r\n this.proposalModel.filetypeId= file.type\r\n this.proposalModel.filestringId=this.proposalModel.src.substr(this.proposalModel.src.indexOf(',')+ 1)\r\n }\r\n }\r\n )\r\n\r\n }\r\n\r\n selected2(files: FileList)\r\n {\r\n let theFile = files[0];\r\n this._utils.ResizeImage(theFile, 128, 128)\r\n .subscribe(\r\n (file : File) =>{\r\n var reader = new FileReader();\r\n reader.readAsDataURL(file);\r\n reader.onload = (_event) => {\r\n this.proposalModel.src2= reader.result.toString()\r\n this.proposalModel.filenameId2= file.name\r\n this.proposalModel.filetypeId2= file.type\r\n this.proposalModel.filestringId2=this.proposalModel.src.substr(this.proposalModel.src.indexOf(',')+ 1)\r\n }\r\n }\r\n )\r\n }\r\n\r\n\r\n assignProductType(){\r\n this.productType = this.proposalModel.ProductType;\r\n if (this.productType > 0) {\r\n console.log(this.productType);\r\n this.step = 2;\r\n }\r\n\r\n }\r\n Previous(){\r\n if (this.step == 2) {\r\n this.proposalModel.ProductType = null;\r\n this.productType = null;\r\n }\r\n this.step--;\r\n\r\n window.scrollTo(0, 0);\r\n }\r\n\r\n addPolicy(e){\r\n let value = e.srcElement.value;\r\n // let type = true;\r\n if (e.srcElement.checked) {\r\n this.otherPolicy.push(value);\r\n }else{\r\n const index: number = this.otherPolicy.indexOf(value);\r\n if (index !== -1) {\r\n this.otherPolicy.splice(index, 1);\r\n }\r\n }\r\n }\r\n addDisease(e){\r\n let value = e.srcElement.value;\r\n // let type = true;\r\n if (e.srcElement.checked) {\r\n this.diseases.push(value);\r\n }else{\r\n const index: number = this.diseases.indexOf(value);\r\n if (index !== -1) {\r\n this.diseases.splice(index, 1);\r\n }\r\n }\r\n\r\n // console.log(e);\r\n\r\n\r\n }\r\n submitForm(myForm: NgForm){\r\n var email = this.proposalModel.EmailAddress;\r\n\r\n var regex = /^([a-zA-Z0-9_\\.\\-\\+])+\\@(([a-zA-Z0-9\\-])+\\.)+([a-zA-Z0-9]{2,4})+$/;\r\n\r\n if (!this.termAgreed) {\r\n alert(\"You need to agree to the terms and agreement\");\r\n return;\r\n }\r\n if(!regex.test(email)) {\r\n alert(\"Your email is not correct\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n console.log($('#Telephone').val());\r\n var telLength = $('#Telephone').val().toString().length;\r\n //var secTel =$(\"#AlternativeTel\").val().toString().length;\r\n\r\n if(telLength < 10){\r\n alert(\"Your telephone number is not correct\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n if(this.proposalModel.filestringId==''){\r\n alert(\"Upload your cac\");\r\n this._formservice.stopLoading();\r\n return;\r\n }\r\n if(this.proposalModel.filestringId2==''){\r\n alert(\"Upload your signature\");\r\n this._formservice.stopLoading();\r\n return;\r\n } else{\r\n\r\n this._formservice.startLoading();\r\n this._formservice.sendProposalForm(this.proposalModel)\r\n .subscribe(\r\n (data) => {\r\n if (data.statusCode == \"00\") {\r\n alert(\"Your form is submitted\");\r\n myForm.resetForm();\r\n } else {\r\n alert(data.statusMessage);\r\n }\r\n this._formservice.stopLoading();\r\n },\r\n (error) => {\r\n console.log(error);\r\n alert(\"internal server error occurred\");\r\n this._formservice.stopLoading();\r\n }\r\n )\r\n }\r\n\r\n }\r\n testThis(){\r\n console.log(this.termAgreed);\r\n\r\n }\r\n Add(){\r\n if (this.beneficiaryModel.BenefitProportion == \"\") {\r\n alert(\"Beneficiary proportion is required\");\r\n return;\r\n }\r\n if (this.beneficiaryModel.Relationship == \"\") {\r\n alert(\"Beneficiary relationship is required\");\r\n return;\r\n }\r\n if (this.beneficiaryModel.FullName == \"\") {\r\n alert(\"Beneficiary full name is required\");\r\n return;\r\n }\r\n if (this.beneficiaryModel.Sex <= 0) {\r\n alert(\"Beneficiary gender is required\");\r\n return;\r\n }\r\n if (!this.beneficiaryModel.DateOfBirth) {\r\n alert(\"Beneficiary Date of birth is required\");\r\n return;\r\n }\r\n this.proposalModel.BeneficiariesData.push(this.beneficiaryModel);\r\n this.beneficiaryModel = new Beneficiaries(\"\", \"\", \"\", null, this.dateTemp);\r\n if (this.proposalModel.BeneficiariesData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }\r\n }\r\n editBen(i){\r\n this.beneficiaryModel.BenefitProportion = this.proposalModel.BeneficiariesData[i].BenefitProportion\r\n this.beneficiaryModel.DateOfBirth = this.proposalModel.BeneficiariesData[i].DateOfBirth\r\n this.beneficiaryModel.FullName = this.proposalModel.BeneficiariesData[i].FullName\r\n this.beneficiaryModel.Relationship = this.proposalModel.BeneficiariesData[i].Relationship\r\n this.beneficiaryModel.Sex = this.proposalModel.BeneficiariesData[i].Sex\r\n this.proposalModel.BeneficiariesData.splice(i, 1);\r\n if (this.proposalModel.BeneficiariesData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }else{\r\n this.showBeneficiaryTable = false;\r\n }\r\n\r\n }\r\n deleteBen(i){\r\n this.proposalModel.BeneficiariesData.splice(i, 1);\r\n if (this.proposalModel.BeneficiariesData.length > 0) {\r\n this.showBeneficiaryTable = true;\r\n }else{\r\n this.showBeneficiaryTable = false;\r\n }\r\n }\r\n\r\n}\r\nexport class ProposalForm {\r\n constructor(\r\n public ProductType: number,\r\n public PremiumType:number,\r\n public Surname:string,\r\n public OtherNames:string,\r\n public Sex:number,\r\n public MaidenName:string,\r\n public MaritalStatus:number,\r\n public ResidentialAddress:string,\r\n public PostalAddress:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public OfficeTelephone:string,\r\n public AlternativeTel:string,\r\n public AverageAge:string,\r\n public DateOfBirth:Date,\r\n public Age:number,\r\n public RICNumber:string,\r\n public StateOfOrigin:string,\r\n public Nationality:string,\r\n public Occupation:string,\r\n public EmployerName:string,\r\n public Position:string,\r\n public NatureOfWork:string,\r\n public EmployersAddress:string,\r\n public PaymentFrequency:number,\r\n public MedicalData:MedicalDetails,\r\n public ComencementDate: string,\r\n public Duration:string,\r\n public SumAssurred:number,\r\n public NumberOfMembers:number,\r\n public OtherPolicy: string[],\r\n public IneligibilityFactor:string,\r\n public BeneficiariesData:Beneficiaries[],\r\n public BeneficiariesTemp:Beneficiaries,\r\n public NextOfKinData:NextOfKin,\r\n public PolicyHolder:string,\r\n public RelationshipToPolicyHolder: string,\r\n public DebitMandateInstruction:DDInstructions,\r\n public Agent :string,\r\n public IndustrySector :string,\r\n public productclassification:string,\r\n public Scheme:string,\r\n public CompanyRep:string,\r\n\r\n public filenameId:string,\r\n public filetypeId:string,\r\n public base64textStringId:string,\r\n public processedImagesId: any = [],\r\n public filestringId: string,\r\n public src:string,\r\n public src2:string,\r\n\r\n public filestringId2: string,\r\n public filenameId2:string,\r\n public filetypeId2:string,\r\n public base64textStringId2:string,\r\n\r\n\r\n ) {\r\n\r\n }\r\n\r\n}\r\n","
A lot of business owners start off their businesses thinking that they do not need an insurance policy. This conception is not only wrong, it is also very risky. Business insurance is purchased by businesses to cover potential damages to property and protect themselves against law suits or contractual disputes. It is important to note that when running a business, your employees and customers are your responsibility because your business affects them in one way or another.
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NSIA Business Insurance is simplified into four categories depending on the needs of your business; Transportation, Property, Accident and Liability.
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Why purchase business insurance?
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1. It ensures that the business is in constant operation Business insurance protects your business from major losses that could have a significant impact on your day-to-day business operations. For example, a flood that causes damage to plants and machineries or even a fire outbreak that causes death or severe injuries to employees. Business insurance provides compensation for the injured on behalf of the insured.\r\n
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2. To cover legal fees \r\n Perhaps you are of the opinion that you do not need business insurance because you believe that you run your business in total compliance with operational laws and regulations, but issues may arise, leading to costly legal fees. In such a case, the lack of business insurance causes you to cover these fees out-of-pocket, resulting in a major setback for your business.\r\n
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3. Protect your employees \r\n You cannot build your brand without your employees or even carry out the daily operations of your business without their help. This is why protecting them in the event of an accident is important. It is also a way of protecting yourself against any lawsuits or liability claims from a disgruntled employee.\r\n
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4. It is required by law \r\n According to Section 9(3) of the Pension Reform Act 2004, it is compulsory for every employer of labour, with five employees or more, to maintain a life insurance policy in favour of the employee. Failure to do this attracts a penalty of N250,000 or possible jail time.\r\n
We know you’re ready for the festivities with your holiday spirit on full blast but before you begin celebrations, take a few minutes to help ensure a safe season.
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Outdoor lighting \r\n Does your holiday decoration display light up the whole neighbourhood? Make sure you follow all the necessary lighting precautions:\r\n\r\n
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\r\n •\tReplace old or frayed wired lights with new energy-saving lights.
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•\tWhen replacing bulbs, turn off the main electricity supply to the outdoor lighting.
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•\tConnect outdoor wires to a grounded, weather-protected outlet.
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•\tUse extension cords safely and avoid overloading.
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Indoor lighting \r\n When it comes to indoor lighting, similar rules apply. Use certified, high-quality lights and replace frayed wires with new ones to prevent a fire. Always unplug lights before going to bed or when leaving your home, or set them on a timer.\r\n
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Cooking and baking \r\n No holiday celebration would be complete without a feast, but be sure to take precautions against kitchen fires when you’re cooking and baking. That includes keeping children and flammable items such as grocery bags and kitchen towels away from the stove and oven. Clean up greasy spills as you go to remove another fire hazard.\r\n
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Fireworks \r\n If you will be setting off fireworks at home, choose a location away from buildings and trees. Be sure your spectators, including children and pets, stay at a safe distance. Keep a supply of water or fire extinguishers at hand.\r\n
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Hosting a party
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If you are hosting a party, you are responsible for your guests’ safety and what could happen if your guests leave intoxicated. Remember these simple tips to celebrate safely:\r\n
\r\n We hope this article has been helpful. Have a wonderful celebration!\r\n
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•\tStay sober so that you can comfortably control any potential issues.
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•\tIf you are serving alcohol, have plenty of food and non-alcoholic drinks available.
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•\tPlan for potential overnight guests and have taxi numbers handy.
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•\tIf you are not comfortable with your guests driving, don’t give them the option to refuse your help.
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","import { Component, OnInit } from '@angular/core';\r\nimport { WhistleClass } from 'src/app/Classes/whistle-class';\r\nimport { FormserviceService } from 'src/app/Services/formservice.service';\r\nimport swal from 'sweetalert2';\r\n\r\n@Component({\r\n selector: 'app-whistle-blower',\r\n templateUrl: './whistle-blower.component.html',\r\n styleUrls: ['./whistle-blower.component.css']\r\n})\r\nexport class WhistleBlowerComponent implements OnInit {\r\n\r\n formData = new WhistleClass(\"\", \"\", \"\", \"\", \"\", \"\", \"\");\r\n\r\n constructor(private _formService: FormserviceService) { }\r\n\r\n ngOnInit(): void {\r\n window.scrollTo(0, 0);\r\n debugger;\r\n }\r\n OnFormSubmit(){\r\n this._formService.startLoading();\r\n this._formService.blowWhistle(this.formData)\r\n .subscribe(\r\n (data) => {\r\n console.log(data);\r\n if (data.statusCode == \"00\") {\r\n swal.fire(\"Success\", \"Your message is submitted. We will contact you shortly\", \"success\");\r\n } else {\r\n swal.fire(\"Error\", data.statusMessage, \"info\");\r\n }\r\n this._formService.stopLoading();\r\n this.formData = new WhistleClass(\"\", \"\", \"\", \"\", \"\", \"\", \"\");\r\n },\r\n (error) => {\r\n console.log(error);\r\n swal.fire(\"Fatal\", \"Internal server error occurred\", \"error\");\r\n this._formService.stopLoading();\r\n }\r\n )\r\n\r\n }\r\n}\r\n\r\n","\r\n\r\n\r\n\r\n
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\r\n","import { enableProdMode } from '@angular/core';\r\nimport { platformBrowserDynamic } from '@angular/platform-browser-dynamic';\r\n\r\nimport { AppModule } from './app/app.module';\r\nimport { environment } from './environments/environment';\r\n\r\nif (environment.production) {\r\n enableProdMode();\r\n window.console.log = () => { }\r\n}\r\n\r\n// platformBrowserDynamic().bootstrapModule(AppModule)\r\n// .catch(err => console.error(err));\r\n platformBrowserDynamic().bootstrapModule(AppModule).then(ref => {\r\n\r\n }).catch(err => console.error(err)); \r\n","export class GoodsInTransitProposalForm {\r\n constructor(\r\n\r\n public NameOfProposal:string,\r\n public AddressOfProposal:string,\r\n public TradeOrBusiness:string,\r\n public EmailAddress:string,\r\n public Telephone:string,\r\n public StartDate: Date,\r\n public EndDate: Date,\r\n public NatureOfGoods:string,\r\n public scheduleanyvehicles:string,\r\n public RegistrationNumber:string,\r\n public estimated_aggregate_value_of_goods:string,\r\n public maximum_value_of_any_one:string,\r\n public Conditions_of_Carriage : string,\r\n public Single_Transit_Cover: string,\r\n public attendant_remain: string,\r\n public licenses_suspended: string,\r\n public carry_fire_extinguishers:string,\r\n public renewal_ever_been_declined:string,\r\n public increased_rate:string,\r\n public loss_damage_to_goods: string,\r\n public estimated_annual_carrying: string,\r\n public limit_anyone_carrying:string,\r\n public AltTelephone:string,\r\n public carriageowmedgoods:string\r\n\r\n ) {\r\n\r\n }\r\n}\r\n","import { Component, OnInit } from '@angular/core';\r\n\r\n@Component({\r\n selector: 'app-always-read-your-policy-documents',\r\n templateUrl: './always-read-your-policy-documents.component.html',\r\n styleUrls: ['./always-read-your-policy-documents.component.css']\r\n})\r\nexport class AlwaysReadYourPolicyDocumentsComponent implements OnInit {\r\n\r\n constructor() { }\r\n\r\n ngOnInit(): void {\r\n }\r\n\r\n}\r\n","\r\n \r\n
ALWAYS READ YOUR POLICY DOCUMENTS ALL THE WAY THROUGH! HERE’S WHY…
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As far as reading materials go, insurance policies will probably never make it onto the top of the reading list for most people. Apart from being lengthy, the language of policies makes them a bit difficult for individuals without any background in insurance to understand. We wrote an article to help you understand basic insurance terminologies and their meanings, read
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\r\n It is essential that you read and most importantly understand what your policy says because it has important implications for whether or not the insurance you bought does what you expect it to do for you. That being said, here are four good reasons to read your policy documents:\r\n
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1.\tYour policy contains important dates \r\n Insurance policies can be time sensitive. Often, they contain dates by which something must be done. For instance, there is a section that mentions the time-frame within which you have to file a claim after an accident. If you don’t read your policy and are not even aware of such a timeline the chances of your claim being rejected are quite high.\r\n
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2.\tVerify personal details \r\n Personal data provided to the insurance company forms a very important part for settlement of all claims. Make sure that all personal details, such as your name, age, etc., are mentioned correctly and also that all aspects related to personal habits or health details are mentioned correctly and honestly. In cases where it is not declared or is erroneous on policy documents, the insurer may refuse to honour the claim.\r\n
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3.\tReading your policy helps you stay on top of modifications \r\n The ‘Endorsement’ section in your policy offers you options to add coverage or increase coverage limits. It’s important that you keep track of any changes made under the endorsement so you are not caught by surprise.\r\n
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4.\tYour policy sets out important conditions \r\n This is the section that tells you what the insurer’s responsibilities are and what your responsibilities are as the customer. It would also include procedures to follow after a loss. If the policy conditions are not met the insurer can reject any claim you make under the policy.\r\n
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Don’t take that risk. Carefully read your policy documents and know what’s required of you.
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