Fire Insurance helps protect what matters most, even when the unexpected happens.

? FIRE & SPECIAL PERILS INSURANCE

Ensure your property is fully protected with broad coverage against fire and a range of additional risks.

Key Features
  • Covers fire, lightning, domestic explosions, flood, storm, tempest, and earthquake
  • Protection from riots, strikes, malicious damage, impact, subsidence, and landslip
  • Suitable for both movable and immovable property, including buildings, machinery, furniture, and stock
  • Ideal for property owners, trustees, and institutions with financial interest in assets
Benefits
  • Comprehensive protection from multiple natural and accidental hazards
  • Coverage tailored for residential, commercial, and industrial properties
  • Peace of mind knowing your assets are protected around the clock

? INDUSTRIAL ALL-RISK INSURANCE​

Provides comprehensive cover against physical loss or damage to industrial assets including buildings, plant, machinery, equipment, and stock, arising from fire, theft, explosion, flood, storm, impact, and other accidental causes.

? BUSINESS INTERRUPTION INSURANCE

Unexpected disruptions can bring business operations to a halt. Business Interruption Insurance ensures your business remains financially protected after insured physical damage.

Key Features
  • Covers loss of gross profit resulting from operational downtime
  • Protection for wages and salaries maintained during interruption
  • Coverage for auditors' fees required for claim documentation
  • Applicable to losses caused by fire, explosion, earthquake, flood, storm, impact, and other insured perils
Benefits
  • Supports business continuity and financial stability
  • Ensures employees’ incomes remain secure
  • Covers professional documentation required for claims
  • Helps companies resume operations with reduced financial pressure

? ​ HOUSEHOLDER/HOMEOWNERS INSURANCE

This cover helps safeguard your home and its contents against life’s unexpected moments from fire and flooding to burglary or accidental damage. Whether you’re a homeowner or a tenant, you can enjoy lasting peace of mind knowing what matters most to you is protected.

Key Features
  • Covers fire, explosion, acts of nature, burst pipes, and accidental glass damage
  • Protection against theft involving forcible entry
  • Coverage for permanent fixtures and improvements
  • Third-party liability protection, including domestic employees
  • Temporary accommodation when the home becomes uninhabitable
  • Optional add-on: Theft cover for holiday or seldom-occupied homes
Benefits
  • Complete protection for both the building and household contents
  • Compensation for loss of rent or alternative accommodation
  • Tailored solutions to meet the needs of homeowners and tenants
  • Safeguards your family against financial loss and liability